Sentences with phrase «with more financial security»

One - up the two - thirds of Americans who don't budget, and you should be rewarded with more financial security at the end of the month — not a feeling of desperation and confusion.

Manic must also content with a spiritual and career crisis when pursued by the aviation industry who promise him an easier life with more financial security.

Not exact matches

Leading RegTech specialist Harry Toukalas will be revealing how his firm's AI tool can predict misconduct in financial services.This ground - breaking technology developed in conjunction with MIT analyses email communication patterns and psycholinguistic analysis of email content to flag up issues such as mis - selling, cyber security and fraud.The Blackhall & Pearl tool already being used around the world by more than 40 organisations is eight times faster than other methods.

More from Investor Toolkit: Advisors turn to life coaches and counselors Retirees leave $ 100B in Social Security benefits on table Ring in 2018 with a new financial game plan

With retirees increasingly responsible for their own financial security, more are thinking of spending their golden years abroad.

These developments in the pricing of bank securities suggest a risk of a more disorderly period ahead, given the critical role financials play both in the economy and in the historical experience with credit cycles.

With more retirees around the world responsible for their own financial security, the countries that ranked the best had policies in place to ensure access to individual or work - based savings programs, according to David Goodsell, who directs investor research for Natixis.

Even if they get caught, financial cheats are often penalized by securities commissions with nothing more than a no - contest settlement.

These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to changes in its stock price, corporate or other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).

Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.

«Boards that authorise share - repurchase initiatives at market prices below what the businesses are intrinsically worth per share (without foregoing investment in even more compelling growth opportunities and with due regard for the financial security of the remaining shareholders) are clearly putting the shareholder's interest high on the priority list» Frank Martin

What's more, the financial watchdog said that PlexCoin is an illegal security under U.S. regulation because it failed to register with the appropriate authorities.

It's the best way to get to your financial destination with more than just a few paid bills and a check from Social Security.

The Committee's sizable and still - increasing holdings of longer - term securities should maintain downward pressure on longer - term interest rates, support mortgage markets, and help to make broader financial conditions more accommodative, which in turn should promote a stronger economic recovery and help to ensure that inflation, over time, is at the rate most consistent with the Committee's dual mandate.

For example, if Bitcoin is not a currency, then Bitcoin forwards and Bitcoin swaps that involve the exchange of Bitcoin for another currency will not fall under the statutory definitions of the more lightly regulated foreign exchange forwards or foreign exchange swaps.10 Likewise, retail trading of Bitcoin derivatives will be limited to designated contract markets, rather than subject to the retail foreign exchange dealer regulations.11 Treating Bitcoin as a commodity that is not a currency dovetails with the stances taken by other U.S. regulators such as the Financial Crimes Enforcement Network (FinCEN)(virtual currency does not have all of the attributes of real currency) 12, the Securities and Exchange Commission (Bitcoin investments are investment contracts because Bitcoin is a form of money) 13 and the Internal Revenue Service (treating Bitcoin as property for tax purposes).14

In his first year as LPL Financial's CEO, Dan Arnold earned $ 7.4 million, substantially more than the $ 5.4 million his predecessor earned in his last year in that position, according to the firm's proxy statement filed with the Securities and...

Another proposal is to require the divorcing spouses and their children to share the wealth that has been accumulated during the marriage in accordance with predetermined guidelines, primarily in order to give the children more financial security.

Its not hard to understand my family's intentions that all they want for their kids is financial security and with the increasingly unserviceable costs of property in Sydney — being comfortable with your fiscal position has never been more important.

Information about the doctors surgery opening hours, appointments, online prescriptions, health information and much more Provides online business, financial and competitive information contained in corporate filings made by public companies with the United States Securities

More information about factors that potentially could affect Amazon.com's financial results is included in Amazon.com's filings with the Securities and Exchange Commission, including its Annual Report on Form 10 - K for the year ended December 31, 2006, and all subsequent filings.

A traditional publishing contract (with an advance) offers more financial security.

More information about factors that potentially could affect Amazon.com's financial results is included in Amazon.com's filings with the Securities and Exchange Commission, including its most recent Annual Report on Form 10 - K and subsequent filings.

In addition, while theoretically my sixty years have brought me wisdom, experience and the financial security that would give me an edge over younger authors, what I felt was just old as I read blogs by twenty - somethings who, with the boundless energy of youth, could put in longer days, were more comfortable with new technology, and didn't have to spend so darn much time keeping the body moving smoothly.

And with more income coming from ebooks, which don't have the short life span of print books, this income has a much longer impact on an author's financial security.

At the end of the day, working a bit harder in the name of financial security and relational bliss isn't a bad thing: your relationships with the people in your life will bring you far more joy than money.

And more and more of those with unpaid federal student debt are losing a portion of their Social Security benefits to the government, nearly 119,000 through September, compared with 60,000 for all of 2007 and 23,996 in 2001, according to the Treasury Department's Financial Management Service.

For these reasons and more, an annuity may provide you and your family with increased financial security during your retirement.

Entering this type of venture with a partner gives you more financial security, allows you to delegate work and tasks, and ultimately, it's good just to have someone next to you through the highs and lows of the renovation process.

There are two other reasons that the CRE market and the CMBS tied to it didn't crash: 0 % interest rates, which means commercial borrowers weren't punished with higher interest payments; and more importantly Continue reading The One Shoe That Didn't Drop in The Financial Collapse - Commercial Mortgage - Backed Securities.

Watch this short video to learn more about how we can help you save for your future and retire with financial security.

With the convenience and security of direct deposit available at most financial institutions, more taxpayers are requesting payment of their tax refunds by direct deposit.

With the convenience and security of direct deposit available at most financial institutions, more taxpayers are requesting payment of their tax refunds by direct deposit rather than paper checks.

The CSA, an umbrella group for Canada's provincial and territorial securities regulators, wants to force financial institutions to provide clients with more in - depth reporting on their portfolios.

They even require extra security steps you may not see with other brokerages in an effort to outsmart criminals who are becoming more sophisticated hacking into financial systems.

During the economic recession of 2008, AIG suffered some financial setbacks, and in turn, this large insurance and financial services conglomerate had to collateralize its securities with more assets.

The analyst must seek to guard himself against this danger as best he can: in part, by dealing with those situations preferably which are not subject to sudden change; in part, by favoring securities in which the popular interest is keen enough to promise a fairly swift response to value elements which he is the first to recognize; in part, by tempering his activities to the general financial situation — laying more emphasis on the discovery of undervalued securities when business and market conditions are on a fairly even keel, and proceeding with greater caution in times of abnormal stress and uncertainty.»

Exempt market securities offer investors more choice of products to help them achieve their financial goals, but they should be aware that there are many risks associated with investing in the exempt market.

With the bull market now into its sixth year and stock prices at or near record highs, many investors may be investing more aggressively than they realize — and unwittingly jeopardizing their financial security.

UK firms can be reassured by the fact PSD2 aims to increase the standards of financial transactions, making them more transparent and competitive while ensuring firms — whether banks or non-traditional market entrants — comply with stricter requirements on transparency, competition and security.

This process helps the parties try to resolve each other's concerns for financial security, the welfare and care of the children, and their attitudes for parenting together of the children, all which is discussed together and worked through as a team until the agreement of settlement is forged and with much more civility then you find through the judicial system.

More broadly, our defense, trade, financial and national security lawyers liaise with the US Department of Defense, Department of Commerce, Department of the Treasury and Department of the State — as well as the congressional committees of jurisdiction — to address our clients» foreign policy - related needs and concerns.

Faced with more than just a future without your partner, you have uncertainties about your financial security, your relationship with your children, and what life can be like on your own.

Jennifer Mercanti is assistant vice president and senior counsel, Canadian Division, with Manulife Financial Corporation and has more than 15 years» experience in corporate and securities law.

The study goes on to reveal that they only save slightly more for retirement after the kids leave home, providing them with less security and financial freedom come retirement than those who save more closer to retirement.

Based in the New England region with more than 500 independent agents, their financial security and excellent service sets them apart from other insurers.

During the economic recession of 2008, AIG suffered some financial setbacks, and in turn, this large insurance and financial services conglomerate had to collateralize its securities with more assets.

Thus, for approximately Rs. 8500 / - more per annum, Rajiv was able to give himself along with his family total financial security.

Thus, for approximately Rs. 8500 / - more per annum, Wilson was able to give himself along with his family total financial security.

A life insurance plan can clearly provide more financial security than simply providing your loved ones with a death benefit.

With life cover, this plan ensures financial security for... Read more