If you don't put value on banking with TD and travel is not a major expense for you, then you will likely do
better with other cards in the market.
Once the 0 % APR period is up, your balance is subject to the regular APR — which is often higher than you might
see with other cards.
Some provide the ability to jump across other cards and another lets you combine the card
with any other card in a chain.
There are fewer ways to earn bonus miles on purchases when
compared with other cards, but with no annual membership fee, it's a competitive travel rewards credit card.
If you are provided with a credit card along with your interest - free deal, shop around online to compare the
card with other cards.
However, you should consider the rewards that you could
earn with other cards that may or may not be more valuable.
The interest rates seem pretty comparable
with other cards on the market, so let's see how it measures up when it comes to the fees.
In other respects, its fees and interest rates are
competitive with other cards aimed toward consumers with good or excellent credit ratings.
There are all kinds of purchases that don't qualify for category
bonuses with any other card, so you might as well put them on this one.
The reason is that you can often earn just as good, if not better,
rates with other cards that earn flexible reward points that you can transfer out to different programs.
With redemption values that start at.8 cents per point and max out at 1.6 cents per point, you could do better
with other cards out there.
You may be able to find more generous travel
perks with other cards, especially if you're willing to pay an annual fee.
For purchases in a foreign currency, saving the 3 % fee is easily more than the savings or rewards you could possibly
receive with other cards.
So while you might be earning more points on your flights, you'll have to pay to receive some protections that would
come with other cards.
While with other cards you can redeem your rewards towards travel, gift cards, merchandise or even donations to charity.
This
fee with other cards can cost you as much as 3 %, but this card has no foreign transaction fee.
If you're credit score is average or below average, you may want to focus on building up your
score with other cards first.
The Business Platinum card only offers one reward point for every eligible dollar spent on purchases under $ 5,000, which is a modest return on spend when
compared with other cards.
However, you should consider the rewards that you could
earn with other cards that may or may not be more valuable.
With other cards on this list, you need to spend a certain amount of money each year before it begins to actually benefit the user.
These cards offer only one point per dollar, which may not compare
well with other cards that offer two points or more.