Sentences with phrase «with guaranteed monthly payments»

Do you believe that people like these firefighters from Florida, who are near retirement and have secure pensions with guaranteed monthly payments, should move their money into riskier assets with no guarantees just before they retire?

Not exact matches

The premise behind an immediate annuity is simple: You invest a lump sum of money with an insurance company (although you would actually do so through an adviser, a broker or insurance agent) and in return you receive a guaranteed monthly payment for life regardless of how the financial markets perform.

That's because when you invest a lump sum with an insurer today, the insurance company guarantees you will receive a monthly income payment for the rest of your life.

After what seemed like a lifetime of thirty - Year adjustable - rate mortgages, with monthly mortgage payments going up all the time, The «Mortgage Refinance 123» helped me to lock in a great low fixed rate of 3.16 %, helping me to guarantee myself the ability to always make my mortgage payment on time with money to spare.

Even after controlling for total wealth, the security offered by DB plans — those guaranteed monthly payments until death — lead people to retire 1 - 2 years earlier than they would with 401k plans.

In addition, Fair backs its prices up with a guarantee that you won't find a comparable loan or lease with a lower monthly payment.

With APP, customers get the benefit of a Guaranteed Minimum Future Value (GMFV) of their vehicle, with the same end of contract options as a Personal Contract Plan (PCP), however, instead of paying monthly payments, the remaining balance is paid as a single upfront paymWith APP, customers get the benefit of a Guaranteed Minimum Future Value (GMFV) of their vehicle, with the same end of contract options as a Personal Contract Plan (PCP), however, instead of paying monthly payments, the remaining balance is paid as a single upfront paymwith the same end of contract options as a Personal Contract Plan (PCP), however, instead of paying monthly payments, the remaining balance is paid as a single upfront payment.

Some lenders offer loans guaranteed by the FHA or VA, with down payments as low as 3 % to 5 %, but you'll usually have a private mortgage insurance premium added to your monthly payment.

With an immediate annuity, you hand over a sum of money to an insurer in return for guaranteed monthly payments that start at once and continue for the rest of your life.

Many borrowers also refinance with the goal of decreasing their monthly payment, but student loan refinancing doesn't always guarantee this, and in some cases, moving your loans can have the opposite effect.

However, these loans are guaranteed with a property and thus, you are risking repossession of the asset if you ever fail to meet the monthly payments on your loan.

For instance, going back to the $ 50,000 investment, you can guarantee a monthly income based upon the coupon payments from the laddered bonds by picking ones with different coupon dates.

Unlike the typical private loan, federal loans come with guaranteed benefits such as deferment while the borrower is in school, forbearance during times of economic hardship, and in some cases a right to put the loan on an income - driven repayment plan with a capped monthly payment.

The upfront guarantee fee will be 2 % for refinances (with 0.4 % annual fee) for commitments issued by USDA on 10/1/2012 and after (annual fee is collected monthly as part of regular mortgage payment).

While monthly dividends are guaranteed with these funds, payment amounts can fluctuate depending on interest rate changes and sales activity within the funds themselves.

Since with a secured loan, the car is guaranteeing the loan, the lender might claim the car if the borrower fails to make the monthly payments.

You hand over a lump sum to an insurer and begin receiving guaranteed monthly payments for the rest of your life immediately with an immediate annuity or, in the case of a longevity annuity, payments that start at later time, say, 10 or 15 years after you retire.

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

These types of loans come with specific guarantees and set pay schedules which can lead to peace of mind when making monthly mortgage payments.

With guaranteed universal life insurance, the insurance company guarantees your coverage, provided you make at least a minimum monthly payment.

If you find that the monthly payment is very easy to follow (or if you expect a few guaranteed windfalls throughout the payment period, which translates into more funds coming your way), why not recalculate it to come up with the maximum monthly payment that you are confident that you will be able to meet?

In the end, you can get a guaranteed issue plan with a lesser waiting period, and a lesser monthly payment.

Most insurance companies in India offer online money income plans that help the insured and his or her nominees to get a guaranteed monthly income along with a lump sum payment, if the plan allows, at the end of the plan tenure.

You may receive a guaranteed monthly income post the end of the premium payment term on survival of the life assured a.) Income with maturity benefit b.) Only income

With guaranteed universal life insurance, the insurance company guarantees your coverage, provided you make at least a minimum monthly payment.

It offers guaranteed money back benefits every five years throughout the policy period along with an increasing monthly income that starts after the premium payment term

The plan offers guaranteed money back benefits to policyholders every five years throughout the policy period along with an increasing monthly income that starts after the premium payment term.

Providers enjoy job - embedded professional learning and coaching, guaranteed full payment for a negotiated number of subsidy slots at the gold rate when the program maintains overall 85 % monthly enrollment, assistance with recruitment to fill vacancies, support with transitioning children to pre-k, and priority in District degree and scholarship programs and financial incentives for teachers.

As stated in the proposal, one way to comply with § 1026.18 (s) is to include such guarantee fees in the monthly payment amount, without using the check box for «mortgage insurance.»