Sentences with phrase «with pension problems»

The second problem with the ORPP is a mismatch with the pension problems we actually face.

Not exact matches

But the problem isn't with those covered by employer - sponsored pensions as with the growing majority who are not.

Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).

Retirees are facing problems very similar to the average pension fund: In addition to not having enough cash contributions to keep up with the costs of aging, their returns have been hurt by interest rates that have been too low for too long.

thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!

In GMOs most recent letter, Jeremy Grantham leads off the piece with, «At GMO these days we argue over three very different pathways to a similar dismal 20 - year outlook for pension fund returns... A problem for investors following GMO's writing is which of these three alternatives to choose»

This week's announcement generated a new round of complaints about the ORPP, but it's important not to let problems with the ORPP undermine the strong general case for public pension expansion.

The main problem facing all states and municipalities is the budget deficits with their pension funds.

With all the problems pensions have caused, the last thing lawmakers should include in any reform for new employees is more pension plans.

But can we not seek unity in a way that will help us transcend our particular North American problems, that will deliver us from decades of tinkering with boards, agencies, jurisdictions and pension funds?

The faith - group programs, representing Protestant, Catholics, and Jews, have consistently provided documentaries, dramas, and discussions which dealt with issues almost never touched by commercial broadcasting: the economic factors behind nuclear armaments; the issues behind draft evasion (during the Vietnam War); the real causes of worldwide starvation; and the problems of people who are ignored almost completely by the media, such as the aging who can not live on their pensions, unwed mothers, farm workers who have no homes, undocumented aliens whom we wish to employ but not pay, and refugees we are sending back to certain death in their own countries.

Blaming the Pension problem on the legitimate Civil Servants in the State, Counties, Municipalities and non-faculty School District employees is a fiction being promoted by the «Insiders» and their Business Council allies, the latter whom saw their defined contribution pension funds tank and with it those in retiree status or near retiree status losing half of their nesPension problem on the legitimate Civil Servants in the State, Counties, Municipalities and non-faculty School District employees is a fiction being promoted by the «Insiders» and their Business Council allies, the latter whom saw their defined contribution pension funds tank and with it those in retiree status or near retiree status losing half of their nespension funds tank and with it those in retiree status or near retiree status losing half of their nest eggs.

The problem with the Pension System is who is allowed into it and how they are allowed to raise their Final Average Salary (FAS), or the average of their three highest years in the System.

Cuomo began with a round - up of the state's grave fiscal problems, including high unemployment, «exploding» pension costs and expenses that far outpace revenue.

One of the main problems with the state pension is that it is related to a person's earnings over their lifetime.

«This problem with pension costs is not just going to go away when the economy recovers,» said Andrew Biggs, a scholar at the American Enterprise Institute, a conservative think tank in Washington, D.C. «You've lost so much money; it's going to take a long time to catch up.»

At least one group has already cried foul, but we can't see why anyone would be surprised — Bruno didn't think it was a problem to receive massive consulting fees while in office from a firm which sought his help in convincing union pension funds to invest with it.

«I was talking about problems with the signal system and the need for upgrades and the need for the state to put more resources into the capital plan and for pension reforms,» Faso says now.

«In the 1990s people were written off on incapacity benefit with no help to overcome their problems or support to get them into work,» said James Purnell, work and pensions secretary.

New York City's pension system, which encompasses $ 160 billion in retirement funds, is rife with problems that leave it vulnerable to an «operational failure,» according to an independent report commissioned by the city comptroller's office.

They also had a Windfall Tax on Utilities and auctioned 3 - G licences, raided Pension Funds and played with Fuel Duty... taxes rose quite considerably... it was spending totals they froze causing real problems in the NHs etc which then exploded after 2001 rather like binge - dieting

If Mayor Bill de Blasio thinks he can solve his problem with the police with a pension sweetener, he's wrong on two counts.

At the time two years ago ex-Lib Dem pensions minister Steve Webb said he would have no problem with older Brits using the freedom to use the cash on a Lamborghini if they wanted to.

The fate of UC, which is several years behind its original schedule after delays caused by management failings and IT design problems, has been the subject of speculation since its champion, the former work and pensions secretary Iain Duncan Smith, resigned in March after years of clashes with the Treasury.

Problems with the NHS and disputes over education reform have also led to major clashes between the leadership and the left of the party, while disputes over pensions have also soured relationships with many unions.

The problem with pensions is the cost of public pensions is increasing exponentially.

The problem isn't with public sector pensions, it's rather with the spectacular failure of private ones.

He said, Zamfara workers were faced with a number of problems which include failure to pay the salaries of 1,400 recruited by the government more than two years ago, non payment of backlog of pension and gratuities, non payment of minimum wage to primary school teachers and local government employees as well as non payment of annual salary increment.

Here are 10 common teenage girl problems and Here we list these top 10 problems of a teenage girl in detail along with possible Dating: Teenage Harmful chemicals, nor beneficial to problems possible implement the p2, pension increase and club.

Moreover, the report's descriptions about teacher pension plans are wildly out of touch with reality and attempt to paper over real problems in the public sector.

They've created a video to explain the problems with today's pensions for teachers.

Education Next has published a number of articles on the problems with teacher pensions, among them:

This is unlikely to be a problem for an Academy or Free School as they have the responsibility for liaising with the different pension schemes or can delegate this function to their payroll provider as required.

In two articles in Education Next, we have highlighted a different set of problems with most teacher pension plans.

One of the big problems with teacher pension plans is that they're not portable.

These are all fictional characters, but they help illustrate common problems with teacher pension plans.

Both Gov. Andrew M. Cuomo and his predecessor, David A. Paterson, dealt with the problem of rising pension costs by pushing systematic changes through the legislature, including hikes in the amounts of money that teachers and other pension plan participants must contribute from their paychecks.

His best hope for fixing the government worker pension system lies inside a State Capitol consumed with its own problems.

Another problem lies with the fact that both the state government and districts have been able to increase teacher salaries (by 8.4 percent between 1999 - 2000 and 2011 - 2012, according to the U.S. Department of Education) without being forced to contribute more into the system in order to stem pension deficits.

The Teachers Union With a Math Problem While the NEA's pension burden swells, the educators focus on getting Arne Duncan fired and fighting fracking.

One after the other they rattled off ways to address L.A.'s most glaring problems: slash the lengthy business permitting process, do away with arcane business taxes, tackle runaway pension costs.

Atlanta Public Schools Chief Financial Officer Lisa Bracken said the school district has higher costs for several reasons: The expense of city living drives up teacher pay; the district has «low population» schools that lack economies of scale but are kept open «due to urban traffic constraints and community needs;» many students need extra services because they have learning problems or disabilities, don't speak English fluently or come from poverty; and the district has a large unfunded pension liability with growing obligations.

Texans are all too familiar with public sector pension problems (along with taxpayers in Illinois, Michigan, and a slew of other states).

Still, there are ways to address these structural problems with the current pension plan without significantly raising costs.

Over at Education Next, Drs. Robert M. Costrell and Michael Podgursky have produced thorough reviews of the problems with back - loaded, defined - benefit pension plans, including how these plans punish public school teachers that change localities during their careers.

The fundamental problem with the defense of these policies, then, is that teachers» ironclad job security and gold - plated pensions aren't exactly a way around Americans» being exceedingly cheap about spending on education.

The primary problem with the claim is that Malloy had no legal option but too fully fund teacher pensions and furthermore, he deserves absolutely no credit for guaranteeing full funding of the teacher pension system in the future.

One huge problem it pointed out is the lack of susatianabilty with many plans, as in 2014 the accrued teacher pension debt in the United States was $ 499 billion.

She talked about her health, the problems she encountered while paying her electricity bills or applying for her special war widow pension, the sidewalks covered with thin ice in the mornings.

The example highlights a gross inequality, but Pierlot says he doesn't have a problem with public sector workers getting a good pension.