Sentences with phrase «with good pension plans»

He expects some people with good pension plans will start retiring earlier so they can split their incomes, and work part time until 65.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Better yet, look for management with shady reputations and who constantly tweak the rate of depreciation or pension plan assumptions to manage reported results.

CEO Ron Mock says the pension plan's well positioned to deal with any ups and downs.

In short, because they pool longevity risk, can offer a well - diversified portfolio with longer - term investments, and are professionally managed, public pension funds deliver the same level of benefits as DC plans at only 46 percent of the cost.15 Any funds invested with the state pension fund would be kept in a separate investment pool from public sector funds.

As defined by the IRS, a Simplified Employee Pension (SEP) plan provides business owners with a method to contribute toward their employees» retirement as well as their own retirement savings.

Difficulties with its Teamster pension plan, as well as very low interest rates, led to a $ 4.8 billion loss on the value of its pension plan.

Canadian retirees can receive government support through the Old Age Security (OAS) pensions as well as through the Canada Pension Plan (CPP), yet 48 % of those surveyed did not know with a high degree of confidence how much of their current income will be replaced by their CPP or OAS benefits.

These pension plans were never negotiated in good faith with the unions constantly threatening strikes if they didn't get their way.

The AFL - CIO is questioning Gov. Andrew Cuomo's plan to move ahead with a pension overhaul plan next year while the current fund is achieving a 14.6 percent rate of return — one of its best returns in years.

Reforming the state's pension plan for new employees will put our costs in line with other states across the nation and preserve the invaluable services, like education and public safety, that make New York the best place to live, do business and raise a family.»

One can only hope that with the unprecedented flexibility afforded to pensioners, the government follows through on their plan to ensure all have access to free face - to - face financial advice on the best use for their pension pots.

On government plans for a flat - rate state pension, simplicity was good in principle, but NEC members pointed out that government plans would cost public sector workers and employers more in national insurance, with the end of the lower opted - out rate.

Senate Minority Leader Charles E. Schumer on Monday named eight senators to the select committees tasked with overhauling the budget and appropriations process as well as providing recommendations for restoring the solvency of multiemployer pension plans.

Frank Field is one of these people who lots of people say is great until he is actually given any power, he manages both to agitate Labour MPs favourable towards welfare by coming out with solutions to time limit benefits and add workfare requirements, equally he is constantly saying that JSA rates are far too low as well as demanding pensions at high rates for all, Tony Blair and Gordon Brown both came to the conclusion that his proposals on the State Pension would have been hugely expensive - his pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare Pension would have been hugely expensive - his pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare pension plans could not all be funded by savings on the unemployed and would probably lead to a huge swelling in the welfare budget.

The salary scale will be in accordance with the TV - L E-13 level of the German public employees and includes contributions to a pension plan as well as health and unemployment insurances.

Teacher turnover can be expected to increase with alternative benefits because employees will understand that their economic security is less well protected with a DC or cash balance plan than with a DB pension.

To better serve teachers» retirement needs, states should at least provide newly hired teachers with the option to avoid the traditional state pension system, instead choosing a more portable defined contribution plan.

Teacher pension plans are already in bed with Wall Street; the «retirement security crisis» narrative ignores data showing that elderly Americans are doing better and better; today's defined benefit pension plans just don't work that well for most teachers; and the costs of today's pension plans are enormous and are affecting schools and other public services.

There are better and worse choices on this list, and states could choose to pursue more than one of them at a time, but regardless of which path a state chooses, none of them are permanent solutions unless they're also paired with broader structural changes that close existing defined benefit pension plans to new members.

Unless teachers know, with absolute, 100 % certainty, that they're going to stay in the same pension system for their entire career, they would likely be better off in less backloaded retirement plans that offer more retirement savings earlier in their career.

Bender says anyone approaching retirement should get in touch with a fee - only planner or an adviser who can run various tax - planning scenarios — accounting for everything from your marginal tax rate through retirement to the impact of private pension income — to determine the best plan.

3 - is this figure pre income tax I would be keen to see a spreadsheet showing year by year for a retired couple with interest, dividends, S.S. and pension included, as well as capitol gains and ending portfolio values for the life span planned for.

Most people love the tax refunds that come with RRSP contributions, but it's better if your retirement savings aren't taxed in the first place — just like with a pension plan.

That argument holds true with pension plans as well.

PNC Institutional Advisory Solutions has adopted RiskFirst's PFaroe to help structure better solutions, improve reporting efficiency and deepen engagement with its defined benefit (DB) pension plan clients.

Coupled with the newly expanded Canada Pension Plan, any millennials maxing their TFSAs from age 18 on will be well positioned for retirement by the time they reach the age cohort this column is aimed at.

If they do all this, when they retire at 60, they'll have a paid - off home, a paid - off rental property with a healthy income stream, topped - up TFSAs, substantial RRSPs, a good defined benefit pension plan for Colin, as well as other savings.

But our reader, who can look forward to a guaranteed pension of more than $ 4,000 a month in retirement — as well as Canada Pension Plan and Old Age Security benefits — likely has an unlimited capacity for risk with his personal spension of more than $ 4,000 a month in retirement — as well as Canada Pension Plan and Old Age Security benefits — likely has an unlimited capacity for risk with his personal sPension Plan and Old Age Security benefits — likely has an unlimited capacity for risk with his personal savings.

It is a very good summary of how we got into the mess we in today with respect to Defined Benefit [DB] pension plans.

• Differences with the private sector: Higher - education faculty members tend to be older, more educated, and have higher incomes than the working population as a whole, and the structural pension plan design differences in the higher - education sector also make a significant contribution to the better retirement outcomes expected by faculty.

From spending more time fixing up her rural cabin to signing up for swimming lessons and spending more time on her stained - glass hobby, Nathalie has planned well for the day in July when, 55 years of age, she will have completed 10 years at the government, where she can walk away with a Defined Benefit Pension plan that pays $ 17,000 annually for life — starting when Nathalie turns 60.

CAP has also proposed «creating a new type of plan that combines the best elements of 401 (k) s with the best elements of pensions to address the inherent weaknesses of self - directed retirement plan» and that all workers be given access to the government employee Thrift Savings Pplan that combines the best elements of 401 (k) s with the best elements of pensions to address the inherent weaknesses of self - directed retirement plan» and that all workers be given access to the government employee Thrift Savings Pplan» and that all workers be given access to the government employee Thrift Savings PlanPlan.

Our experts agree that Maria is probably best to leave her pension with her company rather than transfer it to her RRSP, but they caution that pension plans vary from company to company.

A bit of background information, I currently have a pretty good defined pension plan with my employer, above average salary and ability to contribute to savings, high earning potential, and a low cost...

TORONTO — The best way to secure retirement for more Canadians is with a third option for pension plans, and not the way Ontario is approaching the problem by expanding the Canada Pension Plan, says Kevin Sorenson, minister of state for finance, on Thpension plans, and not the way Ontario is approaching the problem by expanding the Canada Pension Plan, says Kevin Sorenson, minister of state for finance, on ThPension Plan, says Kevin Sorenson, minister of state for finance, on Thursday.

Continuing with the «focus on freelancer» theme I launched with Freelancer Taxes, let's get into whether self - employed U.S. taxpayers are better off saving for retirement in a Roth IRA or a Simplified Employee Pension Plan (SEP) IRA.

Doug Hoyes: Yeah, and I guess if you're retired but you've got a significant pension, perhaps you worked for a company that had a full pension plan, maybe you were a government employee and worked for a big company, than you still have significant income coming in just not enough to be servicing all the debts so you don't want to do a bankruptcy with the negative implications for that so in those cases, a consumer proposal does work as well then.

So while a lot of my professional clients may still plan on retiring at 60 or 65 with a good pension, others are coming up with their own creative ideas of how they want to spend their retirement years — and making accommodations in their budgets and work - life [balance] to make it happen.»

You are each participating in a Defined Benefit Pension Plan with the commensurate deductions from your pay as well as wanting to find room for additional savings.

Make a smooth and relaxed move to your annuity days without worrying about your future requirements with well - designed pension plans.

Even if they do, it's a tiny pittance compared to how much employers were compensating employees back in the good «ol days with actual defined benefit pension plans for retirement.

With the demise of traditional pension plans and increased longevity younger Americans are facing enormous savings and retirement plan shortfalls as well unless their savings and investing habits change.

Most of the cases he handles deal with aspects of individual employment contracts, including hiring, termination of employment, restrictive covenants (e.g. non-competition clauses), fringe benefits, as well as pension plans and incentive programs.

The largest of these Ontario Teachers» Pension Plan, which is considered one of the better plans available, with a 12 % matching.

You can compare and evaluate the TATA AIA Life pension schemes with other pension plans and annuity rates to zero down on the best pension plan for you and lead a tension free old age.

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