Sentences with phrase «with high annual income»

You can negotiate better interest rates with a high annual income but our private mortgage lenders in Tillsonburg do not demand it.
People with high annual income coupled with a good credit rating can negotiate better mortgage terms but these are not mandatory requirements among private lenders.
«We've seen it across all the card segments, but particularly among the premium cards that consumers with higher annual incomes would have,» he said.

Not exact matches

And with some of the highest annual incomes in the province, the area's residents aren't so far removed from their historical neighbours.
The amazing aspect of our low overhead business model is you can choose to work full time or part time and still enjoy a high annual income with the freedom to work whenever you want.
Still, with the second - highest average annual income on our list, at $ 1.28 million, Kerrisdale's residents have the resources to soundproof their basement against undergraduate shenanigans.
Student: A $ 2.2 - million annual investment in the budget means part - time students with higher family incomes will still be eligible for Canada Student Loans.
Despite having the highest net worth of any neighbourhood in B.C., these residents are not the highest - paid of their peers on this list, with an average annual income of only $ 700,431 against Kerrisdale's $ 1,153,529.
Here are the U.S. states with the highest annual combined state and local income taxes and property...
Only certified accredited investors — or those with a net worth of at least $ 1 million (excluding their home) or who have a consistent annual income of $ 200,000 or higher — will be able to invest at this point.
Those with relatively high household incomes — 41 % of Americans with an annual household income of $ 100,000 or more have used four or more of these services, three times the proportion among households earning less than $ 30,000 annually.
For example, as a member of the Freelancer's Union, I'm eligible to participate in a solo 401 (k), which offers higher annual contribution limits than a traditional or Roth IRA, along with the ability to deduct the money that goes in from my income.
The increase was most pronounced for respondents with lower education (high school or less), and lower income (annual incomes of less than $ 50,000).
Our asset allocation is about 48 % domestic stocks; 15 % international stocks; 20 % bonds; 12 % real estate and 5 % cash, and in general our risk tolerance is high with combined annual income of about $ 350k / yr.
The first national study of its kind, the study was an online survey of 480 respondents nationwide (with a minimum of $ 25K annual income), and found that 58 % of all respondents indicated a high interest in early stage equity investment.
Corporations, the energy industry, hedge funds and large farmers would also pay higher taxes while families with annual incomes under $ 200,000 and especially the working poor would get government checks.
Hispanics have seen some heartening gains over the last few years, with a decline in the poverty rate, an increase in annual income, and college attendance rates at a higher percentage than whites.
Certainly if Chelsea had a 60,000 capacity stadium, which in about 4 years they will, their annual income would be significantly higher than Arsenal's... With CL football back at Chelsea and none at Arsenal this season, they'll pretty much close the gap anyway.
The higher tax rates — including a 10.32 percent rate for the roughly 100 people with New York taxable incomes over $ 100 million annually — will bring in about $ 5.6 billion in additional annual revenues for the state.
Senate Republican Leader Dean Skelos, whose GOP majority rules the Senate, is the second highest earner of private income in the Senate, after former Speaker Silver, as reported in required annual filings with the state ethics commission.
The conservative Tax Foundation, in its annual report, found that New York once again had the highest tax burden of any state in the nation, with 12.7 percent of income going to support state and local taxes.
The state tax fixes will almost exclusively benefit higher income earners who itemize and residents who live downstate with relatively higher annual property tax bills.
BOSTON — Efforts to close the word gap — the vast difference in the number of words heard by children from low - income and higher - income homes — by working with the parents and caregivers of very young children have shown promising new results in the behavior of parents and children, according to three researchers at a Feb. 17 briefing at the 2017 AAAS Annual Meeting in Boston.
Bershan's high - end matchmaking business caters to busy professionals (typically with an annual income of over $ 100,000) who know what they want but have trouble finding it.
While we find only small effects for children from nonpoor families, for low - income children, a 10 percent increase in per - pupil spending each year for all 12 years of public school is associated with roughly 0.5 additional years of completed education, 9.6 percent higher wages, and a 6.1 - percentage - point reduction in the annual incidence of adult poverty.
Of particular significance in this study was the high percentage of culturally diverse and low income students who were unprepared for college - level reading, including 79 percent of black students, 67 percent of Hispanic students, and 33 percent of students from families with annual incomes below $ 30,000.
In today's world, an adult with a high school diploma but no further education can expect to earn an annual income of around $ 27,500.
The program increased college enrollment by 20 percent for young adults already out of high school with particularly large results for those with annual incomes less than $ 22,000.
The first is applied on a per hour basis based on the annual income of the parent, with low income earners receiving higher rebates and high income earners not receiving anything.
States set annual district and school targets for grade - level achievement, high school graduation, and closing achievement gaps, for all students, including accelerated progress for subgroups (each major racial and ethnic group, students with disabilities, English language learners, and students from low - income families), and rate schools and districts on how well they meet the targets.
One proposal which deals with some of the severe tilt of the charitable deduction towards high wealth taxpayers is to cap the deduction at a fixed percentage of annual income, which would be invariant to the tax rate of the donor.
The survey also established definitions of «low - income» and «high - income» using an annual household income threshold of $ 50,000 — with households above $ 50,000 being considered high income with the converse being true.
All states would be required to either continue to match the grant amount with state funds on an annual basis or implement fully progressive funding systems that provide more resources to low - income districts than high - income districts.
The network was recognized last year with the prestigious Broad Prize for Public Charter Schools, an annual award that singles out high - performing charter networks that serve large proportions of low - income students and students of color.
Rouse said the studies showed that a high - quality preschool is a good return on investment for children, with an average earned annual income of $ 42,000 by the time children were in their 40s as compared to the $ 17,000 the program cost.
In their 2016 annual report, Building a Grad Nation: Progress and Challenge in Raising High School Graduation Rates, they outline five populations which have the greatest opportunity to help drive the graduation rate toward the campaigns 90 percent goal: low - income students, black and Hispanic / Latino students, students with disabilities, English language learners, and low - graduation rate high schoHigh School Graduation Rates, they outline five populations which have the greatest opportunity to help drive the graduation rate toward the campaigns 90 percent goal: low - income students, black and Hispanic / Latino students, students with disabilities, English language learners, and low - graduation rate high schohigh schools.
For instance, 7 % of college graduates are digital - only book readers (compared with just 3 % of those who have not graduated from high school), as are 8 % of those with annual household incomes of $ 75,000 or more (compared with 3 % of Americans with incomes of $ 30,000 or less).
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the effect of the proposed separation of NOOK Media, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and other merchandise and other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among others, the general economic environment and consumer spending patterns, decreased consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the effects of competition, the risk of insufficient access to financing to implement future business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital business, including the possible loss of customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital business and the digital business not being able to perform its obligations under the Samsung commercial agreement and the consequences thereof, the risk that financial and operational forecasts and projections are not achieved, the performance of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or effects, potential infringement of Barnes & Noble's intellectual property by third parties or by Barnes & Noble of the intellectual property of third parties, and other factors, including those factors discussed in detail in Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's other filings made hereafter from time to time with the SEC.
It found that its tablet readers had a mean age of 41 with an annual household income of $ 120,000 — and most importantly, that its highest engagement time with their tablets was in the evening.
Best Egg is well suited for borrowers with good credit scores and high annual incomes.
On this yield, my goal of $ 80,000 of annual income would be generated from $ 1.87 million, down from $ 1.95 million with the high - yield ETF.
To be an accredited investor, a person must demonstrate an annual income of $ 200,000, or $ 300,000 for joint income, for the last two years with the expectation of earning the same or higher income.
Best for: Borrowers applying with a cosigner who has good credit, high annual income or little non-mortgage debt.
All these people really wanted was 10 % annual returns, which was achievable strictly with fixed income in the high - inflation 1970s but has become impossible in this modern era of financial repression.
For example, if you're a young parent with high income, you may be fine with the higher costs and able to lock in a lower annual premium by buying early in life.
Your side is that if you had opened an annual RESP plan of $ 116, (which we would do better in the comparison to say $ 1000 / year as fixed - income investments yield higher returns with the higher contribution levels).
Note the exceptionally high positive correlations of annual returns between each respective fund and SPY, with the exception of Cutler Fixed Income (CALFX)-- which had a lower but still positive correlation.
Eligibility to make annual contributions to a Roth IRA phases out for taxpayers with higher incomes.
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