Sentences with phrase «with higher interest payments»

A bond with higher interest payments (or «coupons») will have a lower duration than a bond with lower coupon payments, because it's expected to pay out more income sooner.

For the first year of his investment, Arthur is pleased with the higher interest payments he receives, but becomes concerned when PowerCo announces a loss for the second year, and predicts lower earnings in the future.

There are two other reasons that the CRE market and the CMBS tied to it didn't crash: 0 % interest rates, which means commercial borrowers weren't punished with higher interest payments; and more importantly Continue reading The One Shoe That Didn't Drop in The Financial Collapse - Commercial Mortgage - Backed Securities.

That would drive down the price of existing bonds, which will appear less attractive compared to newer bonds with their higher interest payments.

If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.

In the 1980s, 1990s, and 2000s, banks started lending more to African American buyers, but these buyers were frequently targeted by subprime loans with high interest payments and terms that were difficult to fulfill.

Balance transfer credit cards can provide some temporary relief from high interest payments, however, once the introductory period expires you're right back where you started with another high interest payment to make.

Have you considered the possibility that an installment loan or cash advance could increase your cost of living, put you further behind the eight ball with high interest payments you can barely afford, and hurt you?

It enables a person who may be struggling with high interest payments to start paying down that balance at a much lower interest rate; it also offers consumers a chance to improve their credit scores down the road.

Getting a secured loan (otherwise known as a homeowner's loan) might be a good option for you if you're in need of urgent capital that won't leave you burdened with high interest payments that are typical from other loans.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Young companies with unreliable cash flow, for example, could have trouble making the high interest payments.

If you want the payment applied to a particular loan — say, the one with the highest interest rate — specify that loan number in your request, he said.

Starting Oct. 17, all insured mortgages will have to undergo a stress test to determine whether a borrower could still make mortgage payments if faced with higher interest rates or less income.

And if an unexpected expense comes up and you're late or miss a credit card payment, you can get hit with a penalty fee and a higher interest rate on the balance you owe.

The ability to pay extra on the higher interest loan (Option 2) while paying the minimum payment on the lower interest loan allowed for over $ 1,000 to be saved in this scenario — all this was with the same monthly payment as Option 1.

For most borrowers, it makes sense to direct any extra payment toward your loan with the highest interest rate — this is the fastest way to save the most money over the long term.

«The way loan amortization works, your first payments have the highest ratio of interest to principal,» said Andrew Christakos, an accredited investment fiduciary with Westfield Wealth Management in Westfield, N.J.

With the avalanche method, you make the the biggest payment to the highest - interest rate balance while paying the minimum on the others.

Even with a higher interest rate, spreading payments out over 30 years, rather than 15, for example, can result in a dramatically lower monthly payment.

That said, as longer terms tend to go hand - in - hand with higher rates, those planning to repay their student loans faster may lose money to interest payments by selecting a 15 - year term.

Even though these loans have higher interest rates for borrowers with bad credit, personal loans are a great way to rebuild credit history if you make all your payments on time.

Borrowers with poor credit also tend to receive higher interest rates, which can drastically increase your monthly mortgage payment.

With this budget, any mortgage larger than $ 120,000 will lead to more expensive monthly payments from higher interest rates and insurance premiums.

If you pay late or fail to make your minimum payment, you could lose your introductory offer and be hit with a higher interest rate right away.

Profile # 2: Consumer with 621 to 699 Credit Score, Home Value of $ 198,000 and 10 % Down Payment Lowering the credit score in the second profile resulted in higher interest rates and APRs.

Your monthly payments may be higher with a shorter repayment term, but you'll save money on interest.

Generally, if the extra payment is applied to the highest cost loan (e.g., the one with the highest interest rate) you will save the most money.

Short - term repayment plans (5 years) will have lower interest rates, but will result in higher monthly payments than if you went with longer term repayment.

If you do pay more than the minimum payment, be sure to apply these payments to your loan with the highest interest rate first.

If you have different debts, you may focus on paying down aggressively the debt with the highest interest rate while you make just minimum payment on the debts with lowest interest rates.

So even with the higher interest rate assigned to the 30 - year loan, the payments are smaller because they are spread out over a longer period of time.

Once you have repaid the loans with the highest interest rates, you can apply those monthly payments to your other monthly loan payments.

If you have high - interest debt, such as credit card balances, but are keeping up with payments and maintaining good credit, you're an ideal candidate for debt consolidation.

With 15 - year loans you can expect lower interest and higher payments.

If the maximum interest rate is too high, you could have trouble keeping up with your mortgage payments down the road.

Most lenders offer 15 - year mortgages with slightly lower interest rates, but because the payoff time is cut in half, the monthly payment is higher.

Compare how much you could potentially save in interest payments with an Express Personal Loan vs. a traditional high - interest credit card.

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

Rather than making extra payments toward the credit card with the highest interest rate, you instead work on paying off the lowest balance.

When I bought my home a decade ago, my high credit and low debt levels meant that I still qualified for the best available interest rate at the time, even though I got an FHA loan with a small down payment.

If your interest rate is too high, that payment may be greater than the cost of your premium, and you would be better off with a single mortgage.

Higher interest rates are linked with larger monthly payments.

If this does come to pass, does it make more sense to buy now with a low - interest loan (with a more valuable dollar) or wait it out a couple years and buy a cheaper home with more down payment and higher interest rate?

not so fast, carney / Osborn et al all threatened us with rising interest rates and higher mortgage payments if brexit occurred.

Once you pay off the first loan or card, apply its minimum monthly payment and any extra payments to the loan or card with the next highest interest rate, and so on.

The 15 - year enables you to pay off your loan faster and likely lock in a lower interest rate, but will come with higher payments.

However, these lenders still want to ensure you are in a strong financial position to pay off the loan, so it may come with a trade - off — such as a higher interest rate — to offset the smaller down payment.

You can also get a fixed - rate mortgage with a 15 - year term and pay a lower interest rate, but your monthly payments will be higher.