Sentences with phrase «with moderate incomes»

It's a strategy that's allowed local employees with moderate incomes to buy in, but they also don't get cash in by capitalizing on real market values when it comes to selling their homes.

Fannie Mae believes programs like HomeReady and MyCommunity are helping first time home buyers with moderate incomes and decent credit gain greater access to responsible home financing.

The nonprofit San Diego Community Land Trust plans to build three and four - bedroom homes there for people with moderate incomes.

such policies are even more important for those with moderate incomes.

The goal of the JEP is to expand legal services to low and moderate - income clients by developing new market - based models of legal service through which lawyers in solo or small practices can sustainably serve clients with moderate incomes.

According to a press release from the Supreme Court of Florida, «Thousands of Floridians struggling to make ends meet, including many Floridians with moderate incomes, still face barriers when they seek meaningful access to civil justice.

• Waffling Woofers — Representing more than a quarter of all shoppers (27 percent), these are channel - neutral customers with moderate incomes.

A separate Country Financial Security Index survey conducted in 2012 found that 88 percent of Americans believe owning a home is important, while only 45 percent say that homeownership is possible with their moderate incomes.

The mortgage loan program helps people with moderate incomes purchase homes, and housing grants can be applied toward the down payment.

And though the subprime lending market seemed to disappear overnight, some FHA loan requirements still invite borrowers with moderate incomes and small down payments.

The USDA loan isn't known quite as well, but it is also a great option for new buyers with a moderate income.

More importantly, what happens to the US housing market if FHA stops making home loans available to borrowers with moderate income and challenged credit?

From the outset, it was apparent that many people could not afford the standard rates for these services, even those with moderate income.

«This was a sample of couples who are moderately educated with moderate income,» says Miller.

This program works well for home buyers with moderate income, needing extra help from live - in family to afford a mortgage.

Not exact matches

But while there is a lot we don't know, we can identify a group of taxpayers likely to face tax increases from this proposal: people with moderate to upper - moderate incomes who take itemized deductions, like those for mortgage interest and state and local taxes paid.

In Canada, the growth in household credit has continued to slow and has fallen broadly in line with growth in disposable income, and overall activity in the housing market has moderated.

«Larry is deeply concerned with the plight of low - and moderate - income households and would work creatively using the tools available to him to try to make the financial system work better for them.»

«The bank expects trend growth in household credit to moderate further, with the debt - to - income ratio stabilizing near current levels.»

«Discretionary dollars for holiday spending are limited for the large pool of lower - and moderate - income consumers due to lack of wage gains this year coupled with the increased payroll tax.»

HomeReady ® is designed to make homeownership possible for people with low to moderate income.

However, no matter where you fall on the retirement saving spectrum, if you are among the majority of Americans with low or moderate income, you've also come to the conclusion that saving for retirement is hard.

Once these people have reached «moderate poverty» — average income between one and two dollars a day — then the worst is over; as long as the rich countries do not «advertently or inadvertently set snares along the lower rungs» with protectionist trade barriers and the like, these people should make steady progress, «even if it is uneven and sometimes painfully slow.»

In the midst of all this, if his income was to be at all adequate, he needed a moderate knowledge of farming and, in some cases, had to be able to handle a plow and a spade with reasonable skill,

Poor people hold more traditional values toward marriage and divorce than people with moderate and higher incomes, UCLA psychologists report in the current issue of the Journal of Marriage and Family.

That $ 2.5 million redevelopment, partly subsidized by the city, is to have its grand opening in late February as Wicker Park Place, a project with 112 units renting for $ 285 to $ 340 a month for low - and moderate - income residents.

All four members of the group are moderates in their politics, representing districts filled with upper - middle - income suburbanites.

Before Trump's budget outline and the proposed American Health Care Act (Trumpcare), the preliminary City budget looked reasonable: Manageable budget gaps, reasonable reserves and moderate revenue growth in the context of slower job growth with wage and income growth improving.

L+M runs a housing preservation fund with the stated mission «to acquire and rehabilitate properties at risk of becoming unaffordable to low - to - moderate - income households.»

Similarly, Schumer's vote to deny low - income housing assistance funds to ACORN could help him with upstate moderates and conservatives during his reelection contest.

The Housing Accessibility Program allows wheelchair - bound low - and moderate - income individuals with documented disabilities that significantly impair mobility to make essential accessibility improvements to their owner - occupied home.

The program assists low - to moderate - income homeowners with emergency repairs who live in Oneida County, excluding the cities of Utica and Rome.

Ensure that the tradable emission permits under Governor Pataki's proposed regional carbon cap are auctioned rather than given away with the proceeds used to mitigate negative distributional effects on low and moderate income households and to serve other economically and socially important purposes.

Hardships affecting many with low and moderate incomes have mounted in recent years, and yet the state has turned its back.

Southern Tier CA$ H (Creating Assets, Savings and Hope) is an IRS sponsored Volunteer Income Tax Assistance (VITA) program, led by Arbor Housing and Development, offering free tax help for low - to - moderate income families and individuals, persons with disabilities, the elderly, and limited English speaking taxpayers who need assistance in preparing their own tax reIncome Tax Assistance (VITA) program, led by Arbor Housing and Development, offering free tax help for low - to - moderate income families and individuals, persons with disabilities, the elderly, and limited English speaking taxpayers who need assistance in preparing their own tax reincome families and individuals, persons with disabilities, the elderly, and limited English speaking taxpayers who need assistance in preparing their own tax returns.

But as the city's economy recovered, legislators tinkered with the regulations, requiring developers in popular neighborhoods to set aside 20 percent of their apartments for low - and moderate - income tenants in order for the building to qualify for the tax break.

Over time, the city recovered and legislators repeatedly tinkered with the program, requiring developers in certain parts of the city to subsidize 20 percent of their units for low - and moderate - income New Yorkers in return for the tax abatement.

This year, the commission includes Fritz Schwarz, Jr., the Chief Counsel at the Brennan Center for Justice, who will chair the Commission; Jill Bright, Chief Administrative Officer at Condé Nast; and Paul Quintero, Chief Executive Office at ACCION EAST, Inc., a nonprofit that works to empower low - to moderate - income business owners with access to capital and financial education.

Hawkins would fight housing segregation with stronger enforcement of existing fair housing laws, a state law banning discrimination based on source of income such as Section 8 housing vouchers, and a state inclusionary zoning law to require a mix of low - income, moderate - income, and market rate units in new or substantially rehabilitated housing developments.

«Texans with low to moderate incomes were able to use federal subsidies to help pay for health insurance premiums for ACA Marketplace plans,» Ho said.

Homeowners with low and moderate incomes who participated in this study conducted between 2005 - 08 achieved higher net worth than their counterparts who rent.

Low - and moderate - income households were most affected by the housing market downturn, however those involved with this study saw gains in net worth, indicating that homeownership may be «a pathway to asset security,» as Grinstein - Weiss puts it.

The Great Recession, characterized by devastating mortgage defaults, has challenged the conventional wisdom that home ownership is a good investment, particularly for those with low and moderate incomes.

Bangor Housing provides affordable housing opportunities and assistance for low to moderate income households, with apartments and houses for rent through.

When asked about support for a proposal «that would allow low - and moderate - income four - year - old children to be given the opportunity to attend a preschool program, with the government paying the tuition,» no less than 60 percent of the public responded favorably, with just 27 percent voicing opposition.

That same SIA study shows that investors tend to be middle - aged (51 years old), with moderate household incomes ($ 65,000), married, college educated, and saving for retirement.

For example, in my own work with several colleagues, which was partially funded by IES, we demonstrated that providing low - and moderate - income families with streamlined personal assistance to complete the federal college financial aid application had large effects on college attendance and persistence.

Explore strategies that help low - and moderate - income students complete college with manageable debt levels that can be repaid in a simple and timely manner

And the Obama administration released a plan in the fiscal year 2014 budget to invest $ 75 billion over the next 10 years to provide all low - and moderate - income 4 - year - olds with access to high - quality preschool programs through a state - federal partnership.

California's child care and development system allows parents with low and moderate incomes to find jobs and remain employed while caring for and preparing children for school.