Sentences with phrase «with high enough credit scores»

Many of the larger national banks — including Bank of America, Citibank and Capital One — all offer low - interest credit cards for consumers with high enough credit scores.

Unlike personal cards, which are pretty much open to anyone with a high enough credit score, business credit cards require you to own a business to apply.

Unlike personal cards, which are pretty much open to anyone with a high enough credit score, business credit cards require you to own a business to apply.

Even if you are armed with a high enough credit score to qualify for the best offers, in some cases, there may be a cap on the balance transfer amount.

Not exact matches

Ant Financial has already signed a memorandum of understanding with Rongcheng, whose residents will be able to pay their utility bills using Alipay and show their Zhima Credit score — if high enough — to obtain better health insurance and borrow library books and rent public bikes without a deposit.

Seems the reason our score stood low was because we didn't have enough credit cards with high credit limits.

According to Experian, a person with a single major credit card and no other credit can, with two years of regular and responsible use, build up to a FICO credit score of 740 or higher - enough to qualify for a mortgage at an attractive rate.

I could not get a clear explanation for the high rate — my credit score of 745 was apparently not enough to get a lower variable rate with my bank (I will likely do a separate post on this issue, because the seeming arbitrariness and imprecision of credit scores is something that has been irritating me for many years).

For the rest of us, a credit score of 620 - 650 is enough to secure a mortgage (albeit at a higher interest rate than the folks with credit scores of 750 - 800).

«Specifically, we find that nearly 10 % of prime borrowers who applied for their loans jointly could have lowered their mortgage interest rate at least one eighth of 1 percentage point if the mortgage was applied for by the applicant with a higher credit score and an income high enough to qualify for the mortgage,» the note reads.

And some creditors design their systems so that some applicants — those with scores not high enough to pass easily or low enough to fail absolutely — are referred to a credit manager who decides whether the company or lender will extend credit.

You may have a very high credit score but there are cases when it's not enough to get a loan deal with a low interest rate.

On the other hand, if your credit score is high enough, there are plenty of great balance transfer credit cards that are not affiliated with a specific brand.

If you are concerned that your credit score is not high enough, CommonBond permits applicants to apply with a cosigner.

«We offer special programs for people with lots of equity and high credit scores who can't qualify for a traditional loan because they are self - employed and their accountants have used creative accounting that doesn't show enough income.»

If your credit score is high enough, you will be better off with a card like the Citi ® Double Cash Credit Card, which provides 1 % back on all purchases and another 1 % back when those purchases are paicredit score is high enough, you will be better off with a card like the Citi ® Double Cash Credit Card, which provides 1 % back on all purchases and another 1 % back when those purchases are paiCredit Card, which provides 1 % back on all purchases and another 1 % back when those purchases are paid off.

Eventually, you should see your credit score improve enough so that you qualify for an unsecured credit card with a higher credit limit.

One month after that, their credit scores were high enough for me to be able to get them into a loan with a fantastic interest rate.

If you believe you might have been rejected for not having a high enough credit score or because you have a limited credit history, adding a cosigner with excellent credit can help you improve your chances of receiving an offer.

For most consumers, just one authorized user account with a history of on - time payments and a low balance can generate a FICO credit score of 700 or higher — a score good enough to qualify for new credit in the authorized user's name.

That's because, unlike other private student loans which will lend to students if they have a high enough credit score, you absolutely must apply with a qualified cosigner.

On the other hand, if your credit score is high enough, there are plenty of great balance transfer credit cards that are not affiliated with a specific brand.

Consumers with lower scores, if they can get approved, might be less likely to get a high enough credit limit to transfer their full balances, he says.

Eventually, you should see your credit score improve enough so that you qualify for an unsecured credit card with a higher credit limit.

A spouse with poor credit could be left off the loan application entirely, requiring the other person to have a high credit score and a high enough income to afford the loan on their own.