Sentences with phrase «with certain insurance companies»

Pacific Insurance Group sponsors Bellevue Connections, a networking group which provides discounts with certain insurance companies.

Check out group coverage: Some larger employers, alumni associations and business associates will often have long standing relationships with certain insurance companies that will offer discounts for employees and members.

All home loan lenders have tie ups with certain insurance companies whose cover they might be trying to push.

The longer you've been with a certain insurance company, the more discounts you may be eligible for.

Not exact matches

the Company is also exposed to credit risk in certain of its insurance operations and with respect to certain guarantee or indemnification arrangements that we have with third parties;

Proposed board reforms to Canada's deposit - taking institutions and insurance companies under the new guidelines include: appointing directors with relevant financial services experience; more board control over enterprise risk; enhanced director training, self - assessment and external reviews; and certain powers that allow boards to better direct and monitor management.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.

With an annuity, however, you enter into a contract with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run With an annuity, however, you enter into a contract with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run with an insurance company to pay a certain amount for the rest of your life, giving you the peace of mind that comes from knowing your income will never run out.

I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Certain Shareholders (including broker - dealers, traders, banks and other financial institutions, insurance companies, real estate investment trusts, tax - exempt entities, Shareholders whose functional currency is not the US dollar or other investors with special circumstances) may be subject to special rules not discussed below.

Insurance companies are not in compliance with the law if they have arbitrary rules for a set number of consultations or certain age of the baby.

requiring certain «overcapitalized» captive insurance companies to file combined returns with their affiliates ($ 31 million).

The governor's executive budget, released in January, proposed cutting Medicaid payments to certain health insurance companies with excess reserves, and was rejected by both houses of the Legislature.

With dental insurance, it's the opposite: the insurance company pays for semi-annual cleanings, xrays, and other costs up to a certain annual maximum dollar amount (usually a very low amount, in the $ 1,000 to $ 2,000 range), after which you pay for everything out of pocket (or wait until the following plan year for the additional care).

Many insurance companies will provide you with discounts on your insurance premium if you meet certain requirements.

The GRC / ERC is like the RCV, but with a guarantee that the insurance company will pay a certain percentage beyond your policy's limits to rebuild your home.

Millions of Americans with otherwise stellar credit records have unpaid medical debt due to an insurance company's failure to pay, refusal to cover certain medical expenses, red tape, or perhaps the policyholder's breach of lifetime maximum benefits.

One way would be to purchase a permanent life insurance policy which would be given to the employee upon retirement, after a certain number of years with the company, or based upon a certain level of performance.

«Your premium may double or triple, you'll have a higher deductible and the new insurance company may restrict your coverage in certain areas, but you can usually get some type of coverage,» says Denny Edwards, an insurance agent with CarInsurance.ca in Toronto.

In addition, on certain policies with specific life insurance companies, the WOP rider will also waive premiums due on the supplemental life insurance riders, guaranteed insurability riders and renewable term riders.

In addition, many renters insurance companies have arrangements with certain hotel chains that allows them access to room inventory that otherwise might be blocked off for anticipated walk - ins.

Thus, the only type of annuity that allows the insurance company to keep the undistributed balance of the investment when the owner passes away is a lifetime immediate income annuity account with no period certain.

This has led many companies to either not offer renters and homeowners insurance in North Carolina at all, to limit new business in certain parts of the state, or to simply require that property policies be bundled with something else, usually an auto.

The typical load fee varies by insurance company and can range from 4 % to 15 %, with certain insurers reserving the right to raise fees up to 20 %.

And with the advent of blockchain, certain companies are working on ways to use block - chain technology for life insurance underwriting.

I can't be totally certain here, but I suggest that all major state insurance regulators should send Ben Bernanke, Tim Geithner, and Hank Paulson some really nice gifts, because had AIG's life companies failed, the state guaranty funds would have been hard pressed to come up with something north of $ 10 billion by surcharging the other insurance companies doing business in each state.

It combines the growth potential of the Vanguard Variable Annuity with an insurance company guarantee that your income will never drop below a certain level because of market fluctuations.

To afford the high monthly payments, certain graduates pursue employment with companies that do not necessarily maximize their skills but offer a starting salary high enough to make the monthly student loan payment and other monthly bills like rent, utilities, and insurance.

In other words, insurance companies in certain states may weigh credit - based insurance scores less heavily in order to be more competitive with pricing.

Motorcycle insurance companies do consider the broad severity, frequency and total losses related to certain claims, and states with helmet laws — and more wearers — have relatively lower rates.

He made a lot of money in certain shorter term investments, but even the cheap stuff like the insurance company he bought for a P / E of less than 1 were higher quality businesses with a history of profits.

A bonus plan may also be designed with certain restrictions and vesting requirements that make the life insurance policy more valuable for an employee who remains with the company.

Of course, this can be a little dangerous, because some brokers might play favorites with certain carriers and push a business owner toward a higher priced insurance company.

Certain services offered with this value added workplace benefit may be available to MetLife Basic Term Life, Supplemental Term Life, and Accidental Death & Dismemberment (AD&D) insurance policyholders based on your company's benefit plan offering.

We also work with insurance companies that do not discriminate against certain breeds of dog to provide home owner's and dog liability policies.

Blanck and others also have voiced concerns that dog adopters may run into trouble with home - insurance companies, or neighborhoods and apartments who have rules or restrictions on certain breeds, often based on size or dangerous image.

While human medical insurance companies only work with certain practices or doctors, pet insurance works differently.

Einhorn Insurance does NOT agree with the way most insurance companies discriminate against certain breedInsurance does NOT agree with the way most insurance companies discriminate against certain breedinsurance companies discriminate against certain breeds of dog.

Owning certain large breed dogs, mostly those with a guard dog mentality, is being discouraged by some home insurance companies.

I was surprised to discover that about one third of all homeowner claims involve dog bites so companies are beginning to refrain from selling insurance to households with dogs or to persons who have certain breeds of dogs, or they are starting to exclude damages from dog bites from their coverage altogether.

Again, check with you insurance company directly to be certain.

Secondary coverage means that you'll likely have to file a claim with your insurance company and you might be responsible for certain fees, such as deductibles.

When you purchase UM coverage as part of your policy, your car insurance company agrees to pay a certain amount in coverage if you are involved in a car accident with an uninsured or underinsured driver.

Insurance companies have certain legal obligations to handle claims with a reasonable degree of efficiency and ethical conduct when working with individuals who have suffered personal injury or property loss.

If you feel certain that the property owner was at fault for your fall, file a personal injury claim with the property owner's insurance company.

You will usually agree to certain insurance terms with the company, which may or may not usurp coverage with your own insurance company.

This can be frustrating and builds a certain level of distrust with your insurance company.

Our legal team will also work closely with your health care provider, employers and insurance company to make certain you receive the rehabilitation and therapy you need to re-enter the work force.