Term insurance helps in securing the family
with financial coverage at the time of uncertainty or death.
A two wheeler insurance policy helps
you with the financial coverage against the loss or damages incurred to or by your vehicle.
Term Life Insurance plans are plans where the beneficiary of the insured is provided
with financial coverage for a «term» or a «specific period of time».
Not exact matches
With CNBC in the U.S., CNBC in Asia Pacific, CNBC in Europe, Middle East and Africa, and CNBC World, CNBC is the recognized world leader in business news and provides real - time
financial market
coverage and business information to more than 409 million homes worldwide, including more than 91 million households in the United States and Canada.
ViewerConnect is a CNBC Europe and Asia community for people
with a passion for business news,
financial market
coverage and essential business insights — just like you!
With one catastrophic event, your
financial picture can be devastated if you have a low
coverage amount.
It said then that the two were combining «as China's unique, off - shore
financial platform
with unmatched capabilities and
coverage across 25 cities in the Asia Pacific, Europe and the Americas.»
But by combining those standards, which drive up the price of insurance,
with a reduction in
financial assistance and mandates to carry
coverage, it's hard to see how poor people who are more likely to lack insurance will be able to afford it anymore.
Beyond then, we expect the company to sustain credit measures that are consistent
with its intermediate
financial risk profile, characterized by fully adjusted debt to EBITDA of 2.5x - 3.0 x, funds from operations to debt of more than 25 %, and EBITDA interest
coverage of more than 5.0 x.
Important factors that could cause our actual results and
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing,
coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply
with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on For
Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
A loan between a buyer and seller comes
with a great deal of structures and variations that require input from legal and
financial professionals to properly secure loan terms, collateral and adequate insurance
coverage.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018
financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide,
coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations
with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination
with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed
with the U.S. Securities and Exchange Commission (the SEC).
First is that
with our regional bank
coverage we're seeing increased mortgage repurchase reserving, I just wonder if you guys saw any of those trends in your
Financial Services unit in the quarter?
Outrage over the
financial crisis, coupled
with the perception that Wall Street executives» performances have not justified their pay, led to legislative efforts aimed at curbing executive pay, compensation - related shareholder lawsuits and a tremendous amount of negative press
coverage.
an independent agency of the federal government, created in 1933, charged
with preserving and promoting public confidence in the U.S.
financial system by insuring deposits in banks and thrift institutions up to applicable limits; by identifying, monitoring, and addressing risks to the deposit insurance funds; and by limiting the effect on the economy and the
financial system when a bank or thrift institution fails; further information on the FDIC and FDIC
coverage may be found at fdic.gov
With some of the taxes kept, then Senate leaders are now looking to spend more money on provisions, like Medicaid and
financial aid for private
coverage, that moderates are focused on.
These returns are in line
with 8 % ROIC earned by
Financial Select Sector SPDR Fund (XLF) holdings and slightly below above the 9 % average for 465 Financials stocks under
coverage.
With total annual costs (TAC) of 0.39 %, KIE expenses are lower than 81 % of
Financial sector ETFs and mutual funds under
coverage.
With the expansion in
coverage, Glass Lewis provides objective advice on companies that comprise more than 90 % of the equity market capitalization of the world's developed
financial markets.
Term life insurance is typically the best choice if you want
coverage for a mortgage or to replace your income until retirement, as these
financial obligations will be reduced or eliminated
with time.
However, given the complexity of the policy, the additional costs correlated
with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide
financial coverage in the case of your death.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated
with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance
coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace
with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company
with the Securities and Exchange Commission.
With hard - hitting commentary, the latest on the cultural and social scene in Arts & Life, more than just the scores with entertaining Post Sports coverage, and the best business reporting in Canada within the pages of Financial Post, it is Canada's Business Vo
With hard - hitting commentary, the latest on the cultural and social scene in Arts & Life, more than just the scores
with entertaining Post Sports coverage, and the best business reporting in Canada within the pages of Financial Post, it is Canada's Business Vo
with entertaining Post Sports
coverage, and the best business reporting in Canada within the pages of
Financial Post, it is Canada's Business Voice.
You are not paying for health care, you are paying for paper shuffling, lawyers, lobbyists, an army of claims specialists
with a
financial incentive to deny you
coverage, corporate profits and dividends, gargantuan (8 - 9 figure) CEO salaries, bonuses, and golden parachutes for the most badly mismanaged.
A stable
financial environment, a home
with plenty of room for another person, childcare, health insurance
coverage and more are important things to think about before getting pregnant again.
When you become a patient at our Nevada fertility center, a
financial counselor will work
with you and your insurance company to evaluate and maximize all available insurance
coverage.
Choose an obstetrician or health care provider Interview potential doctors Contact health insurance company about
coverage Start and pregnancy and birth budget Discuss
financial effects of pregnancy and baby
with partner Stop smoking Stop drinking Stop using street drugs Talk to your physician about any prescription medications Drink at least 8 glasses of water every day Visit the doctor at least once per month or every 4 weeks Do not dye or perm hair Stop drinking coffee and other caffeinated beverages Exercise daily Start taking prenatal vitamins Eat foods rich in folic acid Eat iron rich foods Increase daily intake of whole grains, fruits and vegetables Nap as much as possible as fatigue is common Eat fish
with low levels of mercury no more than 2 days per week Do not eat undercooked meats Do not eat unpasteurized dairy producs Do not eat cold cut deli meats Allow someone else to clean out the kitty litter, if applicable Limit exposure to chemicals Try to limit stress and tension Complete all prenatal tests — HIV, Chlamydia, Gonorrhea, Anemia, Blood Typing, Sickle Cell Anemia, Urine Screening and Rubella.
«Our RDC loan division came up
with a plan to hopefully fill some of the
financial gaps that might be created by shortfalls in insurance
coverage or other factors.»
Ghana Post is a national communication and
financial agency
with nationwide
coverage that has served its purpose for more than 5 decades.
Rohatyn's pitch is featured in London's
Financial Times today, in its coverage of how U.S. cities and states are in such financial distress, that maybe they can be trapped into going along with this corporat
Financial Times today, in its
coverage of how U.S. cities and states are in such
financial distress, that maybe they can be trapped into going along with this corporat
financial distress, that maybe they can be trapped into going along
with this corporatist crap.
Importantly, the World Health Organization confirmed in a statement its engagement to «support countries on the path towards universal health
coverage,
with the aim of ensuring that all people can access the health services they need, when and where they need them, without facing
financial hardship.
Bodily Injury Liability
coverage provides for proportionate responsibility and the insurance company without checking for insurance, you way more than you are married males, less arecan follow
with just one other driver and have a low
financial rating companies such as these may include speeding tickets, then you can simply log on the specific policy.
Whenever any civil action has been brought against any officer of the Florida College System institution board of trustees, including a board member, or any person employed by or agent of the Florida College System institution board of trustees, of any Florida College System institution for any act or omission arising out of and in the course of the performance of his or her duties and responsibilities, the Florida College System institution board of trustees may defray all costs of defending such action, including reasonable attorney's fees and expenses together
with costs of appeal, if any, and may save harmless and protect such person from any
financial loss resulting therefrom; and the Florida College System institution board of trustees may be self - insured, to enter into risk management programs, or to purchase insurance for whatever
coverage it may choose, or to have any combination thereof, to cover all such losses and expenses.
We offer a variety of
financial institutions to handle your automotive loan, and also have extended service contracts
with coverage for your vehicle for up to four years or an additional 50,000 miles.
The Audi Pure Protection Program includes a portfolio of
coverage options in conjunction
with or above the manufacturer's limited warranty for your Audi vehicle: Certified pre-owned Service Contract Plan Term Care Select Service Guaranteed Asset Protection (GAP) Plan Lease Excess Wear Protection Audi
Financial Services also offers these vehicle protection programs: Audi Appearance Guard Audi Prestige Insurance
Audi
Financial Services offers financing
with competitive interest rates and terms, while our wide range of available
coverage options gives you everything from extended service benefits
with an Audi Pure Protection Certified pre-owned Service Contract to comprehensive protection
with a Ding Shield Service Plan.
Again this year, consumer media
coverage of Book Expo America is focused on eBooks (the
Financial Times headline, «E-books Rewrite an Industry» contrasts
with a blogger's take that BEA is about clueless «Industry Dinosaurs on Parade «-RRB-.
And you can largely protect yourself against that small possibility by diversifying — i.e., spreading your money among annuities from several insurers — sticking to insurers
with high
financial - strength ratings and limiting the amount you invest
with any single insurance company to the maximum
coverage provided by your state's insurance guaranty association.
It's a good idea to talk
with an insurance professional about your needs, riding habits, and your bike to make sure you've got the
coverage that will give you peace of mind and optimal
financial protection.
Many policyholders work these final expenses into their
coverage so their families don't bear a
financial burden while dealing
with the emotional toll of losing a loved one.
However, in certain situations, permanent
coverage can provide a great
financial solution, either on its own or combined
with a term policy as an extra layer of protection.
The clients that we typically work
with (working - age people
with families, student loans and mortgages) can normally cover their immediate
financial obligations through term
coverage, and are able to deal
with final expenses after retirement effectively by putting a dedicated savings plan into effect.
You can speak
with independent insurance agents, attorneys, and
financial planners to get a good picture for your options and the kinds of
coverage you can find in your price range.
There are various different services and
coverage benefits available such as a roadside assistance hotline (a help number on the back of the card for car trouble), car rental loss / damage insurance (essentially provides
coverage for loss or damages of a rental car if purchased
with card), global assistance hotline (a hotline that helps coordinate
with local emergency,
financial, or legal services), and travel accident insurance (
coverage for plane, train, boat, etc accidents).
In addition, its CompLife product allows you to combine term and whole life insurance
coverage to fit your
financial situation, as your life insurance needs may change
with time.
For this reason, many
financial advisors recommend that you either purchase as much liability
coverage as you can comfortably afford, or that you protect your assets
with an umbrella insurance policy.
A permanent policy is typically not the right fit if you're looking to simply acquire
financial coverage for your family in the case that you pass away, as term
coverage will offer the same death benefit
with much lower premiums.
In this instance, your policy's additional living expense
coverage would provide you
with financial compensation for the costs associated
with living away from home, such as hotel expenses.
Term life insurance is typically the best choice if you want
coverage for a mortgage or to replace your income until retirement, as these
financial obligations will be reduced or eliminated
with time.
However, given the complexity of the policy, the additional costs correlated
with permanent life insurance policies, and the potential to lose the entirety of the account's cash value, it's not recommended if your primary intent is to provide
financial coverage in the case of your death.