Sentences with phrase «with high monthly premiums»

The opposite is true of plans with high monthly premiums.

You can go for a low - end plan that costs very little per month and offers little when you make a claim, or you can go for the other extreme, with high monthly premiums and substantial payouts for all kinds of claims.

Usually, plans with lower monthly premiums have higher deductibles, and plans with higher monthly premiums have lower deductibles, according to healthcare.gov.

If you need more comprehensive coverage or would like to have lower out - of - pocket expenses when you receive care, then you might prefer a plan with a higher monthly premium but lower co-pays and lower deductibles.

Generally speaking, plans with low monthly premiums have higher coinsurance, and plans with higher monthly premiums have lower coinsurance.

Outside of this company, expect to endure full two year waiting periods along with higher monthly premiums.

In addition the waiting period, a guaranteed issue plan also comes with higher monthly premiums.

In some cases, it may make more sense to buy a «more expensive» plan — i.e., a plan with a higher monthly premium — because it will save you money on out - of - pocket costs in the long run.

After all, you do not wish to be surprised with higher monthly premium, right?

Generally speaking, plans with low monthly premiums have higher coinsurance, and plans with higher monthly premiums have lower coinsurance.

That is the term most companies use to describe a plan that pays out a partial death benefit along with a higher monthly premium (20 - 50 % more).

Without knowing your health, the insurance company is taking on a much higher risk, which they are going to offset with higher monthly premiums.

Not exact matches

Usually, plans with lower monthly premiums have higher out - of - pocket maximums, and plans with higher premiums have lower out - of - pocket maximums, according to healthcare.gov.

Early responses from the survey suggest that 46 percent of employers would take steps to cut costs with new strategies such as high - deductible health plans - which shift the burden of initial medical costs to patients, but have lower monthly premiums.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

Increased Retiree Health Insurance Premium - Sharing: While most employers — public and private — do not reimburse retirees for the cost of Medicare Part B premiums, New York State pays for the standard premium and the Income - Related Monthly Adjustment Amounts (IRMAA) levied on high - income retirees (couples with incomes in excess of $ 170,000 per year).13 Under the Governor's proposal, the State would cap the amount retirees are reimbursed at current levels and discontinue IRMAA reimbursements for those most able to afford the costs of health insurance.

Beyond getting more intense care, younger women may also face higher out - of - pocket costs because they're more likely to opt for insurance plans with lower monthly premiums and bigger co-payments or deductibles, said Dr. Alana Biggers, a researcher at the University of Illinois - Chicago College of Medicine who wasn't involved in the study.

If you want to increase your deductible, and lower the cost of your monthly premiums, the next highest dollar - amount deductible might be $ 2,500 - an amount you might not be comfortable with.

While the monthly premium will be higher than what you'd pay with a fixed health benefit plan, you'll have fewer out - of - pocket costs when you need care.

The good news about high - deductible plans is that monthly premiums are typically much lower than they are for health insurance policies with standard deductible levels.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

Generally plans with lower monthly premiums have higher copayments.

Are you okay with having to pay a little more out of pocket when something goes wrong (AKA a higher deductible) if it means your monthly payment, or premium, is lower?

The trade - off is that higher deductible plans come with lower monthly premiums.

Since 2007, beneficiaries with higher incomes have paid higher Medicare Part B monthly premiums.

You can sometimes choose a plan with a high deductible in exchange for a lower monthly premium.

This is true for any insurance, but specifically with homeowners it is important to be willing to pay a higher monthly premium

The premium plan, which offers up to four simultaneous streams with the same login and ultra high definition 4K content, also holds steady at $ 11.99 monthly.

Therefore, the purchase would need to be structured using conventional financing (as an example) with single premium financed private mortgage insurance to ensure that they buyer won't end up with a mortgage that has monthly mortgage insurance or a any pricing hit that would come with a higher rate (as would be the case with any other type of PMI that doesn't charge the borrower on a monthly basis).

You can save a lot of money on your monthly premiums by choosing a plan with a very high deductible; just be sure that you have the funds set aside to pay your healthcare costs in the event that you need major medical care.

If you can qualify for a simplified whole life policy, you're likely to get a higher benefit amount at a lower monthly premium than you will with guaranteed life insurance.

Choosing a higher deductible can save you money with a lower monthly premium, but increases the risk you take.

With whole life insurance, your monthly premiums may be higher, but they are locked in and build cash value, allowing you to borrow from the policy while you're still living.

All too often, pet owners faced with costly care have to borrow from relatives, use credit cards with high interest rates or sacrifice their pets because they do not have the funds, when it could be easily prevented with affordable monthly premiums for pet health insurance.

Obviously if you go with the $ 100 deductible you'll get a higher payout per incident, but you are going to be paying a higher monthly premium as well.

As with low deductibles, high percentage payouts are going to equal a more costly monthly premium.

For older pets, though, we found that Trupanion typically quoted a much higher monthly premium (like we graphed above)-- we recommend owners of younger pets stick with Figo or Healthy Paws.

For example, you may find a plan with a lower premium or monthly costs, but a higher deductible.

The truth is having cirrhosis means you will pay a higher monthly premium with every single insurance company.

Thus, if you get the highest value of deductibles, you would pay less with the monthly premiums.

They offer you a plan that has a minimum of a two year waiting period along with a much higher monthly premium

You can save a lot of money on your monthly premiums by choosing a plan with a very high deductible; just be sure that you have the funds set aside to pay your healthcare costs in the event that you need major medical care.

On the other hand, healthcare plans with a higher deductible will have lower monthly payments, or premiums, than low - deductible plans.

In general, Bronze plans have the lowest monthly premiums and Platinum have the highest, with Silver and Gold occupying the price points in between.

The life insurers with less strict standards are still pretty strict — instead of accepting no more than two moving violations, they may accept up to three moving violations in exchange for a much higher monthly premium.

Typically, a plan with a lower monthly premium will have a higher deductible, copay, and coinsurance percentage, which increases the amount you'll spend out - of - pocket for health care services.

In fact, if you frequently visit a doctor and you buy a plan with a high deductible and low monthly premium, it's likely that you'll spend more money overall than if you bought a plan with higher premiums, a lower deductible, and lower copayments and coinsurance payments.

Typically, plans with a low monthly premium tend to have higher deductibles, copayments, and coinsurance percentages.

Conversely, insurance plans with higher deductibles tend to have lower monthly premiums, but you will be responsible for more medical bills initially.

If you can qualify for a simplified whole life policy, you're likely to get a higher benefit amount at a lower monthly premium than you will with guaranteed life insurance.