Sentences with phrase «with guaranteed principal»

As I found out, until 2004, CST always held it's entire bond portfolio through to maturity as the whole basis of the fund has been in safe, secure investments with guaranteed principal.
The CIBC RRIF GIC allows you to safely lock in your investment for 6 months to 5 years, with guaranteed principal and interest.
The CIBC LIF GIC allows you to safely lock in your investment for 6 months to 5 years, with guaranteed principal and interest.

Not exact matches

Two - thirds of respondents would consider buying products with guaranteed returns, 50 % want a minimal risk of losing their principal, 38 % want low or no fee investing while 33 % want an investment with a good track record.
Money market funds aim to protect your principal, but they are not insured and do not come with any guarantee.
The return of principal in bond funds and in funds with significant bond holdings, is not guaranteed.
The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed.
A friend once outlined to me how his bank make fees in 5 - 6 different ways with one of these principal protected products (those where you make some money if markets go up, but are guaranteed to not lose money).
It's important to remember that, as with any investment, principal value may be lost, and investing in the plan does not guarantee admission to college or sufficient funds for college.
There are even FDIC insured CDs that guarantee the principal but the interest crediting is linked to an equity index like the S&P but with a cap.
Their objective is to generate a stable yield while preserving investor principal by being «wrapped» with insurance contracts to guarantee a minimum return.
(c) The term «loan guarantee» means any Federal government guarantee, insurance, or other pledge with respect to the payment of all or a part of the principal or interest on any debt obligation of a non-Federal borrower to a non-Federal lender, but does not include the insurance of deposits, shares, or other withdrawable accounts in financial institutions.
(ii) within such period as may be specified in the guarantee or related agreements, the Secretary shall pay to the holder of the guarantee, to the extent provided under subsection (a)(2), the unpaid interest on, and unpaid principal of the portion of guaranteed portion of the mortgage with respect to which the borrower has defaulted, unless the Secretary finds that there was no default by the borrower in the payment of interest or principal or that the default has been remedied.
This guarantee, developed in partnership with the Center for Educational Leadership, offers side - by - side coaching and other professional development work at no cost to the district or the graduate, if the new principal or district leaders notice that he or she is not demonstrating the exit standards in certain key competency areas.
Bj STONE works with a variety of state and local agencies to facilitate learning professional development for teachers, principals, district administrators and leadership teams in the areas of Balanced Leadership, Classroom Instruction that Works strategies, vocabulary instruction, guaranteed and viable curriculum, and assessment design.
Weingarten has always embraced teacher accountability in theory, but with the caveat that the system has to be fair, after which she adds that there's no way to guarantee that linking student progress to testing will be fair because tests don't take subjective factors into account, nor would allowing subjective evaluations by principals be fair.
Brimming with passion, written from the heart, and informed by hard - earned experience, this transformative book is essential reading for principals and other building - level administrators determined to reinvigorate their practice, revitalize their staff, and — most importantly — guarantee the strongest outcomes for students.
(3) Moneys in the REHABILITATION Facilities Insurance Fund not needed for the current operations of the REHABILITATION Services Administration with respect to mortgages insured under this section shall be deposited with the Treasurer of the United States to the credit of such fund, or invested in bonds or other obligations of, or in bonds or other obligations guaranteed as to principal and interest by, the United States.
Since the principal is indexed to the Consumer Price Index and grows with inflation, the investor is guaranteed that the real purchasing power of the principal will keep pace with the rate of inflation.
Each is fully insured with guaranteed interest, no risk to principal and a variety of terms available.
Bonds with the highest rating are virtually guaranteed to maintain principal and make coupon payments and are rated AAA.
That will pay down the principal faster than sticking with the old one, guaranteed.
1Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option will be credited to the MAP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.
3 Effective January 1, 2018, accumulations (including contributions and earnings) under the Funding Agreement for the Principal Plus Interest Option as of December 31, 2017 will be credited to MESP with an effective annual interest rate of 1.85 %, and are guaranteed to earn this rate through December 31, 2018, subject to the claims - paying ability of TIAA - CREF Life Insurance Company.
agency bonds are issued by official U.S. government bodies (e.g., Tennessee Valley Authority (TVA); government sponsored entity (GSE) bonds are offered by lenders created by an act of Congress to assist groups of borrowers (e.g., farmers, ranchers, homeowners, mortgage lenders, etc.); the principal and interest of GSE bonds are not guaranteed by the U.S. government; Agency and GSE bonds are generally available in minimum denominations of $ 10,000, with subsequent investments in increments of $ 5,000; Fidelity makes these securities available in minimum denominations of $ 1,000, and subsequent investment increments of $ 1,000
Issuers had always sold them with an implicit guarantee of principal safety, and so....
CIBC TFSA GIC (Non-redeemable) Total security with guaranteed interest, plus full protection of your principal.
With bonds, I am not as skeptical, because there is a promised, though not guaranteed return of principal.
An Index Annuity is a vehicle that will provide an investor with safety of principal, the ability to defer taxes each year on the interest that is earned, a bonus ranging from 5 - 12 % on your initial deposit, the ability to withdraw a percentage of the value if an emergency occurs, most will provide multi-year guarantees and much more.
Investing with Outlook not only gives you great rates with a guaranteed return, you also have no risk to your interest or principal with our 100 % deposit guarantee.
Personal guarantees will generally be required from the principals with respect to all corporate and partnership borrowings.
With these bonds, the principal is tied to the Consumer Price Index (CPI) to guarantee you receive a return that is higher than the inflation rate:
With some exceptions, in exchange for higher payments, an income annuity permanently converts principal to a guaranteed income stream.
So to summarize, in my opinion variable annuities could have fees in access of 4 percent, your principal is not guaranteed and if the market drops your account value will most likely drop with it.
In addition, personal guarantees are required from the principals with respect to corporate and partnership borrowings.
Non-Redeemable GICs offer a fixed rate of return for a specific term, with both principal and interest guaranteed.
Certificates offer guaranteed rates and principal, no account fees with flexible investment options.
With the cash refund payout option (also known as the death benefit), you are guaranteed that any principal (premium paid into the contract) not yet returned through income payments will be returned to your beneficiary upon your passing.
On the other hand, mutual funds don't have a principal guarantee and come with more risk.
Many people knowingly choose a stable 6 % return with 100 % protected principal, over a volatile mutual fund with no guarantees.
They said they can guarantee your principal and have higher interest than the bank's and never mention any costs associated with investing with them.
Let me educate you: RESP's in Canada include 60 + providers, most of which are banks and financial institutions (life insurance & investment companies) the majority of which will invest your savings into mutual funds — there are no guarantees with these, your principal could be lost and your grant too & if your child doesn't pursue post-secondary education, you would have to pay the government grant back out of your own pocket — also the fees associated with these are called MER's (management expense ratios) which compund over time and will usually eat up as much as 1/3 of your investment.
For instance, insurance companies offer products with annuity in their name that really resemble mutual funds: You don't have to surrender your principal and they don't guarantee lifetime income.
The loan is secured by the property with full recourse guarantees from the Borrower's principals.
Other highlights of the Guaranteed Account for 457 (b) and 403 (b) plans include complete guarantees of principal and interest (not found in all stable value accounts); rates declared in advance semiannually with a 1 % minimum rate guarantee; full liquidity (participants can transfer into and out of this account without restrictions or penalties); and an option to convert to guaranteed lifetime income at rGuaranteed Account for 457 (b) and 403 (b) plans include complete guarantees of principal and interest (not found in all stable value accounts); rates declared in advance semiannually with a 1 % minimum rate guarantee; full liquidity (participants can transfer into and out of this account without restrictions or penalties); and an option to convert to guaranteed lifetime income at rguaranteed lifetime income at retirement.
Investments with principal guarantees.
Short - term bank paper with the repayment of principal and payment of interest guaranteed by the issuer «s bank.
Fixed income investments are defined as securities that have a regular fixed return associated with them as well as having a guaranteed principal.
While there is risk associated with a variable annuity, many offer guarantees of principal and downside protection at an additional cost and depending on contract rider availability.
These bonds come with a full guarantee of principal and therefore carry less risk than other types of bonds that can keep up with inflation.
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