We commented in our prior post that the FDA was combining familiar medical device elements
with others borrowed from the cybersecurity world.
I always enjoy question / discussion about buying on margin (or
with other borrowed funds).
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions
with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements
with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements
with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to
borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and
other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among
other things.
Among
others, there's rebuilding or repairing aging infrastructure, supporting businesses
with needed financing, and allowing the government to
borrow to meet its debt obligations.
Flush
with cash withdrawn from the equity in their homes and
other borrowed money, Canadian consumers have gone on a spending spree
with gains spread across a wide variety of retail sectors, including vehicles, building materials, home furnishings, clothing and food.
There is perhaps no
other tribe more obsessed
with others» personal routines and rituals than creatives — a visceral desire to peek into the lives of great artists and to
borrow any or all ideas that champion creativity.
Regardless of your ultimate ability to garner funding through school grants, crowdsourcing or
other alternatives, you will likely have to get your business rolling
with minimal capital until you can demonstrate viable potential or build enough credit standing to warrant large - scale
borrowing.
Upon liquidation, holders of such debt securities and preferred shares, if issued, and lenders
with respect to
other borrowings would receive a distribution of our available assets prior to the holders of our common stock.
The increased
borrowing, together
with the greater wealth that comes
with higher asset prices, encourages households to spend more, generating income for
other households and creating opportunities for companies.
With a settlement, your lender is essentially striking a deal to «settle» for a lower amount than what you
borrowed if it means resolving your debt without the need for collections, court judgments, or
other actions.
Taken together
with local government
borrowing and
other obligations, China's gross government debt could be as much as 60 % of gross domestic product, says UBS China economist Wang Tao.
On this issue among
others — like funding the government, raising the federal
borrowing limit and financing highways — such business groups have found themselves at odds
with traditional Republican allies who increasingly reflect a new populist strain of conservatism in the party that is often hostile toward big business.
«It's just like any
other money that you
borrow — you have to be smart
with it.»
At the
other end of the scale, those
with the muckiest credit histories
borrow an extra $ 0.58 for every $ 1 hike in their credit limit.
Borrowing from your 401k isn't always a bad idea, especially if your
other loan options come
with a higher interest rate.
In contrast to banks and
other financial corporations, the non-financial sector's foreign currency liabilities have risen since 2009, consistent
with an increase in
borrowings in foreign debt markets by larger corporations (particularly in the mining sector).
You can
borrow up to $ 250,000 for working capital or
other needs
with a maximum interest rate of 9.75 %, which are great terms for new businesses.
The CAPLines program allows you to
borrow money working capital needs and
other purposes,
with up to 85 % of the loan guaranteed by the SBA.
Best for: Borrowers
with good to excellent credit, borrowers who want extra perks and borrowers who want to do
other borrowing in the same place.
In this section we explore this and
other options where you are
borrowing money but will be required to secure the loan
with an asset like your home, investment portfolio or the business itself.
When you take out a loan, you're
borrowing money from a bank or
other institution
with an agreement in place that dictates how you pay the money back.
While Upgrade doesn't make loans quite that high, you can still
borrow up to $ 50,000, which is more than most
other lenders
with lower credit score thresholds allow.
If you're struggling
with your credit and
other lenders are reluctant to let you
borrow, OneMain Financial can be one way to get the cash you need.
This reflects borrowers switching from loan products
with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and
other borrowing secured by residential property.
The type of mortgage you get also plays a factor,
with some lenders limiting how much they'll want to lend to 80 % or less of the home's value, while
other special programs allow you to
borrow between 95 % and 100 % of the value of the home if you qualify.
We, on the
other hand, view it
with hope: because more than anything, the events of the past few days show that the truth is getting out — the truth that capital markets simply can not exist under the authoritarian rule of central planners, the truth that the stock market is a casino in which the best one can hope for a quick flip, and finally the truth that our entire socio - economic regime, whose existence has been predicated by
borrowing from the uncreated wealth of the future, and where accumulated debt could be wiped out at the flip of a switch if things go wrong in the process obliterating the welfare of billions (of less than 1 % ers), is one big lie.
With the FED being the dominant borrower (willing to
borrow at higher rates), banks, GSEs and money market funds have less desire to provide short - term funding for
other entities, thus forcing them to
borrow at the rate set by the FED.
They were the outliers: Only 30 percent of flippers were paying
with cash, the majority instead
borrowing from banks and
other lenders to get a lot of money fast.»
[Randy] Margin is what gives you the ability, if you want to buy $ 10,000 worth of stock is you only have to come up
with $ 5,000 and you can
borrow the
other $ 5,000 from Schwab.
When the Fed «raises» rates, what it alters is the Federal Funds rate — the rate that banks charge each
other for overnight loans to cover their cash needs (every bank is required to keep a certain amount of funds, called reserves,
with the Federal Reserve and these funds can be
borrowed).
Debt consolidation.If you're struggling
with credit card debt,
borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off
other debts will give you an easy single payment at low interest rates.
Personal loans tend to come
with lower interest rates than credit cards and
other expensive
borrowing tools.
It allows the FDIC to
borrow funds from the Treasury to support the liquidation of such firms
with the proviso that in the event of any losses, fees will be levied on bank holding companies and
other financial institutions to fully reimburse the Treasury.
When
borrowing is cheap, firms will take on more debt to invest in hiring and expansion; consumers will make larger, long - term purchases
with cheap credit; and savers will have more incentive to invest their money in stocks or
other assets, rather than earn very little — and perhaps lose money in real terms — through savings accounts.
With uncertainty over the raising of the U.S.
borrowing limit temporarily resolved, investors have focused on
other matters, notably when the Fed will reduce its mammoth monetary stimulus that has been a boon for stock markets.
As I've explained more than once in this forum, this expression is merely economists» shorthand, serving to describe the process that begins
with banks crediting borrowers» accounts
with lent sums, is followed by the borrowers» drawing on their
borrowed deposit credits by writing checks or otherwise transferring funds to various payees, and finally,
other things equal, by a transfer of reserves from the lending bank to the payees» banks, for the sake of settling inter-bank dues.
With this book, and his
other teachings, Graham laid the foundation for one of the two major schools of thought when it comes to investing — an approach that Warren Buffett follows and
borrowed from this work.
Examples of these risks, uncertainties and
other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and
other international events; the risks and increased costs associated
with operating internationally; our expansion into and investments in new markets; breaches in data security or
other disturbances to our information technology and
other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or
other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to
borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain
other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace
with developments in technology; amendments to our collective bargaining agreements for crew members and
other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and
other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company
with the Securities and Exchange Commission.
Through Discover, you can
borrow up to $ 35,000
with terms up to seven years, which is longer than what many
other lenders offer.
Like
other myths in Genesis the flood myth
borrows from the Sumerians, but
with the myth modified to make it consistent
with Jewish mythology.
Moreover, ruach carried
other words, such as nephesh and «heart» up
with it, so that, as is the way
with words, they
borrowed meaning from each
other and were used together when an emphatic statement of the whole man's inner devotion was wanted.
On the
other hand, we must raise the question: Can we
borrow the prereflective cogito without bringing the cogito as such along
with it?
Too many clergy try to live off composite identities
borrowed from functions we have in common
with other helping professions.
It may be true that existentialist philosophy arrives in the end at statements almost identical
with those of Christian theology, but that is not because it is a philosophy, but because it
borrows its thesis from
other spheres which belong to another kingdom and another order, or else it posits them dogmatically.
I am a rag - tag Christian myself, I
borrow heavily from
other traditions than my own, I learn and appreciate and welcome many expressions of faith, and Brian McLaren writes about the big gorgeous wide - open tent of Christian spirituality, and how we can cross these boundaries and false demarcations boldly,
with grace.
The usual reason for doing this is that the evolutionists regard Precambrian as so different, so devoid of life in comparison
with other rocks, that creationists have simply
borrowed their description.»
You may see Christian myths related to the myths of several
other religions because it is quite common for new religions to
borrow elements from existing religions
with which the storytellers of the new religion are familiar.
You can
borrow or buy
other preachers» illustrations without even bothering
with text, context or personal involvement in the hard work of discovery.
Um ok, you sorta go
with «hey you are right that christianity
borrows from
other beliefs» and then jump into «oh you damn dirty sinner, it's all unique and whatnot».
Hurtado makes it clear that Christianity had a fluid relationship
with the cultures and religions of the empire, both shaping them and being influenced by them, but he argues that Christ's exalted status is neither a later development nor a
borrowing from
other cults around the Mediterranean.