Sentences with phrase «with less equity»

Prudential could have obtained construction financing with less equity, but used the higher percentage as a form of investment self - discipline, Fifield said.

And with less equity available and credit still tight, households are finding it more difficult to get financing for projects.

In addition, home owners with less equity in their homes will have a more difficult time refinancing their mortgage.

Borrowers with less equity are statistically more likely to default on the loan repayment.

Borrowers with less equity in their homes are seen as bigger risks, meaning that they'll pay higher interest rates and insurance costs.

Not exact matches

In 2015, less than a year after retiring as CEO of convenience store giant Alimentation Couche - Tard, the executive chairman, along with his three co-founders, put forward a resolution to extend their time - limited voting control — the group holds 22 % of the company's equity — to ward off any future takeover attempts.

Tech companies with no profits (or even much of a business plan) soared to extreme valuations that were justified, in part, by the belief that future profits would be made faster and that equities were less risky than in the past.

These could include securing funding (Angel Round), hiring your own first developer from the initial revenues or it also becomes easier to convince someone to join your team with a greater equity and lesser upfront money.

We are the group with less startup equity and are more likely to run out of funds sooner than our employed counterparts.

Some of the effects were measurable — boards with more women are linked to a 53 % higher return on equity, according to one study, and their companies go bankrupt less frequently.

«We anticipate that with earlier stage companies, we will receive more equity and less cash and with later stage companies, more cash and less equity,» he said.

They also showed agreement, albeit to a lesser extent, with Flaherty's alternate proposal of an embedded capital tax, where financial institutions could convert debt to equity to aid the financial institution in the event of a crisis instead of using taxpayer dollars.

These include currency - hedged ETFs, triple - levered ETFs based on commodities, unconstrained bond funds with short positions betting against U.S. Treasurys, private equity funds, emerging market debt instruments, historically less - liquid bank loan funds, and all manner of actively managed strategies packaged in supposedly easy to buy and sell wrappers.

Another reason is that women tend to be more conservative in running their businesses, so you see generally stronger balance sheets with more personal equity and less debt than in businesses owned by men.

Inc.: NFWBO's study showed that women were less likely to give up equity for funding compared with men.

Because equity investors — that tend to get what they ask for — increasingly are saying enough is enough, and a lot of releveraging activity was front loaded, and with an expected more benign rate hiking cycle there is less urgency to pull the trigger on deals, we continue to think that corporate balance sheets (ex-energy, ex-materials) will improve in 4Q and into 2016.

Sales pitches are broadly similar: farmland is presented as performing equally well or better than equities and other asset classes, with less volatility.

Mortgage insurance is often required when buying a home with a down payment of under 20 % or when refinancing with a current equity of less than 20 %.

The changes to the Canadian securities laws if adopted would allow the general public to invest in equity crowdfunding online, and companies to offer small amounts of equity with less disclosure thus driving the cost of raising capital lower and widening participation at the same time.

My point was and is that the equity risk premium is bundled up closely with the nature of the security itself (i.e., being a publicly traded, relatively liquid investment asset called an equity, that has a very specific bundle of rights and risks attached to it), which has very different characteristics than the many other financial assets available in the economy (many of which have bundles of risk that are perceived as «riskier», and many of which are perceived as «less risky»).

Equity loan: These are also less expensive than getting a cash - out refinance — often with lenders offering a free appraisal — and come with a fixed interest rate, unlike HELOCs.

Its strategy is focused on undervalued mid - and large - cap equity securities, with a significant portion of its assets in foreign securities and, to a lesser extent, distressed securities and merger arbitrage.

With the new law, as long as you raise less than $ 1.4 million in an equity crowdfunding round, you only have to file a short document of 3 or 4 pages.

They argue that banks should fund themselves with more equity and less debt — or, to put it bluntly, that banks should risk more of their own money, and less of everyone else's.

A currency - hedged take on German equities, the iShares Currency Hedged MSCI Germany ETF (HEWG D - 42), helps tell that tale, with gains of 15.4 percent in less than two months.

Had you funded the home purchase with more equity — a down payment of $ 20,000, say — your return would be much less, only 20 %.

If you think we are heading into a bear market, losing less with dividend stocks is a good strategy if you want to stay allocated in equities.

You own more equity and owe the bank less, but you're also more vulnerable if the market crashes and your real estate leverage is less than it would be if you went with the standard 20 % down payment.

With less than a half - hour to go before the start of trading stateside, the equity futures are indicating a flat opening for the U.S equity market.

Entrepreneurs might have less access to potential capital, with little ability to look at home equity since the housing market collapsed during the recession.

With less than 30 % equity in that home, the rental income can not be included at all — not even a percentage of it.

Greenlight argues that GM actively undermined its plan in discussions with rating agencies, including modifying the term sheet provided by Greenlight to make the dividend shares appear more like preferred equity with a fixed payment obligation and less like common equity with no fixed payment obligation, as Greenlight suggests it intended.

With less than an hour to go before the start of the new trading week stateside, the equity futures are presaging a higher opening for the U.S. stock market.

The Spiral financing has strong credit metrics, including a loan - to - cost ratio of less than 50 %, with over $ 1.9 billion of equity to be invested in the $ 3.6 billion project.

The slowdown is most pronounced for funds with U.S. and Europe equity exposure, and less so for other non-U.S. categories, including emerging markets (EM) and EAFE.

High Risk — Income (H / INC) Medium to higher risk equities of companies that are structured with a focus on providing a meaningful dividend but may face less predictable earnings (or losses), more leveraged balance sheets, rapidly changing market dynamics, financial and competitive issues, higher price volatility (beta), and potential risk of principal.

In the same vein, it's believed that growth equity firms will have to work on more proprietary - sourced deals where they have less competition and are dealing more directly with management.

Recent research in the high tech entrepreneurship world finds companies that are most inclusive of women in top governing positions traditionally outperform other companies with less diversity, demonstrating 35 % higher return on equity and 34 % better total returns.

High Risk — Speculation (H / SPEC) High risk equities of companies with a short or unprofitable operating history, limited or less predictable revenues, very high risk associated with success, significant financial or legal issues, or a substantial risk / loss of principal.

The problem with such a risk profile is that it is very similar to an investment in equities, where investors accept much less security for the upside of an ownership stake in the business.

With Google becoming Alphabet, the company's internet business and other ventures remain the same under a capital structure of more equity and less debt.

I prefer companies with less than 0.5 debt / equity ratios, or at least less than 1.0 debt / equity ratios, but it will vary to a certain extent in some industries.

In contrast, the professional managers that operate downstream of individual investor flows, and that manage the various investment vehicles that provide those investors with equity exposure, probably exert less control over the market's absolute valuation.

By purchasing these companies after a price decline, we find we are able to control risk in the portfolio as these investments often have less downside while offering a decent potential return.The U.S. Equity Fund seeks to invest in companies with a lower Price to Book Ratio, lower Price to Earnings Ratio and higher Dividend Yield than the S&P 500 index.

But a quarter of U.S. real estate already is in negative equity — worth less than the mortgages attached to it — and the property market is still shrinking, so banks are not lending except with public Federal Housing Administration guarantees to cover whatever losses they may suffer.

FPA's Investment Approach He mentioned that his goal is to «provide equity rates of return with less risk than the market.»

Companies with solid balance sheets, that have better credit ratings and less debt - to - equity than peers, can weather economic downturns, make opportunistic acquisitions, waste less of their profit on debt interest, and easily absorb unexpected problems and keep moving forward.

It legalizes equity - based crowdfunding, helps companies go public faster by expanding «mini-IPOs,» and allows entrepreneurs to raise capital with less red tape.

As a result, merger investments can potentially provide investors equity - like returns with less volatility usually associated with stocks, according to data from Bloomberg and Hedge Fund Research Inc..

One such project is a «worker equity» program that attempts, as one of its goals, to eradicate from employers» minds the common negative stereotypes of older employees (they are stubborn, lazy, have less energy, do not adapt to new technologies) Another unit of the organizations the Interreligious Liaison Office, is also involved with the non-material aspects of aging.