Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions
with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements
with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements
with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the
Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our
credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our
credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving
credit facility to higher interest payments should interest
rates increase substantially; 27) the effectiveness of any interest
rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
If you make the mistake of buying a
company with a low
credit rating, you will find it difficult to muster enough of a cashflow to allow it to function.
Vicki Bryan, senior analyst of independent research for bond -
rating company Gim me
Credit, said Valeant's problems aren't over
with the termination of its relationship
with Philidor.
Heavy earthmoving equipment supplier Emeco Holdings has shrugged off a
credit rating downgrade from Fitch
Ratings,
with managing director Ian Testrow saying the market should focus on the big picture of the
company's merger and restructuring plan.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest
rates and foreign currency exchange
rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection
with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection
with the pending Rockwell Collins acquisition; (5) future availability of
credit and factors that may affect such availability, including
credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection
with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8)
company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined
company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection
with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated
with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated
with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined
company, to retain and hire key personnel.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the
Company's control, including natural and other disasters or climate change affecting the operations of the
Company or its customers and suppliers; (2) the
Company's
credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange
rates and fluctuations in those
rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays
with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the
Company's information technology infrastructure; (10) financial market risks that may affect the
Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the
Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
Behind this call is her expectation that this current era of loose monetary policy and tumbling interest
rates may be coming to an end, which would put more pressure on
companies with low
credit quality.
If you apply, expect barter
companies to check your Dun & Bradstreet
credit rating and vendor references, although the application and approval process should be easier than
with a bank loan; on
credit lines worth more than $ 10,000, owners may also have to sign personal guarantees.
Another way to gauge the strength of a
company is to
companies with similar
credit ratings - which the big
credit rating agencies, Moody's and Standard & Poor's (S&P)- provide for investors to look up.
It should also be noted the
credit card interest
rate that you end up
with is calculated by the card
company's formula.
These ETFs typically hold bonds issued by
companies with lower
credit ratings.
While OneMain Financial doesn't have the most competitive
rates on the market, it's one of the few
companies that will lend to borrowers
with credit scores below 620.
Many student loan refinancing
companies will provide a qualified interest
rate with a «soft»
credit check that will not affect your
credit score.
«
With low
credit card penetration and the lack of structured
credit history, this large segment of the Indian population resorts to availing
credit from informal sources at high interest
rates,» the
company said in the statement.
3 The iBoxx US dollar corporate bond index, for example, comprises more than 4,200 bonds from 1,200 issuers (associated
with 900
companies), all
with varying
credit ratings, coupons and other structural features; see Tierney and Thakkar (2015).
Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the
Company was engaged in predatory lending practices that saddled subprime borrowers and / or those
with poor or limited
credit histories
with high - interest
rate debt that they could not repay; (ii) many of the
Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the
Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the
Company was providing online loans to college students despite a governmental ban on the practice; (iv) the
Company was engaged overly aggressive and improper collection practices; (v) the
Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the
Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the
Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the
Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million
Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the
Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.
Be sure all your payments are on time and try to negotiate the lowest possible interest
rate with your
credit card
company.
For
companies with a strong
credit rating and advanced, verifiable financial reporting (such as receivable and payable summaries), Liquid Capital's Asset - Based Lending (ABL) solution provides an excellent financing option that is more cost - effective, creative and discreet than anything else in the marketplace.
This is where the
ratings agencies, or those
companies that are tasked
with classifying the
credit worthiness via bond
credit ratings come into play.
Qualifying
companies generally have a strong
credit rating and maintain comprehensive financial reporting
with strong internal controls — tending to be established businesses
with a solid track record.
High - yield bonds, those from
companies with weak financial positions and poor
credit, are offering
rates as high as 9 % for 30 - year terms but also offer the risk of bankruptcy before the bond matures.
Companies with excellent to low
credit ratings issue investment - grade corporate bonds, which have lower interest
rates because of the safety of the investment.
Variable
Rate Demand Note Inventory and Remarketing PNC has a portfolio which approaches $ 8 billion and includes issues enhanced by letters of
credit from investment grade commercial banks and insurance
companies with bank liquidity facilities.
Following the vote,
Credit Suisse's Alethia Young maintained an Outperform
rating on Puma's stock
with a price target boosted from $ 58 to $ 90, although the
company's announcement doesn't yet imply the approval of neratinib.
• High quality
company with a solid business model, wide moat, and excellent
credit rating.
The
company has more than three decades of consecutive annual dividend growth, and is one of only four non-financial U.S.
companies with an AAA
credit rating.
Similar to consumer
credit bureaus, there are several insurance ratinginsurance
rating agencies such as A.M. Best, Moody's, Fitch
Ratings, and Standard & Poor's that can provide you
with an indication of an insurance
company's financial stability.
These bonds offer higher yields but are coupled
with a higher risk of default, as signified by these
companies» lower
credit ratings.
Companies with solid balance sheets, that have better
credit ratings and less debt - to - equity than peers, can weather economic downturns, make opportunistic acquisitions, waste less of their profit on debt interest, and easily absorb unexpected problems and keep moving forward.
These instruments are issued by investment grade
companies with credit rating of BBB - or higher.
Credit Suisse is initiating coverage of General Motors
Company (NYSE: GM)
with an Outperform
rating and 12 - month price target of $ 43.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated
with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange
rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare
rates and occupancy levels at different times of the year; our ability to keep pace
with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the
Company with the Securities and Exchange Commission.
The
credit card
company will then charge a percentage of the amount you transfer, usually 1 - 5 %, which may still be a better option than leaving the balance on your current card
with its high interest
rate.
So if you notice you have
credit cards
with interest
rates higher than that, you can research other
credit card
companies to see if you get approved for a new card
with a lower interest
rate.
A Wall Street
company that provides independent financial analyses and
credit ratings for businesses and school districts is offering a service that will enable states to link data about financial expenditures
with academic results and compare performance across districts.
This created issues
with my
credit score; however another dealer had a good car and was able to have the financing done
with the
company I had requested at a good
rate.
If you monitor just one
credit bureau, you may be missing significant changes in your
credit ratings with the other two
companies.
Credit card companies may give great rates to applicants with a credit score of 700 or
Credit card
companies may give great
rates to applicants
with a
credit score of 700 or
credit score of 700 or above.
In our phone call
with the
company's loan officers, we found that you can obtain significant
credits towards your loan fees if you work
with one of Guaranteed
Rate's affiliated real estate agents.
All of my
companies are profitable and,
with only a few exceptions (REIT and tobacco
companies), have
credit ratings of A - or better.
Offering a flat -
rate payment structure and lower - than - average monthly fees, Sky Blue is an affordable option for a
credit repair
company with a BBB score of A +.
With access to a vast array of lending institutions across Canada such as major banks, credit unions, trust companies, and private funds, with over 70 Canada Mortgage lenders within its grasp to help you obtain the best mortgage rates in Can
With access to a vast array of lending institutions across Canada such as major banks,
credit unions, trust
companies, and private funds,
with over 70 Canada Mortgage lenders within its grasp to help you obtain the best mortgage rates in Can
with over 70 Canada Mortgage lenders within its grasp to help you obtain the best mortgage
rates in Canada.
Depending on your
credit card
company, a number of other factors may cause you to incur the penalty
rates as well, including but not limited to: exceeding your
credit limit, or defaulting on another account
with the same issuer.
Unlike some
companies that allow cosigning, LendingClub issues a full range of loan amounts from $ 1,000 to $ 40,000
with APR
rates from 5.99 % -35.89 %, and allows applicants
with credit scores of 600 or higher.
BCR Consulting, the first
company to offer pay for deletion
credit repair, has an A +
rating with the Better Business Bureau.
In the event that we are not able to help you, we are also a broker and we will link you to panel of consumer
credit companies who might be able to offer you: loan products,
with loan terms from 1 to 36 months, loan comparison websites to give you access to the comparison of loan products or
credit reports
companies to help you understand
credit ratings and make informed
credit decisions.
This lending platform basically matches borrowers and lenders such that borrowers get their loans funded at usually much cheaper
rates (vs traditional lenders such as banks and
credit card
companies) while lenders (also called investors) earn a
rate of return on the money they lend
with the potential to beat investment returns from other avenues.
So you're been on top of your payments and have tried to negotiate better
rates with your
credit card
company and still, they've refused your request.
Typically, when a
credit card
company sends out pre-approved
credit offers, they share
with you all pertinent information, including interest
rates, fees, APRs, limits, and other applicable information.
Insurance
companies may set premiums according to consumer
credit scores, so home and auto coverage could cost more
with a poor
credit rating.