Sentences with phrase «with much lower»

Lenders are qualifying mortgage applicants with much lower home affordability ratios and higher credit scores.

For example, paying down $ 1MM over 30 years compared to 20 years will leave you with much lower monthly payments, and ultimately, a healthier DSCR.

Furthermore, VA loans have no prepayment penalty and are often available measurably lower interest rates and with much lower closing costs as compared to a conventional loans.

After the jobs report on Friday, lenders started coming in with much lower rates — in some cases, about an eighth of a point lower, says Matt Graham, CEO of MBS live.

In many cases agents who don't qualify their prospects end up working more hours, with more prospects and with much lower results.

We are considering providing the workshop material with a much lower level of facilitation; while we are hopeful that doing so will be highly effective, we are somewhat skeptical that the switch to PBS strategies will actually occur without direct facilitation and team time together.

It can be extremely distressing to be in a monogamous relationship with a much lower desire partner and a lifelong commitment.

Because mediation is an informal process, discovery is typically done informally with much lower costs.

If Indigenous unemployment was reduced to the same level as that commensurate with the rest of the population, and assuming that this latter rate remained constant, then the savings to government in payments to the unemployed, in 1996 dollars, would be around $ 193 million by the year 2001 and $ 274 million by 2006 with much lower unemployment bills of $ 112 and $ 126 million respectively.

Take nursing, for instance — in certain markets, there is such a shortage of nursing talent that a nurse who is willing to change locations might expect a sizable increase (or a comparable salary in an area with a much lower cost of living).

A screen that's also an inferior IPS LCD panel with a much lower resolution.

With a 72 - zone full array local dimming backlight (FALD) system and expanded color gamut, the P - series performed as well as top - tier TVs from the likes of LG, Samsung, and Sony, but with a much lower price tag.

As a simple betting platform, you may decide that the use of blockchain technology makes Augur a reasonable alternative to sports betting sites, given that it runs in a transparently fair manner with much lower fees than current online betting systems.

These coins, while being more volatile and offering lesser rewards than Bitcoin, come with much lower entry barriers for beginner miners.

As competitors crank out 13 - megapixel shooters, HTC bucks the trend with a much lower megapixel count, but larger pixels and improved optics.

For this reason, Blockchain Capital explained that «as the blockchain ecosystem has evolved, and promising non-financial applications of this tech have emerged, we have increasingly found ourselves inclined towards these applications with a much lower regulatory burden.

Unfortunately, there are not other similarities between these devices as the Nokia Lumia 1320 comes with much lower specs and half the price of the Lumia 1520, respectively.

Yes, there was a lot of talk about the new camera, but truth be told, we are reaching a stage where, in normal lighting conditions, many phones with much lower price tags hold their own with a degree of comfort.

It's closer to a fitness tracker, but with a much lower price and a focus on fitness features it may be a good alternative to the Ionic for you.

However, the latest data indicates that volume has concentrated even further as smaller exchanges are being pushed aside, leaving them with a much lower share of the total volume of bitcoins traded than just a few months ago.

It is very similar to setting up a PayPal account, but with much lower fees.

Guessing Apple's using it as a way to test it out with much lower traffic before they push apple.maps.com live.

Vizio tells us this likely stems from the fact that SDR content is created for TVs with much lower brightness levels than even today's cheapest screens.

The 400 lumens bulb is the equivalent of a traditional 40W light bulb, with much lower power consumption, Lumen is able to create the same amount of light as a conventional light bulb.

You will not need to pay this amount unless you have to make a claim but you will be rewarded with a much lower premium each year by choosing a higher deductible.

Agents are going to know some great ways to save on Charlottesville coverage, and you could end up with much lower premium payments than you originally expected to pay.

Or you can simply replace it with a less expensive policy with a much lower death benefit.

However, they come with much lower limits on travel interruption claims.

Guaranteed universal life insurance can be obtained with much lower up front costs because only the insurance (and not the investment) is being paid for up front.

When I called him back, 2 agents with a much lower rated company sold him something with a $ 200 / month premium.

A permanent policy is typically not the right fit if you're looking to simply acquire financial coverage for your family in the case that you pass away, as term coverage will offer the same death benefit with much lower premiums.

As illustrated, there are insurance providers with much lower rates.

Last but not least the captive agent's carriers can not compete with the much lower premium structure offered by the independent agent's life insurance carriers that specialize just in life insurance.

You should also be aware that these types of policies also generally come with a much lower amount of coverage than what is available with other traditional policies.

However, many states have a separate inheritance or estate tax with a much lower threshold.

That way you can take the money you are not paying in premiums and invest it somewhere with much lower fees.

In this instance, we can underwrite her case at a better health class with a much lower monthly payment for her life insurance!

What these numbers don't show is the whole range of claims filed, so there will be outliers with much lower and much higher claim amounts.

As this has little to do with the manufacturer's suggested retail price (MSRP), the cost to insure many vehicles can contradict most people's assumptions about auto insurance rates; in particular, that expensive cars cost much more to insure than cars with a much lower MSRP.

This could leave you with a much lower settlement than you actually deserve.

It's similar to ReedSmith, but with a much lower hourly rate.

The victim then ends up with a much lower amount than they would have received with experienced legal help.

But with its much lower GDP and CO2 emissions per capita, the Turkish government believed the country had neither the technical or the financial capability to commit itself to the required emissions reductions.

Coal plants can be built today with much lower emissions than in the past.

So, ultimately, the customer gets a much higher quality product, with a much lower environmental impact.

Testing shows that the chips can perform just as well as their conventional counterparts, but with a much lower environmental impact.

The early 20th century warming accounts for 40 % of the warming to date, with much lower CO2 increase (14 ppmv).

But the One Tonne project is aiming to give a family an equivalent quality of life that the average Swedish family now has, only with much lower emissions - about one tonne per person per year.

One could say that cycle 20 also did this (higher than 19) but it was immediately followed by 2 cycles with much lower GCR's, then followed by a 3rd with similar lows in GCR's.

Nuclear power can provide constant, reliable emission - free energy with a much lower and more easily met requirement for load balancing.