Sentences with phrase «with financial safety»

Not only does life insurance help cover unexpected final expenses — it can also provide your family with a financial safety net or even serve as an inheritance.

A single missed payment can cause the policy to lapse, leaving you with no financial safety net.

Term life insurance might provide you and your loved ones with a financial safety net.

See how insuring your RBC Royal Bank ® loan or line of credit with LoanProtector life and disability or critical illness insurance could provide your family with a financial safety net.

Not exact matches

With regard to your financial safety, there are a few things you can goof up that can cause long - term and sometimes irreparable mistakes.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

By adding a digital layer, the girls «learn about online financial safety, communicating with customers via email, managing virtual money and creating dashboards on which they can track their inventory and sales.»

While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.

And for a company with a safety record as tarnished as Kinder Morgan's, the financial downside of a spill — including a $ 500 million cash fund just to ante up for the Trans Mountain game — may prove to be one of the deciding factors that sours Kinder Morgan on the long - term prospects for the pipeline.

We provide this other compensation to enhance the competitiveness of our executive compensation program and to increase the productivity (corporate aircraft travel, professional assistance with tax return preparation and financial planning), safety (security services and equipment) and health (annual physical examinations) of our executives so they can focus on producing superior financial returns for our shareowners.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

First of all, it allows you to proceed with any of your financial activities without risking your money's safety.

The aim of this blockchain technology would be to improve the safety and lower the costs associated with the execution of financial products and all financial transactions that they are involved with.

Unfortunately, global financial markets are now undergoing a pronounced reduction in the bio-diversity of market service providers, with deleterious effects on market safety and soundness.

A far greater part of the text — thousands of pages in more than 30 chapters — has to do with harmonizing regulations (financial, health and safety standards, etc.), reinforcing intellectual property rights (patents, copyrights), opening up new sectors to privatization and foreign investment (health insurance and education), and putting strict limits on how governments choose to protect the environment or create jobs.

Moreover, the improvements in household and business balance sheets have been accompanied by the increased safety of the financial sector associated with the macroprudential efforts I have outlined.

Thus, we advise investors to analyze the Current Position box on the Value Line page, along with a company's Safety rank and Financial Strength rating.

Senators don't get that kind of financial safety net with their office.

Just two league wins all season and with safety now four - points out of reach following their ninth defeat of the campaign, the last thing disgruntled Blackburn fans wanted to see were reports of a financial crisis at the club in the national newspapers.

The cheating spouse controls the betrayed spouse by maintaining the illusion of an unbroken union, withholding life - altering information whilst deciding unilaterally to take risks with their spouses» life, safety, health, and security, draining financial resources and ravaging the unsuspecting spouse's life in literally every possible way.

Marriage is not a financial plan — unless you're entering a safety marriage, in which case the agreement is most likely sealed with a prenup.

Respondents were asked to rate whether they are generally prepared to take risks or avoid them altogether (general risk attitude) and were then presented with a series of risky scenarios and asked to rate the likelihood of finding themselves in that situation (safety risk attitude and financial risk attitude).

«The results provide evidence that the stock appreciation of companies that are recognized for excellence in health and wellness, safety, or both, out - performs that of other companies that have not been so recognized,» the authors write, adding that the results are «consistent with — and augment — the growing body of work that is associating excellence in health, wellness and safety with superior financial performance in the marketplace.»

Early in the game of creating a company, says Perls, perhaps the most important player with which an academic scientist should communicate is the institutional conflict - of - interest panel, whose job is to assure that financial stakes with a commercial entity don't bias research results or compromise the safety of human subjects.

In their paper, the authors write: «The results of our paper have implications for public health policies worldwide with respect to quality, safety, regulation and financial control of treatments with ART.

In the UK and the US, public hostility, combined with a commercial reluctance to build nuclear plants without financial safety nets from governments, make any major nuclear revival unlikely.

Safety Tips: - Never share your personal info (Address, SSN, Phone Number) and financial information (Credit Card Number or Bank Info) with people you do not know.

What usually attracts young men is the financial safety that is brought about by their relationship with sugar mommies.

Worryingly, statistics from the STF's 2015 survey showed that 22 per cent of school trip organisers opt to make their own travel arrangements and bypass the quality, safety and financial security benefits of travelling with a badged provider.

With two beautiful daughters in the education system and an indelible memory of the 1996 Dunblane Primary School massacre, it has frequently crossed my mind that I hope the security, safety and education of my children are not compromised for the sake of a financial saving.

With the School Travel Forum 2015 Survey of over 2,000 secondary school teachers showing that 22 per cent of school trip organisers are still opting to make their own travel arrangements and bypass the quality, safety and financial security benefits of travelling with an assured provider, going forward it is our role to win over those teachers who are still unaware of the technical and professional support that is at their dispoWith the School Travel Forum 2015 Survey of over 2,000 secondary school teachers showing that 22 per cent of school trip organisers are still opting to make their own travel arrangements and bypass the quality, safety and financial security benefits of travelling with an assured provider, going forward it is our role to win over those teachers who are still unaware of the technical and professional support that is at their dispowith an assured provider, going forward it is our role to win over those teachers who are still unaware of the technical and professional support that is at their disposal.

Those initiatives include; Let's Get Digital, a scheme to help schools get the most out of technology and incorporating groundbreaking projects with Microsoft and Google; DigiSafe, a centre of excellence for online safety; CyberProtect, founded to protect schools from security threats; SuperCloud which is about helping schools save money through the cost effective harnessing of next generation cloud technologies; SmartBuy, a commitment from LGfL to use its economies of scale to purchase technology and software for schools at a vastly reduced price saving schools money and allowing access to technology that might otherwise be out of financial reach; and Bridge the Divide which is about tackling inequality and supporting those most in need.

It's likely that the tax credit would come with very few strings attached — perhaps a few basic safety, financial, and civil rights protections may be all state programs would have to demonstrate in order to be eligible.

Back in 2002 a group of educational travel companies came together and pioneered a robust verification scheme which featured an audit of all members every year by independent experts By measuring against a comprehensive code of practice that had been developed with, amongst others, health & safety experts, teachers» unions», head teachers» associations, outdoor advisors and top legal advice, the audit ensures all aspects of a company's business was examined, this includes worldwide health & safety management, financial security, consumer protection, fair terms and conditions and, for when it does go wrong, a commitment to independent arbitration.

They operate to the highest standards, abide by a strict professional code of conduct, comply with BSEN 1176 and other relevant safety standards, and are rigorously and regularly monitored and credit - checked for financial security and stability.

The Office of Charter Schools found that school to be in noncompliance with the law with regard to financial irregularities as well as safety and educational quality issues.

LAs also provide schools with a safety net when they experience challenging issues by providing advice and access to specialist staff, for example, around issues to do with asbestos, school budgets, redundancies, financial management, staff health, disability access or challenging parents.

Takata was hit with the largest civil penalty for a safety violation ever last year, and the company faces serious financial hurdles going forward.

«It's true that credit usage can lead to those things, but when used responsibly, credit cards are a financial tool that allow consumers to make purchases with safety and security, while earning cash back or other rewards.»

In a pinch, an emergency fund is a safety net that can help you avoid taking on unnecessary debt, help you weather a financial crisis, and assist you with getting back on your feet after a myriad of unexpected curve balls are thrown your way.

We are ISO 27001 certified and compliant with the best practices of all relevant financial services standards, building out a top - class approach to safety.

Paired with a health insurance and long - term disability insurance policy, it can help cover the costs of medical expenses, as well as related costs from being unable to work during recovery, providing you with a full financial safety net.

In 2013, managements of companies with super strong financial positions are sacrificing Return on Equity (ROE) and Return on Investment (ROI) for the safety and opportunism inherent in having a strong financial position.

He enjoys working with people in the wealth preservation stage (ages 55 to 70) and the distribution stage (ages 70 +) of the financial journey, when safety, income, and taxes are most important.

For example, a strong financial position in 2011 means one is dealing with a management willing to sacrifice returns on equity, for the safety and opportunism inherent in a strong financial position.

Don't be discouraged by these obstacles, they are not only common, but easily surmountable.The solution is simple: is there anyone on your life with a sound financial history who you trust and who trusts you enough to act as that safety net?

If you're happy with your bank or financial institution and you trust that they won't be folding anytime soon, you may decide to keep your money in an account with them which passes your litmus test for safety, convenience and expected returns.

With a safety net, they could reach the ultimate goal of financial independence — a status that 54 percent of respondents listed as their number - one way to be happy with their money situatWith a safety net, they could reach the ultimate goal of financial independence — a status that 54 percent of respondents listed as their number - one way to be happy with their money situatwith their money situation.

Save with one of these, and all your savings safety depends on the stability and solvency of a foreign government or their financial regulator.

With less interest to pay your creditors, it's easier stop relying on credit cards, save for emergencies, and put other financial safety nets (like insurance) in place.