Sentences with phrase «with interest factored»

Not exact matches

The company then asked them what the easiest way to understand the interest rate and other fees involved with the loan would be — as an APR, a factor rate, or as a total payback amount.

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Face - to - face dialogue and the ability to share the experience with others are among the top factors consumers say make an event most interesting to them.

These factors will at times seem tangled; they will proceed in fits and starts, as the ambitions of an untested President interact with the interests of a recalcitrant conservative block, a determined opposition, and the will of a divided public.

One of the slides in the report compares 2007 with 2015, comparing a range of factors including interest rates, chief executive confidence and default rates.

Likewise, the ratio of net income to net worth, when considered together with projected increases in interest costs, total purchase price and similar factors, can show whether you would earn a reasonable return.

Meanwhile, with a series of supportive economic factors at play «we expect the country's real estate market to continue the strong showing it posted in the second half of 2013,» Soper said, noting among other things favourable interest rates and an improving U.S. economy fuelling demand for Canadian exports.

Another contributing factor to high bounce rates is the failure to present readers with multiple content options that might interest them.

For its part, Twitter's desire to do an NFL deal was driven by two major strategic factors: One, it needs to boost its user base and its engagement levels, and sports drives a huge amount of interest (it's also popular with advertisers).

Actual results could differ materially from those expressed in or implied by the forward - looking statements contained in this release because of a variety of factors, including conditions to, or changes in the timing of, proposed real estate and other transactions, prevailing interest rates and non-recurring charges, store closings, competitive pressures from specialty stores, general merchandise stores, off - price and discount stores, manufacturers» outlets, the Internet, mail - order catalogs and television shopping and general consumer spending levels, including the impact of the availability and level of consumer debt, the effect of weather and other factors identified in documents filed by the company with the Securities and Exchange Commission.

That difference results largely from three factors: compared with lower - income homeowners, those with higher incomes face higher marginal tax rates, typically pay more mortgage interest and property tax, and are more likely to itemize deductions on their tax returns.

Other factors in this revolution include the urgent imperative to make cities more livable, with lower congestion and cleaner air, the enormous potential for autonomous cars and trucks, innovative approaches to subway systems and buses, and rising consumer interest in car sharing and bike sharing.

Factors that could cause or contribute to actual results differing from our forward - looking statements include risks relating to: failure of DBRS to rate the Notes at the anticipated ratings levels, which is a closing condition, or at all; changes in the financial markets, including changes in credit markets, interest rates, securitization markets generally and our proposed securitization in particular; the willingness of investors to buy the Notes; adverse developments regarding OnDeck, its business or the online or broader marketplace lending industry generally, any of which could impact what credit ratings, if any, are issued with respect to the Notes; the extended settlement cycle for the scheduled closing on April 17, 2018, which may exacerbate the foregoing risks; and other risks, including those described in our Annual Report on Form 10 - K for the year ended December 31, 2017 and in other documents that we file with the Securities and Exchange Commission from time to time which are or will be available on the Commission's website at www.sec.gov.

Ben is skeptical of the importance of this factor, noting that with a 2 percent inflation target real interest rates can fall to -2 percent.

Based on these factors, the lender will either issue a loan with a new interest rate or deny an application.

The fashionable view at the Federal Reserve and elsewhere when Yellen took office in 2014 was that growth was slow despite very low interest rates because of «headwinds» — transitory factors associated with the financial crisis that would soon recede.

Along with interest rates, origination fees are a factor that can quickly increase your borrowing costs.

Refinancing one private loan to another private loan is a less drastic decision, since it's more or less a switch from one set of interest rates and conditions to another, with no loss of federal benefits or other factors.

The spreads are subject to the risk factor associated with the interest rate level and are unsound investments.

Investors have a tendency to downplay interest rate sensitivity as a factor influencing equity products, with the assumption being that its effect must be negligible at most.

To manage risk, we set targets for duration, sector and credit quality factors which align with our interest rate outlook, industry sector and credit views.

Millennials have one huge factor on their side: Time, which will allow their money to grow with compound interest over the 40 to 50 years they have until retirement.

For Canadian bonds, we expect a similar wavelike pattern as for U.S. Treasuries, but with a higher frequency, driven by factors that will alternate between local macro considerations and the pull from how U.S. interest rates evolve.

Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.

These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.

A bigger factor has been the strong growth of the equity markets, especially with interest rates still hovering near record lows.

Using quarterly hedge fund SEC Form 13F filings and short interest data for a broad sample of U.S. stocks (excluding small and low - priced stocks), along with data required to compute stock return predictors and risk factors for these stocks, during 1990 through 2012, they find that: Keep Reading

Workers with flexible schedules often can find more time for caregiving, hobbies, and other personal interests — a powerful combination of factors that, taken together, can lead to a whole lot less stress.

TWO: Skin in the Game One of the most important factors when investing is to ensure that the fund manager's interests are aligned with yours.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Federal interest rates are set by law, so they have nothing to do with your income, credit score or any of the other factors private lenders consider when determining your interest and fees rate.

Bonds can be a core low risk component of retirement portfolios, but they do come with one significant risk factor: if interest rates go up, the bonds you already own will plummet in value.

«These factors, combined with historically low interest rates, still make affording the American dream more attainable than ever.»

It is likely that you will be asked to choose a fund based on risk factors, with each carrying different rates of interest.

If you have applied for a mortgage, auto loan, or even a job these days, credit score seems to be the leading factor for approval (or denial) when it comes to not only deciding your interest rate but whether you can continue with the application process.

When comparing federal student loans with private ones, consider factors such as interest rates, origination fees, and repayment plans.

Instead of being left to rely on deductive theoretical formulations about the economic or political interests served by ideologies, we are offered attempts to spell out a credible set of social factors that relate the actual producers and disseminators of ideas with their social environment, with interested audiences, and with sequences of action that put ideas into effect.

But these explanations focus on psychological factors rather than providing insight into the institutional contexts in which ideas are actually produced, paid for, brought into contact with an interested audience, enacted in collective rituals, used to mobilize resources against competing ideologies, and embedded in social arrangements.

One may agree that deep geopolitical and economic interests have contributed to shaping U.S. policy in the Middle East, and that many mistakes have been made since FDR struck his deal with King Ibn Saud, even as one believes that Bacevich has overlooked other important factors.

The method of metaphysics is to begin with factors based upon one topic of human interest, such as physics or psychology, imaginatively to generalize those factors in such a way that they might apply to all fields of interest, and then to test these generalizations by trying to apply them to the facts in these other fields (PR 7f.

Conversely, not every non-viewing segment correlated negatively with religion as a general interest factor.

The second part of my problem with dialogue tactics that play down the Jesus factor is that - surprisingly - it is just this factor that the non-Christian participants often seem most interested in and most eager to discuss.

«In traditional thought and literature, there has been virtually no interest in foreign countries, societies, cultures or religions... India has not reached out for the west; it has not actively prepared the encounter and «dialogue» with Christian - European, or any other foreign countries» (Halbfass, 1988: 195).2 This self - contented and self - contained trend however underwent change in the early nineteenth century Three factors contributed to the new posture of «modern» Hinduism.

The results were skewed slightly by the fact that more people stuck to the meat free diet than stuck to the omnivorous one — 55 per cent kept strictly to their veggie regimen, compared with only 32 per cent on the other diet — but that could just show that when it comes to keeping people interested in healthy eating, deliciousness is a factor too.

Customer interest in the 8.3 - ounce beverage stems from a variety of factors, including positive feedback from taste tests, consumer interest in silica, trends in ready - to - drink nutrition, and an ultra-premium formula with an all - natural sweetener blend.

You can't beat a really good salad, as long as said salad is texturally «sound» with ample crunch factor and interesting titbits to suprise you.

D'Shawn Jamison, a four - star cornerback out Houston, Texas, talked with Scout.com about his recruitment, his interest in the Wolverines and what will be the deciding factors.

Wofford told 247sports.com that Ohio State's high school relations department contacted him about his interest and that because of his (Wofford) «relationship with Coach Meyer and the staff from when they recruited LB Trey Johnson,» among other factors, the camp «made sense.»

* Curiosities about same sex stimulation, I think many men have these curiosities and it messes with them mentally, either they act on it or divulge in gay porn I DO NT THINK THATS TRUE UNLESS THEY ARE IN PRISON * Addiction to porn and / or jacking off ONLY WHEN GETTING IT FROM THEIR WIFE IS SUCH A CHORE * Medical Conditions such as low sex drive, he is older and it has been going down over the years, he has high blood pressure and takes medication, he also has low Vitamin D and takes supplements, he may have some ED issues as well LACK OF SEX COULD CAUSE AS WELL AS BE CAUSED BY THOSE FACTORS * Sexual advances from other woman and him acting on those or seeking out other women for comfort when he is angry and / or depressed A DEFINITE POSSIBILITY * His ADHD doesn't allow him to process issues normally, he is quick to anger, depression, and feeling disrespected that causes his to retreat * He was self raised, came from drug infested household where neglect, torture, and narcissism ruled, and he lost his mother at the age of 7 from drugs, growing up in foster care * I make more money and I control all the money, he is not interested in paying bills at all, this immaculateness him * He is a control freak and sex is his way of controlling me, where he otherwise can't control me as I am more educated and he is more vocational SOUNDS TO ME LIKE YOU ARE A MATCHED PAIR IN THAT RESPECT.