Sentences with phrase «with financial ratios»

Managers make decisions with financial ratios, and there are several keys ratios used to make decisions about liquidity.

If you are not familiar with these financial ratios, you can read more here: 8 Financial Ratio Analysis that Every Stock Investor Should Know

Managers make decisions with financial ratios, and there are several keys ratios used to make decisions about liquidity.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

«While China's total debt growth slowed notably in 2017 with a drop in the non-financial corporate debt - to - GDP ratio largely offset by rising household and financial sector debt,» the group said.

Forward - looking statements include, among other things, statements regarding future: production, costs, and cash flows; drilling locations and zones and growth opportunities; commodity prices and differentials; capital expenditures and projects, including the number of rigs employed and the number of completion crews; renegotiation of our credit facility; management of lease expiration issues; financial ratios; certain accounting and tax change impacts; midstream capacity and related curtailments; our ability to meet our volume commitments to midstream providers; ongoing compliance with our consent decree; and the timing and adequacy of infrastructure projects of our midstream providers.

Clients are unaware that they should keep their overall debt ratio — as well as within each credit account — below 30 percent of their credit limits, said Paul Stagias, certified financial planner with Francis Ffinancial planner with Francis FinancialFinancial.

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

With new rules on CEO pay ratios, the U.S. is taking a key step forward in teaching companies and their employees a little financial literacy.

Very near - term we see the risk of consolidation, with some of the tactical indicators extended (such as the bull / bear ratio for financial advisors, while net corporate buying is low) and we expect the Fed to start tapering in January.

An example of this was seen during the financial crisis of 2008/09, whereby many financial institutions overleveraged themselves with debt, and as assets fell in value, the ratio of debt within the organizations became too high to be sustainable.

The most directly comparable GAAP financial measure is the combined ratio, which is computed by adding total incurred losses and LAE, including the impact of catastrophe losses and loss and LAE reserve development from prior years, with the insurance expense ratio.

Underlying Combined Ratio is a non-GAAP financial measure that is computed by adding the current year non-catastrophe losses and LAE ratio with the insurance expense rRatio is a non-GAAP financial measure that is computed by adding the current year non-catastrophe losses and LAE ratio with the insurance expense rratio with the insurance expense ratioratio.

10 The Firm calculates its Tier 1 capital ratio and risk - weighted assets in accordance with the capital adequacy standards for financial holding companies adopted by the Federal Reserve Board.

Most calculators indicate that I'm on track to retire in 3 years (when I turn 50) and reviewing the Financial Samurai Method table, my current net worth is just above the 55 age bracket, but I have more in real estate equality with what might be a balance ratio of 50/50 (fixed to liquid).

Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.

Currently, 3 ETFs track the S&P Financial Select Sector Index with more than $ 32.1 B in ETP assets with an average expense ratio of 0.68 %.

After accounting for the use of hedging derivatives, the FCE survey indicates that the overall net foreign currency asset position of other financial corporations was equivalent to 16 per cent of GDP, with a hedging ratio of around 35 per cent for foreign currency assets and 60 per cent for foreign currency liabilities (Table 1).

The Cash Flow Facility also requires us to comply with certain financial covenants, including maintaining certain consolidated leverage ratios of between 3:1 and 2:1, and other non-financial covenants.

However, banks» asset quality exceeded analysts» expectations, with the financial sector's NPL ratio declining from a peak of 1.63 % in March - April 2009 to 1.29 % at the end of November.

This approach focuses on stocks that are undervalued by the market, with low P / E ratios, a strong asset - to - liabilities ratio, and strong financial fundamentals.

It is a financial ratio used for valuation: a higher PE ratio means that investors are paying more for each unit of net income, so the stock is more expensive compared to one with lower PE ratio.

The revised data including the financial intermediation service charge suggest a slightly higher debt - servicing ratio over recent years than that indicated by the RBA's earlier estimates, with the revised ratio averaging 1/4 — 1/2 of a percentage point higher over recent quarters.

The picture's implications regarding ratio of students to instructors or to supervisors, its implications regarding support services for students personally, support services for students» work in the library or in the «field,» for housing arrangements, and so forth, must be manageable in a financial setting with few discretionary funds.

On his way to a landslide victory in the Democratic Party primary last month, U.S. Rep. Gregory Meeks (D - Jamaica) outraised his nearest opponent, Mike Scala, by a ratio of 83:1, with the largest donations to his almost half - a-million-dollar war chest coming from the industries he holds sway over as a member of the House Committee on Financial Services.

In general, respondents say that schools with a 1:1 student - computer ratio outperform non - 1:1 schools on both academic and financial benefits.

Aston Martin RB001 will be developed by the famous Formula 1 engineer Adrian Newey with the financial support of Red Bull and is set to develop a power to weight ratio of 1 kg / 1 HP.

If you are exclusively facing above stated problems with your toughest and grueling finance assignment and you are not able to perfectly comprehend the financial terminologies and ratios, then our highly - skilled research and writing financial assignment help unit ensure youwith commendable assignment help services.

Webster Bank is a public company with $ 26 billion in assets, strong risk - based capital ratios, and financial stability.

Managers, investors, lenders and regulators take the measure of a company by calculating financial ratios using information from the balance sheet, often in conjunction with other reports such as the income statement.

Southern's financials are typical of a utility: Slow, steady growth combined with a fairly high debt ratio.

If paying with points will result in a higher $ / point ratio, than other ThankYou point redemption options offer, you are making the optimal financial decision by transferring the points over.

A conventional self - employed mortgage requires a 35 % down payment, whereas a high - ratio mortgage, insured through CMHC or Genworth Financial can be possible with as little as 5 % down.

It is true that mortgage loans for people with bad credit benefit those in financial hot water, but the debt - to - income ratio has another effect.

Don't forget that personal financial statements are crucial to integrate with your personal finance ratios.

A school with a larger ratio of endowment per student is more likely to give larger financial aid packages.

This breaking news, which was picked up in Friday's Financial Post, revealed that «the cost for an ounce of gold in 1967 was $ 35, exactly the same price as a decent suit from Eaton's,» while in 1975, «gold weighed in at $ 100 an ounce, a 1:1 ratio with a decent suit from Eaton's during the same year.»

Familiarization with basic of financial ratios will enable you to understand the company better.

The bubble was a combination of (a) teaser rates on option ARMs which were like financial time bombs, (b) liar loans in which the rules of good mortgage underwriting (20 % down, 28/36 ratios) went out the window, (C) people at rating agencies who decided that if one pools enough junk loans into one bond, it's magically AAA, and (D) Credit default swaps which encouraged these bad loans, and when they collapsed a number of people walked away with billions of dollars.

Once we've found a company that looks attractive using the financial ratios detailed above, we look to see if it has a solid business in an attractive industry, with a history of sales and earnings, if not dividends.

The criteria include: (1) adequate size with respect to revenue, (2) strong financial condition with respect to liquidity, (3) reasonable earnings growth over a decade (4) modest price - to - earnings (P / E) ratio of 15 or less, (5) economical price - to - book (P / B) ratio of 1.5 or less, (6) 20 years of consistent dividend payments to insure the likelihood of continuation, and (7) earnings stability vis - a-vis the absence of any losses over the previous decade.

If you're interested in value investing, Investopedia's Fundamental Analysis Course will provide you with an in - depth understanding of financial statements, financial ratios, and strategies used by professionals in over five hours of on - demand video, exercises, and interactive content.]

This filter will also cut out some stocks with low price - earnings ratios that are troubled and under financial duress.

First of all, the ratio is really only useful when you are looking at capital - intensive businesses, such as energy or transportation firms, or large manufacturing concerns, or financial businesses with plenty of assets on the books.

In fact, according to a 2002 study by Financial Research Corporation, the best way to predict a mutual fund's future performance was to compare its expense ratio with similar funds.

Prospective homebuyers with a ratio above that threshold have to meet additional financial requirements.

With those steps not only will you be able to control your money to achieve a favorable debt to income ratio but you also learn to improve your financial situation by acquiring things that will actually make you more money than you spent on them.

P / S ratios do not generally work very well with financial firms such as banks, where sales is not a key driving force.

Value investors who follow fundamental analysis typically look at both qualitative (business model, governance and target market factors) and quantitative (ratios and financial statement analysis) aspects of a business to see if the business is currently out of favor with the market and is really worth much more than its current valuation.

To find additional investing reports that discuss the greater and unwarranted management expense ratios, brokerage firm trading fees, plus taxes that come along with investment funds study these financial research papers: