Many businesses and owners use life and disability insurance to protect themselves from the risk associated
with death or disability.
The goal when valuing a key person for life and disability insurance is to get the correct amount of coverage based on the specific needs of the business but that also corresponds to the realistic loss associated
with the death or disability of the key employee from the insurance company's viewpoint.
PMI has nothing to do
with death or disability and is meant to pay off your lender if you were to default on your loan.
We generally do not enter into severance arrangements with our named executive officers, and none of the equity awards granted to the named executive officers under Apple's equity incentive plans provide for acceleration in connection with a change in control or a termination of employment, other than as noted below or in connection
with death or disability.
Not exact matches
Also, if a majority of the Board is comprised of persons other than (i) persons for whose election proxies were solicited by the Board;
or (ii) persons who were appointed by the Board to fill vacancies caused by
death or resignation
or to fill newly - created directorships («Board Change»), unless the Committee
or Board determines otherwise prior to such Board Change, then participants immediately prior to the Board Change who cease to be employees
or non-employee directors within six months after such Board Change for any reason other than
death or permanent
disability generally have their (i) options and stock appreciation rights become immediately exercisable and to the extent not canceled
or cashed out, generally have at least six months to exercise such awards; (ii) restrictions
with respect to restricted stock and RSRs lapse and generally shares are delivered; and (iii) performance shares and performance units pay out pro rata based on performance through the end of the last calendar quarter before the time the participant ceased to be an employee.
Except for those executives who have an employment agreement that expressly provides for payment of an Award under the Bonus Plan in limited circumstances, in the event a participant's employment is terminated for any reason prior to the date of payment of an Award under the Bonus Plan, such participant will not be entitled to any bonus under the Bonus Plan, provided that in the event that a participant's employment terminates during the performance period due to (i)
death or (ii)
disability, the Committee may, at its sole discretion, authorize the Company to pay, on a prorated basis, an Award determined in accordance
with the terms and conditions of Bonus Plan.
(a) There are risks and dangers associated
with participation in ALL SPORTS SERIES AND CHICAGO SPORT & SOCIAL CLUB, INC. («CSSC») and its affiliates (CSSC and its affiliates are referred to collectively as the «CLUB»), the sufficiency of which consideration is expressly acknowledged, and intending to be legally bound, do hereby, for myself, my heirs, executors, administrators, insurers, assigns, attorneys, representatives, agents, beneficiaries, legatees, representatives, successors, assigns and any other persons who may make claims on my behalf (collectively the «RELEASORS») events and activities which could result in bodily injury, partial and /
or total
disability, paralysis and
death.
Grief isn't unique to people experiencing the
death of a loved one — it also comes from divorce, often considered the most stressful situation after
death; the end of a relationship, romantic
or not; an illness
or disability; disenfranchisement
or abandonment by a loved one, such as a parent; the loss of a job; abuse; growing up
with an incarcerated, mentally ill
or addicted parent
or loved one.
having other family members
with a «history of premature
death (sudden
or otherwise),
or significant
disability from cardiovascular disease in close relative (s) younger than 50 years old
or specific knowledge of the occurrence of certain conditions (eg, hypertrophic cardiomyopathy, dilated cardiomyopathy, long QT syndrome, Marfan syndrome,
or clinically important arrhythmias)».
When midwives are obliged to provide prospective homebirth parents
with informed consent and to tell them that their choice increases the risk of
death and /
or disability to their child.
A study in 2013 involving 106 participating centers in 25 countries came to the conclusion that, in a twin pregnancy of a gestational age between 32 weeks 0 days and 38 weeks 6 days, and the first twin is in cephalic presentation, planned Cesarean section does not significantly decrease
or increase the risk of fetal
or neonatal
death or serious neonatal
disability, as compared
with planned vaginal delivery.
Medical services,
disability benefits, refugee rights — these are all issues
with literal life
or death consequences where we might expect our politicians to start from the point that all life is sacred.
The President of the Republic shall become permanently unavailable to serve by reason of any of the following events:
death; resignation; removal from office by decision of the Supreme Tribunal of Justice; permanent physical
or mental
disability certified by a medical board designated by the Supreme Tribunal of Justice
with the approval of the National Assembly; abandonment of his position, duly declared by the National Assembly; and recall by popular vote.
Families dealing
with a
death or permanent
disability deserve compassion and support, not another bill in the mail,» State Senator Brian Kavanagh said.
Filling a Vacancy on the National Ticket: In the event of
death, resignation
or disability of a nominee of the Party for President
or Vice President after the adjournment of the National Convention, the National Chairperson of the Democratic National Committee shall confer
with the Democratic leadership of the United States Congress and the Democratic Governors Association and shall report to the Democratic National Committee, which is authorized to fill the vacancy
or vacancies.
In the largest study of its kind, researchers found only 34 (0.31 %) healthy volunteers
with serious adverse events, which are defined by the FDA as those that result in
death; are life - threatening; require
or prolong in - patient hospitalization;
or cause a
disability, congenital anomaly
or birth defect.
SPADE will work best
with acute and subacute diseases for which a misdiagnosis that leads to hospitalization,
disability or death is likely to occur within six months to a year.
Various research studies reveal that an estimated 12 million Americans are affected each year by diagnostic errors,
with one in three errors leading to serious patient injuries, including
disability or death.
Before therapeutic hypothermia was introduced, poor outcome meaning
death or moderate
or severe
disability was around 66 per cent (32 per cent
death and 34 per cent surviving
with disability).
It is the leading cause of
death of hospital patients, and half of survivors do not completely recover,
with a third of those dying in the following year and a sixth experiencing severe, persistent physical
disabilities or cognitive impairment.
the graduation rate cohort for each public school district shall consist of those students who first enrolled in grade 9 anywhere three school years previously
or, if an ungraded student
with a
disability, first attained the age of 17 three school years previously, and who have spent at least five consecutive months, not including July and August, in the district since first entering grade 9 and whose last enrollment in the district did not end because of transfer to another district,
death, court - ordered transfer,
or leaving the United States.
July 2002 by AAII Staff Estate Planning: An up - to - date estate plan maximizes the chance that your wishes
with respect to both medical and financial affairs will be carried out in the event of your
death or disability.
Mortgage insurance should not be confused
with mortgage life, credit life
or disability insurance, which are designed to pay off a mortgage in the event of the borrowers
death or disability.
Reduce the financial impact of an unexpected
disability, critical illness
or even an early
death with a 3 - in - 1, easy - to - manage insurance solution.
Combination insurance Reduce the financial impact of an unexpected
disability, critical illness
or even an early
death with a 3 - in - 1, easy - to - manage insurance solution.
That's because that's what happens
with federal loans in the event of
death or permanent
disability.
In reality,
with the exception of
death or total and permanent
disability, discharging your student loans is near impossible.
The student debt tax following
death or disability issue wasn't all bad news; for instance, New Jersey law addressed some shortcomings
with a positive outlook.
Points do not constitute property of any person and may not be brokered, bartered, attached, pledged, gifted, sold,
or transferred upon
disability,
death, upon operation of law,
or in connection
with any domestic relations dispute and /
or other legal proceeding.
Since so much is being stored online these days, new services have cropped up to deal
with these issues, including Legacy Locker («a safe, secure repository for your vital digital property that lets you grant access to online assets for friends and loved ones in the event of loss,
death,
or disability») and Secure Safe, whose website touts them as «the Swiss safe deposit box for your documents and passwords,» are cropping up to help people set up an account to store passwords and identify who can have access in the event of your demise.
[42] In other words, Part 7 (at least so far as it is concerned
with benefits following injury, rather than
death benefits) has two related objects: to compensate an insured person for a portion of the financial loss accrued from temporary total
disability caused by a motor vehicle accident; and, where possible, to do so in a manner that brings about the end of the total
disability by returning the injured person to employment
or self - sufficiency.
Our attorneys will help you
with your claim for medical benefits, income benefits, permanent
disability,
or, if you have lost a spouse
or parent, survivor's
death benefits for toxic exposure.
A collision
with a semi truck, tractor trailer
or 18 - wheeler usually results in extensive medical care, chronic injuries,
disability or even
death.
If Participant's employment
with Micro
or any Affiliate is terminated for any reason other than
death,
disability...
or retirement... prior to the time when all Shares have become Unrestricted Shares..., Restricted Shares... shall be repurchased by Micro at the lower of (x) the Purchase Price and (y) the Fair Market Value of such Shares on the Repurchase Date.
In return, an injured worker (
or family member) can file a claim to help
with medical costs,
disability benefits, lost wages and
death benefits, if applicable.
The NPRM would have allowed covered entities to disclose protected health information without individual authorization to: (1) A public health authority authorized by law to collect
or receive such information for the purpose of preventing
or controlling disease, injury,
or disability, including, but not limited to, the reporting of disease, injury, vital events such as birth
or death, and the conduct of public health surveillance, public health investigations, and public health interventions; (2) a public health authority
or other appropriate authority authorized by law to receive reports of child abuse
or neglect; (3) a person
or entity other than a governmental authority that could demonstrate
or demonstrated that it was acting to comply
with requirements
or direction of a public health authority;
or (4) a person who may have been exposed to a communicable disease
or may otherwise be at risk of contracting
or spreading a disease
or condition and was authorized by law to be notified as necessary in the conduct of a public health intervention
or investigation.
(i) A public health authority that is authorized by law to collect
or receive such information for the purpose of preventing
or controlling disease, injury,
or disability, including, but not limited to, the reporting of disease, injury, vital events such as birth
or death, and the conduct of public health surveillance, public health investigations, and public health interventions;
or, at the direction of a public health authority, to an official of a foreign government agency that is acting in collaboration
with a public health authority;
In the result, the judge declared the impugned provisions to be unconstitutional and of no force and effect to the extent they prohibited physician - assisted suicide in the case of a «fully - informed, non-ambivalent competent adult patient who: (a) is free from coercion and undue influence, is not clinically depressed, and who personally (not through a substitute decision - maker) requests physician - assisted
death; and (b) is materially physically disabled
or is soon to become so, has been diagnosed by a medical practitioner as having a serious illness, disease
or disability... is in a state of advanced weakening capacities
with no chance of improvement, has an illness as determined by reference treatment options acceptable to the person, and has an illness causing enduring physical
or psychological suffering that is intolerable to that person and can not be alleviated by any medical treatment acceptable to that person».
Nonetheless, the focus is «preparing for the unexpected,» not preparing for
or dealing
with a slow decline that may precede by many years the definitive «illness,
disability or death» that leaves no doubt that a lawyer's practice is (
or should be) over.
These give you a one - time lump - sum amount along
with the term insurance benefit, in the event of an accidental
death or an accident leading to permanent
disability.
While health, life, and
disability insurance provides a financial safety net against the unexpected financial loss associated
with illness,
disability,
or death, the goal of an insurance company is to maintain profitability for it's shareholders.
Education Coverage for children - In the case of
death or permanent
disability of parents education fund will be payable
with the limit of maximum two children, for their further studies.
Additional protection options: Many term insurance plans comes
with additional cover options in the form of riders such as Critical Illness, Accidental
death or disability, Hospital cash etc..
Debt Protection insurance protects your personal assets by providing your business
with the funds needed to service loans should an unforeseen event occur, for example
death or permanent
disability.
The
death or disability of a partner
or shareholder may suddenly mean you're faced
with a partnership
with their surviving spouse
or family members.
The inbuilt benefits are applicable in case of
death of the insured wherein an additional Sum Assured is paid in case of Accidental Death, total of the Sum Assured and Fund Value is paid in case of being diagnosed with a Critical Illness under the Critical Illness Benefit and 10 % of the Sum Assured is paid following the year of disability to the end of the term or 10 years whichever is lower in case of ATPD ben
death of the insured wherein an additional Sum Assured is paid in case of Accidental
Death, total of the Sum Assured and Fund Value is paid in case of being diagnosed with a Critical Illness under the Critical Illness Benefit and 10 % of the Sum Assured is paid following the year of disability to the end of the term or 10 years whichever is lower in case of ATPD ben
Death, total of the Sum Assured and Fund Value is paid in case of being diagnosed
with a Critical Illness under the Critical Illness Benefit and 10 % of the Sum Assured is paid following the year of
disability to the end of the term
or 10 years whichever is lower in case of ATPD benefit.
Meanwhile, they routinely buy coverage to protect their lives and their homes, even though «for most people, the risk of long - term
disability is far greater than of [early]
death or their house burning down,» says Rich Fuerstenberg, a partner
with human resources consultant Mercer.
With Michigan being a «no - fault» state, the liability coverage required on your policy mainly serves to provide coverage if you are involved in an accident out of state when you are considered to be «at - fault», and inside the state line in extreme cases like causing
death or permanent
disability or disfigurement.
Medical and
Disability cover deals with hospital and medical expenses overseas, loss of income due to illness or injury and death and disability
Disability cover deals
with hospital and medical expenses overseas, loss of income due to illness
or injury and
death and
disabilitydisability expenses.
Along
with this, a lump - sum benefit on
death or diagnosis of Terminal Illness is paid and all future premiums are waived off in case of total permanent accidental
disability.