Sentences with phrase «with lowering their debt ratios»

Below are six stocks with low debt ratios and solid earnings growth predictions.

Not exact matches

It would be more effective and Ottawa, with its low debt - to - GDP ratio, can afford it, he said.

I don't think anyone disagrees with the idea that a low deficit with a modest stable debt / GDP ratio is sustainable in the absence of dramatic new demands.

As long as your debt - to - income ratio is low, however, and you have a larger equity position — meaning you can afford a larger down payment — you stand a good chance of getting approved for a loan with a decent interest rate.

Make sure that your exceptional credit score is coupled with a low debt - to - income ratio to improve your chances of getting a mortgage loan with a lower interest rate.

The 2013 survey also suggests that hedging ratios for foreign equity assets were lower than those of foreign debt assets, which is also consistent with the results of the 2013 National Australia Bank Superannuation FX Survey (NAB Survey; NAB 2013).

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

With a federal or private student loan consolidation, you can change your repayment length and thereby reduce your monthly payment and lower your debt - to - income ratio.

You might be able to get away with a FICO score as low as 620, or a small down payment, or a high debt - to - income ratio, but don't expect an approval if you are «borderline» on several fronts.

If you're a value investor, you're looking for stocks with low debt - to - equity ratios, low P / E ratios, depressed prices, and positive future earnings forecasts and prospects.

This deep value methodology screens for stocks that have low P / B and P / E ratios, along with low debt and solid long - term earnings growth.

In fact the government has explicitly rejected deficit elimination as a fiscal anchor and instead replaced it with a fiscal plan «anchored by a low and consistently declining debt - to - GDP (gross domestic product) ratio.»

U.S. households have also delevered debt, with the ratio of current obligations to income at 15.3 %, the lowest since the early 1980s.

Assuming a monthly income of $ 5,000 and a maxing out of the allowable debt - to - income ratio, a first - time home buyer with student loans can «afford» a home for around $ 240,000, assuming a low - downpayment FHA mortgage.

Therefore, Greece pays less than the countries with much lower debt - to GDP ratios; however the payments falling due this year are the real issue.

When combined with the industry's lowest payout ratio and one of the strongest balance sheets (ensuring plentiful access to low cost debt growth capital), STORE's dividend appears to be on very solid ground, even despite its rather limited dividend track record.

However, with this option, getting a large - enough loan with a reasonable interest rate will require good personal credit history and a low debt - to - income ratio.

The debt - to - income ratio stipulates just 40 % of available income can be used to cover debt, and once that is adhered to, approval with low credit scores is practically certain.

An applicant with a low credit score coupled with a low debt to income ratio has a different challenge.

There are other examples not specifically mentioned here such as a monthly housing payment being low by comparison to the borrowers» monthly income or a high debt to income ratio might be allowed if a house with a mortgage against it is pending sale but won't close prior to the need for the new mortgage.

With lending guidelines taking a more open mind, it's time to look to compensating factors when a situation arises where a credit score is slightly low, a debt to income ratio is high, a buyer needs to temporarily assume 2 housing payments and a number of other circumstances.

Applicants with low credit scores combined with low debt to income ratios often have a poor payment history.

Banks want to see borrowers with good personal credit, a strong business and a low debt service coverage ratio.

If you have a challenge in qualifying for a loan — such as a low credit score, a spotty job history, a high debt - to - income ratio, income from self - employment or a side business — you may want to discuss your options with multiple lenders, because you'll find more variation in the cost of the loan.

Mortgage agencies will want to see a solid and recent payment history with no collection accounts and late payments within the past 12 - months, a low debt - to - income ratio, and a consistent and reliable employment history.

The bank also said that Ottawa's target of lowering the debt - to - GDP ratio over the coming years would remain achievable, even with the bigger annual deficits.

just to clarify, the stuff I purchased with credit card was something that I could not purchase with cash at the time and something that I actually needed, my income - to - debt ratio is low, less than 6 % in total and will be paid off in next two months.

Just like consumer credit, with business credit you should keep a low debt - to - credit - limit ratio.

Borrowers with higher credit scores typically receive lower APRs, but lenders may also take into account your debt - to - income ratio, among other factors.

Just like with a loan consolidation through the federal government, lower monthly payments and longer repayment terms could reduce your debt - to - income ratio.

If your debt to income ratio remains low, it indicates that you will be able to repay your EMIs with ease and on time.

You look for borrowers with good «fundamentals»: a reliable job, a low debt - to - income ratio, a good credit history and the like.

With a federal or private student loan consolidation, you can change your repayment length and thereby reduce your monthly payment and lower your debt - to - income ratio.

These are stable companies with proven business models that generate steady cash flows, carry very little debt, and trade at low price - to - book and price - to - earnings ratios.

Someone with excellent credit and a low debt - to - income ratio may be offered interest rates as low as those seen on secured loans.

The QM rules are anticipated to have the biggest impact on low - income individuals who will have trouble keeping their housing payments low enough to meet the debt - to - income ratio and on some borrowers with less steady income.

They also generally require 20 % for down payment, and a very strong application with excellent credit scores, and low debt ratios.

A recent report from Ellie Mae, a company that provides mortgage loan data, shows that more consumers are being approved for FHA loans with lower credit scores and higher debt - to - income ratios than in 2012.

Certain lenders cater to borrowers with low income, while others specialize in creating mortgages for people who have limited documentation, high debt - to - income ratio, or a short credit history.

Hengfu seeks to find stocks with strong earnings and sales growth, favorable p / e / g ratios, high operating margins, low debt - to - equity, consistent free cash and relative price strength.

A lower salary with the same debt will negatively affect your debt - to - income ratio.

Borrowers with excellent credit and low debt - to - income ratios may qualify for interest rates at the low end of lenders» ranges.

Among these are avoiding companies with too much debt; looking for a margin of safety, such as over - 2.0 current ratio (current assets dividend by current liabilities); and seeking stocks trading at low price - earnings ratios and low price - to - book - value ratios.

However our experience has been that people with as low as 30 % or even 20 % debt service ratio can find themselves in trouble.

When researching stocks, select the ones with strong future earnings per share (EPS) growth, relatively low price - earnings ratios (P / Es) and relatively low debt levels.

Lenders with 125 % LTV Ratios... I want to see if I can get rid of my credit card debt for a lower rate included in a fresh mortgage...

Eventually, securing loan approval with improved terms is certain, and because the amount of existing debt is lowered, the debt - to - income ratio is improved too.

You might be able to get away with a FICO score as low as 620, or a small down payment, or a high debt - to - income ratio, but don't expect an approval if you are «borderline» on several fronts.

In addition, seniors with low credit scores and high debt - to - income ratios may not be able to qualify for a home equity loan or HELOC.

Right for: Homeowners with excellent credit and a low debt - to - income ratio, and who don't need to finance more than 80 % of the two homes» combined value.