Early adversity can interfere
with planning ability, cognitive flexibility, and memory, and all of those will correlate with diminished IQ.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our
ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our
ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our
ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our
ability to achieve certain cost reductions
with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our
ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our
ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our
ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements
with Boeing and our other customers; 11) our
ability to enter into profitable supply arrangements
with additional customers; 12) the
ability of all parties to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our
ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of future discount rate changes on pension obligations; 17) our
ability to borrow additional funds or refinance debt, including our
ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's
ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our
ability to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our
ability to effectively assess, manage and integrate acquisitions that we pursue, including our
ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our
ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our
ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our
ability to complete the proposed accelerated stock repurchase
plan, among other things.
Most importantly, showing the lender your business
ability to generate revenue and produce a profit as well as showing your own personal investment in the business along
with your business
plan should give a good chance of securing finance.
Certain matters discussed in this news release are forward - looking statements that involve a number of risks and uncertainties including, but not limited to, doubts about the Company's
ability to continue as a going concern, the need to obtain additional funding, risks in product development
plans and schedules, rapid technological change, changes and delays in product approval and introduction, customer acceptance of new products, the impact of competitive products and pricing, market acceptance, the lengthy sales cycle, proprietary rights of the Company and its competitors, risk of operations in Israel, government regulations, dependence on third parties to manufacture products, general economic conditions and other risk factors detailed in the Company's filings
with the United States Securities and Exchange Commission.
Business continuity
planning begins
with assessing how potential risks to your business will impact your
ability to deliver products and services.
«He has a deep understanding of CIBC's strategy, culture and opportunities, and has demonstrated his
ability to complement CIBC's organic growth
plan with acquisitions and investments that align to the bank's risk profile.»
Relationships
with mentees have allowed me to refine my
ability to develop my «
plan of attack» for my direct reports and my business areas at a faster and more efficient clip.
It can be a window «into not only memory but also executive function, such as the
ability to
plan a sentence, which you need for the generation of complex sentences»
with multiple dependent clauses.
Dieting
with renaissance periodization (RP) taught me how to choose the smartest foods to cope
with diet hunger, which makes such a difference for success and
ability to stick to the
plan.
Factors which could cause actual results to differ materially from these forward - looking statements include such factors as the Company's
ability to accomplish its business initiatives, obtain regulatory approval and protect its intellectual property; significant fluctuations in marketing expenses and
ability to achieve or grow revenue, or recognize net income, from the sale of its products and services, as well as the introduction of competing products, or management's
ability to attract and maintain qualified personnel necessary for the development and commercialization of its
planned products, and other information that may be detailed from time to time in the Company's filings
with the United States Securities and Exchange Commission.
When combined
with the Company's existing 10,000 barrel per day agreement for in - field gathering
with Oryx Midstream Services and
planned investment of approximately $ 20 million in its own oil gathering system in 2018, PDC believes this agreement ensures its
ability to successfully produce and deliver volumes in accordance
with its current development
plan.
The $ 10 a month Pro
plan includes calls
with an unlimited number of people (though no more than 15 is optimal), the
ability share files and record calls — a very useful feature.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection
with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection
with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection
with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our
ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the
ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection
with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated
with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated
with merger - related litigation or appraisal proceedings; and (24) the
ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The city's 2012 draft
plan to revitalize the local economy, «A Plan for Economic Growth and Jobs,» concluded that the city's future rests on its ability to compete with other regions around the gl
plan to revitalize the local economy, «A
Plan for Economic Growth and Jobs,» concluded that the city's future rests on its ability to compete with other regions around the gl
Plan for Economic Growth and Jobs,» concluded that the city's future rests on its
ability to compete
with other regions around the globe.
While a workable idea and solid business
plan are important when selecting which entrepreneur to work
with, the
ability to communicate is arguably their top selling point.
TalkSession's Thompson added, «I feel confident because I approach investors
with pure intentions and a well - researched approach, a leadership style that shows decisiveness and
ability to achieve milestones, a clear execution
plan, a solid group of champions and experts
with skills that supplement mine.»
Other measures include: • remove rule limiting Child Tax Credit (CTC) to one claimant per household (to allow two or more families sharing a house to claim the CTC); • repeal $ 10,000 cap on medical expense tax credit claims made on medical costs incurred for an eligible dependent; • easier access to funds in Registered Disability Savings
Plans for beneficiaries
with shortened life spans; • improved Employment Insurance benefits to parents of gravely ill, murdered, or missing children; and • enhanced
ability to make transfers between individual RESPs, and better access to RESP funds for post-secondary students studying outside Canada.
The lawsuit, filed
with the U.S. District Court for the Southern District of New York, argued the platform «knowingly provided material support and resources to Hamas... facilitat (ing) this terrorist group's
ability to communicate, recruit members,
plan and carry out attacks, and strike fear in its enemies.»
Your business
plan has to show returns, but even more important is your
ability to impress your bankers
with the idea that you're on a mission, that you have courage, commitment, resilience, follow - through.
It has nothing to do
with their time management skills or their
ability to
plan ahead.
He is compiling an application for the visa for «individuals
with extraordinary
ability or achievement» and
plans to submit it in March.
It isn't clear, though, that having learned to express themselves well in an investor's language has nailed the entrepreneurs
ability to really think through the risks and evolve a
plan with great promise and chances of success.
If fund providers could combine lower costs and diversification
with the
ability to set a maturity date bond investors could better
plan for the future and lower their risks.
Until we get a
Plan B, markets will likely doubt the
ability of policymakers to deal
with the next downturn.
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our
ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly
with respect to the pace and extent of change in these areas; financing or capital deployment
plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger»)
with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations,
plans, intentions, financial condition or performance.
Their
ability to roll
with the punches is far more important than
planning and foresight.
Such risks and uncertainties include, but are not limited to: our
ability to achieve our financial, strategic and operational
plans or initiatives; our
ability to predict and manage medical costs and price effectively and develop and maintain good relationships
with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our
ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including
with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our
ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated
with the proposed Merger; the
ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
The goal was to give advisors instant analysis of all their
plans with Fidelity,
with the
ability to drill down for details.
In a bid to keep people off rival Apple Music and sell more of its own subscriptions, Spotify upped the free content, letting anyone access 15 curated on - demand playlists,
with the
ability to pick and play any track off those playlists in any order, which you couldn't do under the prior free
plan.
«The
ability of new entrants to attract customers
with more flexible pricing
plans will be curtailed.
Typical job descriptions are often laden
with generic but seemingly necessary requirements like an
ability to establish a strategic marketing
plan to achieve corporate objectives, build and manage the marketing team, manage outside vendors, etc..
The difference between the two traders is that only one of them may have the mental
abilities to manage risk,
plan for losses, manage trades and execute capital management correctly and consistently (meaning
with discipline over time).
We also understand the impact of that volatility on investors»
ability to stay
with whatever their financial
plans are when markets turn into a carnival ride.
I
with the Awesome
plan offered this
ability but it's one of the items that make the Business
plan well worth it.
In Canada, though, this much is already clear: Confronted
with a challenge that hardly figured in their
plan for getting elected, Trudeau and his strategists have displayed an
ability to react — marshalling resources, assembling a coalition, even creating a cabinet heavyweight — that can not be denied.
It proposes a 20 - point
plan for Canadian governments to enhance the
ability to cope
with a pandemic.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity
plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our
ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our
plans to expand our newer brands like Bahama Breeze and Seasons 52; our
ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business
with franchisees and vendors in foreign markets; failure to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time to time in reports filed by Darden
with the Securities and Exchange Commission.
Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1) risks related to the consummation of the Merger, including the risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail to obtain shareholder approval of the Merger Agreement, (c) the parties may fail to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its business, including the risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its business, including the risks that as a result (a) BWW's business, operating results or stock price may suffer, (b) BWW's current
plans and operations may be disrupted, (c) BWW's
ability to retain or recruit key employees may be adversely affected, (d) BWW's business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's
ability to operate its business, return capital to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related to the Merger and instituted against BWW and others; (6) the risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files
with the SEC.
On either
plan, you get free texting, 20 cents - per - minute calling, and the
ability to use your phone in Canada or Mexico as if they were the 51st and 52nd states,
with no roaming charges even for LTE.
A price hike is
planned this month, which will contribute a percent or two, but management sees foot traffic growing, as well,
with more menu rollouts and the recent launch of the Shake Shack app in a few test stores giving customers the
ability to order ahead.
Similarly, federal loans come
with numerous repayment
plans, plus the
ability to switch your
plan if necessary.
These risks and uncertainties include: fluctuations in U.S. and international economies and currencies, our
ability to preserve, grow and leverage our brands, potential negative effects of material breaches of our information technology systems if any were to occur, costs associated
with, and the successful execution of, the company's initiatives and
plans, the acceptance of the company's products by our customers, the impact of competition, coffee, dairy and other raw material prices and availability, the effect of legal proceedings, and other risks detailed in the company filings
with the Securities and Exchange Commission, including the «Risk Factors» section of Starbucks Annual Report on Form 10 - K for the fiscal year ended September 28, 2014.
With long - term
plans including the
ability to gamble using any Ethereum - based token to be added to the platform, Ethbet's future is looking bright to many of its investors.
This course will prepare the learner
with the
ability to develop an international business
plan.
With the apparently low rate of compliance, the report is recommending the city enact legislation that requires companies like Airbnb and vacation - rental site VRBO to provide hosts» addresses and booking information and give San Francisco's
planning department the
ability to fine platforms listing unregistered hosts — measures that Airbnb says «would make it even harder for middle class families to stay in San Francisco and pay the bills.»
Still, the income - tax break on any earnings used to pay legitimate college expenses, coupled
with the
ability to avoid borrowing costs for tuition later, could make even lower returns in a 529
plan equivalent to higher returns outside of one — and better than not saving at all.
When
planning for the future, it's worth considering the following possible public policy risks that could affect your clients»
ability to save for retirement and the money they have available to spend in retirement: Will income tax rates rise
with current government deficit spending?
Roth 401k investment accounts offer many advantages to employees that are unavailable
with traditional 401ks or Roth IRAs, giving you not only more flexibility and options in your retirement
planning but also the
ability to maximize your retirement income.
Her reasoning was that MassMutual had the
ability to set its own compensation without consulting
with the
plan sponsor, effectively giving MassMutual discretionary authority over
plan's assets.
Eroding pension
plans by shifting risk onto vulnerable employees and retirees
with limited
ability to absorb income cuts is quite in keeping
with the Harper government's determination to lower the boom on public sector workers and improve the profitability of their corporate friends in the private sector.