Sentences with phrase «with guaranteed life»

Continue that feeling of security with the Guaranteed Life Plan.

With guaranteed life insurance, even an individual who was previously turned down for life insurance coverage in the past, can be accepted for coverage.

What you get with a guaranteed life insurance policy is simple guarantees.

But we're here to help make it easier with Guaranteed Life Insurance.

Gerber Life can help you protect your loved ones against this costly burden with our Guaranteed Life Insurance.

You may have to go with a guaranteed life insurance policy instead.

If you can qualify for a simplified whole life policy, you'll be able to secure a larger coverage amount (up to about $ 50,000) for a lower monthly premium than you would with guaranteed life insurance — so it's well worth it to fill out that medical questionnaire.

If you can qualify for a simplified whole life policy, you're likely to get a higher benefit amount at a lower monthly premium than you will with guaranteed life insurance.

It is important to be aware, however, that oftentimes with a guaranteed life insurance policy, the insurance company knows that they are taking on more risky applicants with this coverage.

If you ever want to cancel your accidental life insurance, it is much easier to do with your guaranteed life insurance and accidental life insurance as separate policies.

They have several different options for life insurance, but with their guaranteed life insurance, you can get coverage as long as you're between the ages of 50 and 80.

A no exam life insurance policy should not be confused with guaranteed life insurance in which no health questions are asked.

With Guaranteed Life Insurance, you can instantly qualify for coverage even if you've been declined under a traditional plan.

If you can qualify for a simplified whole life policy, you're likely to get a higher benefit amount at a lower monthly premium than you will with guaranteed life insurance.

If you can qualify for a simplified whole life policy, you'll be able to secure a larger coverage amount (up to about $ 50,000) for a lower monthly premium than you would with guaranteed life insurance — so it's well worth it to fill out that medical questionnaire.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Sales of variable annuities with guaranteed living benefits run nearly equal with variable annuity sales without living benefits, Giesing said.

Much of this growth came from consumers buying FIAs with guaranteed living withdrawal benefits (GLWBs), some with benefit base rollups as high as 8 or 9 percent and withdrawal rates greater than those in variable annuities, the report said.

Owners of fixed indexed annuities (FIAs) with guaranteed living income benefit (GLIB) riders are much less likely to surrender their contracts than they were 10 years ago, according to new research based on 3.3 million policyholders.

Not exact matches

If there's one thing the city can guarantee, it's that there will be plenty of opportunities for new experiences to add to your life story: eat some insects from the Sunday Night Market, speak about life with a monk, watch some muay thai.

Outlining what investors should know about annuities if they are looking for guaranteed income for life, with Jim Schlager, Moss Adams Wealth Advisors.

Guaranteed acceptance life insurance, also called guaranteed issue or GI life insurance, is typically a whole life insurance policy with a limited deatGuaranteed acceptance life insurance, also called guaranteed issue or GI life insurance, is typically a whole life insurance policy with a limited deatguaranteed issue or GI life insurance, is typically a whole life insurance policy with a limited death benefit.

With whole life insurance, the policy's cash value is guaranteed to grow at a certain rate each year and you can:

If you are older and want a permanent life insurance policy, perhaps to cover estate taxes or leave an inheritance, guaranteed universal life insurance provides lifelong coverage with little to no cash value component.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

In addition to the $ 38 million increase in reserves related to group annuity contracts, Brighthouse incurred $ 53 million in «unfavorable reserve adjustments» connected to the company's universal life with secondary guarantees business.

You can do the same for your retirement with an income annuity, which can provide a steady income stream guaranteed for life or a specified number of years.

We suggest investors consider covering their basic living expenses in retirement with guaranteed income.

A guaranteed universal life insurance policy might be four times the cost of a term policy with similar coverage, while a whole life policy could easily be 10 times the cost.

American Equity Investment Life Holding Co., a top seller of fixed indexed annuities (FIAs), broadened the appeal of a core product line with the announcement of a new guaranteed lifetime income - focused fixed indexed annuity (FIA) with fee options.

«For a client who needs guaranteed retirement income, I might recommend using this product in combination with another annuity that provides a guaranteed living benefit rider,» she added.

Because there is no living benefit guarantee, she said she finds the product easier to explain than variable annuities with living benefit guarantees.

Structured variable annuities don't come with living benefit guarantees and therefore don't require the same level of reserves as traditional variable annuities, which is why company executives consider them efficient.

I can guarantee you with my life that if an independent auditor spent the time required to implement a bona fide market value mark - to - market on that fund's illiquid assets, the amount of under - funding would likely jump up to at least 70 %.

The DOL fiduciary rule has affected the mix of sales of variable annuities that come with guaranteed / nonguaranteed living benefits into nonqualified accounts, Giesing said.

And life insurance policies with limited underwriting, such as simplified issue or guaranteed acceptance policies, regularly restrict death benefits to be less than $ 100,000 to $ 250,000.

Steve Utkus: An income annuity is an insurance contract that provides you with a guaranteed income for life.

A veteran is required to live in the property he or she buys with a VA guaranteed mortgage loan.

That's because when you invest a lump sum with an insurer today, the insurance company guarantees you will receive a monthly income payment for the rest of your life.

With a guaranteed issue life insurance policy, if you die because of an accident (e.g. a car crash) within the first two years, the full death benefit will be paid to your beneficiaries.

Specific policies include the 30 - 50 Plan to Fight Poverty, which is committed to reducing the number of people living below the poverty line by 30 percent and the number of children by 50 percent; an Affordable Housing Plan; pursing the long - term goal of a national high - quality, universal, community - based, early education and child care system; increasing the Guaranteed Income Supplement by $ 600 per year for low - income seniors; and creating a new relationship with Canada's First Nation, Inuit and Métis peoples, including re-instating the Kelowna Accord.

FIA sales at the company fell 16 percent to $ 5.7 billion in 2016 compared to 2015 but the drop had more to do with competition from Security Benefit Life coming back into the income guarantee market and a newly competitive Athene USA, executives said.

According to Morningstar Annuity Research Center, variable annuity annual fees range widely, from 0.10 % to 2.25 %, with an industry average of 1.25 %.4, 5 Of course, you will pay more if you need to address a specific risk with a guarantee, such as a guaranteed living benefit, which provides income or asset protection from down markets.

Even though life doesn't hand out guarantees, you can feel more confident about your answer if you prepare with the help of your financial advisor Learn more

So you can «live» with guaranteed withdrawals for lifetime income and still have the potential to «give» a legacy through death benefit proceeds equal to the amount of premium you invested, subject to the benefit guidelines.

It's wise to protect your family with term life coverage if you'd like simple, guaranteed coverage for your family in the event of your death.

You'll receive payments for life, with a minimum guaranteed payment period ranging from 10 to 30 years.

By refinancing, you can get a new loan with a fixed interest rate and guarantee a consistent rate for the life of your loan.

Protection UL's guarantees, often to life expectancy and beyond, along with affordable premiums and cash value growth potential can help consumers replace lost family income and fund future expenses such as helping to pay for college or supplementing retirement savings.