Sentences with phrase «with higher cash values»

But by using my own cash, and «becoming the bank,» with my high cash value life insurance policies, I was able to buy both properties, in full, and take advantage of deep discounts, and immediate rental income.

Variable Universal Life (VUL) provides similar flexible premiums but with the highest cash value accumulation opportunity due to the cash account being directly invested into the market.

Lifetime Builder focuses on a lower initial death benefit with higher cash value growth potential.

This type of policy has higher fees and costs of insurance but if the performance of the variable funds is strong the owner could end up with a higher cash value than a traditional life insurance policy.

An inspection of the projected cash values in future years should make it possible to identify the policy with the highest cash values and, therefore, to determine which is the best purchase.

Not exact matches

While you want a mixture of growth stocks — stocks with high cash flows and growth rates compared to their peers — and value stocks, having value form the basis and foundation for your strategy is a wise idea.

«We've designed a product that the agent can illustrate at higher cash value and income potential for their clients, with clear, simple benefits and features,» said Blair.

Rates on cash - out refinances generally will be slightly higher, 25 to 75 basis points, than the rate on a purchase mortgage with a similar loan - to - value ratio.

Brookfield Business Partners acquires high quality businesses and applies its global investing and operational expertise to create value, with a focus on profitability, sustainable margins and sustainable cash flows.

b) I see the best value in abra if I am making a high volume of low value payments to many different parties who don't necessarily need to convert to cash (with fx) each time.

Universal life (UL) is permanent life insurance with a high degree of flexibility related to its expense, protection, and cash value elements.

Most value stocks have low price - to - earnings (P / E) ratios, high dividend yields, low price - to - cash - flow ratios, and stocks with a market value (generally, the stock price) that is lower than the book value (how much the company's net assets are worth).

If the final result is higher than the net value of your rewards card, then the cash back card with no annual fee is the better option.

«I'm mining through all of these different vendors, trying to get the ones with the highest value, the highest impact, best cost for students,» said Schools Superintendent Kriner Cash, who has indicated that he may look to cut some of the consultants.

Their returns, according to proponents of the efficient - market hypothesis, have to do with investors rationally requiring extra compensation for investing in value firms, which tend to be procyclical, have high leverage and have uncertain cash flows.

Naturally, a policy buyer would prefer the insured to be elderly, in poor health, with a policy that has low cash value and a high death benefit, because all of these factors might increase the buyer's yield - to - maturity on the policy when you die.

That is to say, banks with high numbers of cash back cards might appear to be subpar, due to the low value of cash back bonuses.

First, instead of buying higher - cost permanent policies that generate cash values, many individuals can stick with much lower cost term insurance.

Had Tom purchased a market - priced universal life (low - expense version) with slightly higher target premiums in the first place, the loan or surrender value would be about $ 1 million and he could continue the policy or surrender it for the cash.

The Blue Cash Preferred does earn at a much higher rate (6 %) versus the Chase Sapphire Preferred ® Card (2 %), but the points can be redeemed for a higher value with Chase if done correctly.

In 2013 — 14, funds across most asset value ranges tended to also favour cash and term deposits, while those with more than $ 1 million in assets held a higher proportion in listed shares.

The 20 % of companies with the highest cash flow to price are value companies.

# 8 Use general cash back credit cards for all expenses (including gas) if the gas stations in your neighborhood are not aligned with high value gas cards.

And don't forget that you can always choose to use your LIRP along with a banking strategy to fast track your cash value and gain even higher returns.

This is more of a philosophical question, although I'll point out that life insurance cash values can be used with financial leverage the purchase higher risk / return ventures.

Initially, the premiums paid on cash value insurance, such as whole life insurance rates, are higher than those associated with term insurance, given that term insurance payments are used just to pay for current insurance coverage and not to build up cash value in the policy.

There is a $ 10 or 3 % transaction fee on all cash advances with the rate decision deriving from whichever produces the higher value.

However, we urge you to be careful as variable life insurance policies often come with higher fees than other cash value life insurance policies.

Cash + points generally gives you the highest value per point in dollar terms compared to booking a room with 100 % points.

With flexible requirements on the paid up additions options, the policy provides early high cash value surrender values, making Penn Mutual's whole life policy a top contender for anyone looking for the best cash value whole life insurance.

Because of compounding growth (Article 3), we know that the slightly higher returns of bonds in a bond / stock portfolio will cause a substantially higher terminal value than a portfolio with a similar balance of cash and stocks in most historical periods.

In addition, if cash value accumulation is a high priority for you, you can increase your regular premium payments or make additional unscheduled payments into your policy.5 Paying additional premiums provides you with the opportunity for greater cash value accumulation — which can then be used3 if needed in the future.

Put another way, the success rates of similar amounts of cash or bonds in a mixed portfolio will be about the same, but you will usually have a higher final account value with the bonds.

And our definition of intrinsic value is the recent value of all the future cash flows to be generated from a business, so to that end, we strive to invest in companies with high returns on equity number one, and number two, sustainable and predictable, above - average, long - term earnings growth rate.

With the Cash Value Enhancement Rider, you have the opportunity for even higher cash value growth in the first five years of the IUL polCash Value Enhancement Rider, you have the opportunity for even higher cash value growth in the first five years of the IUL poValue Enhancement Rider, you have the opportunity for even higher cash value growth in the first five years of the IUL polcash value growth in the first five years of the IUL povalue growth in the first five years of the IUL policy.

Most states afford some level of asset protection for the cash value in annuity contracts and with states like Texas and Florida offering the highest level of protection.

Our new combined bank will significantly enhance our ability to serve you with high - value lending, savings, cash - management and investment solutions through every stage of your life.

Rates on cash - out refinances generally will be slightly higher, 25 to 75 basis points, than the rate on a purchase mortgage with a similar loan - to - value ratio.

Along with dividends, policy loans that are repaid will also add to the cash value of the policy and results in a higher rate of return on investment in the policy, and this is all part of the infinite banking concept or self banking strategy discussed in prior posts.

Even with little to no future growth, these companies should continue to produce high levels of free cash flow over time which will allow them to increase share buybacks and / or dividends, thus compounding value for shareholders over time.

If the result is higher than the net value of the rewards card, then the 1.5 % cash back card with no annual fee is the better option.

They looked at two portfolios of value stocks trading on comparable multiples of price - to - earnings, cash flow, operating earnings, book value and sales, but with different historical rates of sales growth; one with a high rate of growth, the other low.

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Among the potential dangers it cites: large fluctuations in value, scamsters trying to capitalize on the hype surrounding these currencies and higher costs than you'll face with regular cash or credit cards.

So my watchlists end up providing me with most of my ideas, and I actually maintain a number of google spreadsheets, including lists such as buybacks, high ROIC companies, consistent historical free cash flow, and book value compounders among other things.

Lenders enacted tougher cash out rules to deter investors from buying homes with zero money down, and quickly refinancing them at a higher value and zapping the equity.

Term Rider: Due to the higher initial cost of permanent policies, you can supplement your coverage with a term rider to increase your death benefit coverage until your cash value has a chance to catch up.

While some exchange - traded funds (ETFs) have rates of return as high as 12 %, and even funds with lower interest rates will like still be a few points higher than the average interest rate on a cash value policy.

The HECV policy is designed for executives, such as key person insurance, with significantly higher early cash value than traditional whole life policies.

Replacement cost renters insurance might sound like a no - brainer, but, as with all premium things, it's got a higher price tag than its actual cash value counterpart.