Sentences with phrase «with low interest rates instead»

If you tend to carry a balance, check out credit cards with low interest rates instead.

If you tend to carry a balance, check out credit cards with low interest rates instead.

If you regularly carry a balance on your credit card, look for a card with the lowest interest rate instead of one with rewards.

Not exact matches

Instead, investors are seeing a sustained period of low interest rates, with a potentially slow gradual rise.

Instead, they provide ranges of interest rates with highs and lows, detailing what potential student loan interest rates are available to applicants.

Rather than making extra payments toward the credit card with the highest interest rate, you instead work on paying off the lowest balance.

If you can get a loan with a low interest rate, you may want to consider that instead of an installment plan.

The intention here is to get lower interest rates and the convenience of dealing with only one loan to pay instead of many.

Besides, instead of writing out ten different checks to ten different bad credit loan companies, you could consolidate all of those bills with a lower interest rate and make one payment.

Instead, these companies typically say they can help you get a lower interest rate or monthly payment on your credit cards by negotiating with your credit card company.

However, instead of making several payments at a very high rate of interest to several credit card issuers, you make one payment — often with a lower interest rate — to the P2P lender.

Instead of paying off several loans with varying interest rates, in a debt consolidation procedure, the balances are collected together in a single loan with a lower or fixed interest rate.

You should consider refinancing your student debt with a third party instead of consolidating with the federal government if you have private student loans in addition to federal student loans, are interested in a lower monthly payment, and seek the potential to save money with a lower interest rate.

Instead of wasting your money on a credit card for people with bad credit, all you have to do is sign up here and we will help you get a lower interest rate than you could get on your own.

Instead, they have preset arrangements with most financial institutions, many of which lower interest rates and fees, so more of your payment goes toward the balance rather than finance charges.

So, Sean, you are faced with a decision, do I pay off my mortgage really quickly or, because interests rates have been low for the last few years, should I instead pay my mortgage more slowly and use that money to invest?

So, if you have good credit, then a lower interest rate could essentially save you a considerable amount of money on your payment — along with the convenience of only having one monthly payment instead of several.

Instead, put your money towards paying off credit card debts or consolidate your loans into one monthly payment with a lower interest rate where possible.

However, one of the biggest complaints people have with the Debt Snowball technique is that it challenges people to pay off loans and credit cards with the lowest balances first instead of loans with the highest interest rates.

But if you already have a reasonable mortgage with a low interest rate, the write - off may be reason to hang on to your mortgage and invest your cash instead.

Instead, take stock of the credit cards you currently have, work with them to lower your interest rate as much as possible, and focus on managing and reducing the debt you have instead of addinInstead, take stock of the credit cards you currently have, work with them to lower your interest rate as much as possible, and focus on managing and reducing the debt you have instead of addininstead of adding more.

Instead, a debt management program requires you to work with a company who communicates with your creditors on your behalf and tries to persuade them to lower your interest rates and / or monthly payments.

There are a million other examples, like people paying the lowest balance loan down first instead of tackling the one with the highest interest rate, but we won't focus on them.

Instead, most people work with a credit counseling service, which negotiates with each individual creditor to lower your interest rate and come up with a reasonable repayment period, normally ranging from three to five years.

Using an unsecured debt consolidation loan, instead of paying every creditor at different times and at different interest rates, you consolidate all your payments into a single monthly payment with lower rates.

Instead, a credit counselor can set up an affordable payment plan and offer lower interest rates that have been pre-negotiated with your creditors.

If you are struggling to make payments on relatively small, unsecured debts — you may be able to negotiate with the lenders for a lower interest rate or pay them a lump sum instead.

If you can get a bank loan with a lower interest rate, you may want to use that instead.

Instead of being stuck with an unmanageable payment schedule and interest rate for the next 10 or 20 years, refinancing your student loan gives you the chance to lock into new terms and a new, lower APR that fit better into your overall financial picture.

Instead, a credit counselor can set up an affordable payment plan via the DMP and offer lower interest rates that have been pre-negotiated with your creditors.

Typically is done in order to get a lower overall interest rate, to reduce other miscellaneous fees associated with the individual debts, and for the convenience of making a single payment instead of many payments.

Low - interest cards don't give you rewards; instead, they provide value with a lower interest rate, making it less expensive to carry a balance.

Keeping some federal loans, ideally those with the lowest interest rates, and consolidating instead of refinancing may be beneficial in maintaining some flexibility for future payments.

When this happens, I recommend not focusing on the rewards you earn when you make the charge, but instead on finding or using a card with a low interest rate.

Instead, research from Mintel shows that interest rates on rewards card offers are actually lower, on average, than the rates showing up on basic cards with no rewards or annual fee.

If a borrower instead opts for the lower rate with PMI, he can get out of the PMI obligation in a few years (when equity accumulates) and then enjoy a lower interest rate for the remaining life of the loan.