There were numerous hints last week that once again golf's touring professionals have come to their parent body, the PGA,
with plans for changes that would materially affect the operation of the pro tour.
Now, he's looking to 2018
with plans for another change: He wants to cut the number of slot machines at Vernon Downs from 750 to about 550.
William Hague said the Conservatives were the only party in British politics
with a plan for change in Europe, in the wake of David Cameron's defeat in an EU vote over a new European Commission president.
Your veterinarian can also guide
you with your plans for changing a healthy cat's errant behavior - or refer you to a behavior specialist who can.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions
with respect to the B787 program; 4) margin pressures and the potential
for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences
for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals
for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements
with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements
with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts
with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand
for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension
plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price
for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships
with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate
for our additional capital needs or
for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and other business disruptions
for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance
with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase
plan, among other things.
Work will start on a game -
changing redevelopment of Forrest Chase in coming months,
with fund manager ISPT expected to receive
planning approval
for a major revamp of the CBD mall later this week.The
In 2017, after years of failure, shareholders at my former employer, Exxon Mobil, passed a resolution calling
for the company to outline its
plans for dealing
with climate
change.
Early steps to get there include greater advertising spending, a move to sign hundreds of sponsorships
with NFL and MLB players (the target is 500 players
for those two leagues alone), and a
plan to
change the look of the company's retail stores.
In addition, rumours are floating about that Ford is
planning on ditching its partnership
with Microsoft
for its Sync system and
changing over to the superior QNX.
If you think your compensation committee needs greater independence and expertise, bring on a female compensation consultant
with 20 years experience who has done 50 compensation
plans, including ones in your industry,
with no ties to management, and then watch how things
change for the better.
When working
with boomers, financial professionals need to
change their language from «
planning for retirement» to «what are your retirement
plans.»
«
With an ever -
changing business environment, our economic
plan aims to help our businesses adapt to the new technological reality and foster the competitiveness of Quebec to attract investment
for leading players,» he said in a statement.
A number of techniques can help
with such missions, such as inviting employees to provide input before shaping a
plan for change, and rallying staff against a competitor to boost morale.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any
changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities
for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection
with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection
with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection
with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational
changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension
plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of
changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of
changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of
changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection
with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated
with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated
with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Retirees are being transferred to new health care
plans,
with no increase in premiums
for this year, at least; a document sent to retirees by the company says the pensioners will bear the cost of any increases in premiums going forward, and that the company has the right to
change the
plan at any time.
It wasn't immediately clear what prompted the council
change its position, but the company had been asking the city
for more time as it worked
with regional air - quality officials on a
plan to make the smell go away.
With change comes transition, and one transition we have been
planning for is
for Terry Myerson to pursue his next chapter outside Microsoft.
«
With change comes transition, and one transition we have been
planning for is
for Terry Myerson to pursue his next chapter outside Microsoft,» CEO Satya Nadella said in an email to employees.
Had Trump proceeded
with the original
plan for a 180 - day delay, the
change could have been vulnerable to legal challenges.
A Whole Foods Market stockholder is reported to have met
with activist funds to
plan a push
for changes or a possible sale, Bloomberg reported Friday.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and other factors beyond the Company's control, including natural and other disasters or climate
change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and other disasters and other events); (7) the impact of acquisitions, strategic alliances, divestitures, and other unusual events resulting from portfolio management actions and other evolving business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays
with the phased implementation of a global enterprise resource
planning (ERP) system, or security breaches and other disruptions to the Company's information technology infrastructure; (10) financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement
plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K
for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
But if Facebook doesn't come up
with a
plan for real
change, the hissing that accompanies a leaking of trust may well continue.
Just days after President Trump signed executive orders to pave the way
for sweeping
changes to Obamacare, CVS Health CEO Larry Merlo talked
with Fortune about the «unintended consequences» of the White House
plan.
Instead of filling their days
with strategic
planning meetings and sketching out a long - term vision
for the company, the pair donned hard hats, wielded hammers and
changed light bulbs on whatever projects they could scrounge together.
The bipartisan Senate
plan would attempt to maintain TPS in return
for ending or
changing a «diversity» lottery program that has been aimed at allowing up to 50,000 people a year from countries
with few emigres to the United States.
We generally do not enter into severance arrangements
with our named executive officers, and none of the equity awards granted to the named executive officers under Apple's equity incentive
plans provide
for acceleration in connection
with a
change in control or a termination of employment, other than as noted below or in connection
with death or disability.
(President Trump and Republicans in Congress have proposed lowering the highest tax rate to 37 %, along
with other
changes in a major
plan for tax reform.)
· The cessation of accruals under the Qualified
Plan and the continued IBM contributions under the tax - qualified defined contribution plan, the IBM 401 (k) Plus Plan, reflects IBM's desire to provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits provided by IBM's current competit
Plan and the continued IBM contributions under the tax - qualified defined contribution
plan, the IBM 401 (k) Plus Plan, reflects IBM's desire to provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits provided by IBM's current competit
plan, the IBM 401 (k) Plus
Plan, reflects IBM's desire to provide appropriate benefits for its employees, consistent with the changing needs of IBM's workforce and the changing nature of retirement benefits provided by IBM's current competit
Plan, reflects IBM's desire to provide appropriate benefits
for its employees, consistent
with the
changing needs of IBM's workforce and the
changing nature of retirement benefits provided by IBM's current competition.
Thereafter,
with no
change in the «risk adjustment factor», the
change in nominal GDP
for fiscal
planning purpose mirrors the absolute
change in the private sector average forecast.
Amazon shook the grocery industry
with its recent
plans to acquire Whole Foods
for $ 13.7 billion, stirring up speculations and analyses about how things will
change.
Survey shows majority support
for an effective climate
plan and minimum carbon price, even if some provinces disagree OTTAWA — New public opinion research shows that two - thirds of Canadians believe it is more important to have a
plan to meet Canada's climate
change targets than to have all provincial and territorial premiers agree
with that...
Other specific duties and responsibilities of the HR and Compensation Committee include reviewing senior management selection and overseeing succession
planning, including reviewing the leadership development process; reviewing and approving objectives relevant to executive officer compensation, evaluating performance and determining the compensation of executive officers in accordance
with those objectives; approving severance arrangements and other applicable agreements
for executive officers; overseeing HP's equity and incentive compensation
plans; overseeing non-equity based benefit
plans and approving any
changes to such
plans involving a material financial commitment by HP;
Forward - looking statements may include, among others, statements concerning our projected adjusted income (loss) from operations outlook
for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions
for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly
with respect to the pace and extent of
change in these areas; financing or capital deployment
plans and amounts available
for future deployment; our prospects
for growth in the coming years; the proposed merger (the «Merger»)
with Express Scripts Holding Company («Express Scripts») and other statements regarding Cigna's future beliefs, expectations,
plans, intentions, financial condition or performance.
GAC could not immediately be reached
for comment Wednesday but confirmed this week it
planned to
change the name of vehicles sold in the United States from its flagship brand, Trumpchi to avoid confusion
with Trump.
Citibank's Global Head
for Payments & Receivables, Manish Kohli spoke
with Global Finance Editor Andrea Fiano on the sidelines of Sibos 2017 regarding the major technological
changes underway in the global payment ecosystem and Citi's
plan to emerge on top.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational
plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships
with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including
with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required
for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated
with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
He isn't satisfied
with the
changes that either the Senate or House
plan currently provides
for what are called «pass - through businesses,» small firms that are taxed as individuals.
As a result, many Obamacare customers may need to
change health
plans for 2018, either to work
with a different insurer or in response to price increases.
(Reuters)- J.C. Penney Co Inc (JCP.N)
plans to hire about 35,000 temporary workers
for the coming holiday season, roughly the same level as in 2011, before it
changed its pricing strategy and did away
with most coupons and sales events, a spokeswoman said on Tuesday.
Remember that signing up
for a repayment
plan such as IBR does not mean you have to stick
with it forever; you can always reevaluate in a few years if your financial situation
changes.
Uncertainty around the policy path of President - elect Trump, coupled
with a
changing interest rate landscape and rising PBGC premiums create a challenging environment
for plan sponsors.
The
plan, outlined before Trump releases his new budget proposal Monday, focuses mainly on Medicare and Medicaid
changes, along
with ideas
for speeding drug approvals and fostering competition.
FWP works
with heads of talent management, corporate learning, diversity and communications departments to create a strategy and
plan of action to prepare
for the
changes impacting recruitment, employee development and engagement.
AARP: Retirement
Planning CFA Institute: Retirement Security Choose to Save: Ballpark E$ timate ® Edelman Financial Services LLC: Retirement & Estate
Planning Financial Mentor ®: Retirement Calculators How to Save Money
for Retirement (retirement savings guide) IRS: Adding Automatic Enrollment to Section 401 (k)
Plans — Sample Amendments IRS:
Changes in Your Life May Affect Retirement
Planning IRS: Help
with Choosing a Retirement
Plan NEFE Financial Workshop Kits Retirement Series Preparing
for Retirement from DOL Save it Like You Mean It: The (Non-Scary) Guide to Retirement
Planning Saving Matters from DOL U.S. Department of Labor: Taking the Mystery Out of Retirement
Planning WISER: What Women Need to Know About Retirement
The final tax
plan was created
with businesses in mind, and while there are many different facets to it, we've included some of the most glaring and impactful
changes for you to consider.
Demographic and economic
changes, along
with the low interest rates that followed the financial crisis, have upended the calculations that many Canadians made in
planning for retirement.
But much has
changed since Hudson's Bay Co. purchased the U.S. luxury retailer
for $ 2.9 billion back in 2013 and announced
plans to bring the storied Saks brand to Canada — namely, the cratering of the price of oil, which has taken the Canadian economy down
with it.
In the event of a
change of control (as defined in the
plan), the compensation committee may, in its discretion, provide
for any or all of the following actions: (i) awards may be continued, assumed, or substituted
with new rights, (ii) awards may be purchased
for cash equal to the excess (if any) of the highest price per share of common stock paid in the
change in control transaction over the aggregate exercise price of such awards, (iii) outstanding and unexercised stock options and stock appreciation rights may be terminated, prior to the
change in control (in which case holders of such unvested awards would be given notice and the opportunity to exercise such awards), or (iv) vesting or lapse of restrictions may be accelerated.
You might want to stick
with a
plan that makes sense
for you now and
change it when you have a better sense of your career path.
Remember, you'll likely have the chance to
change it later on if you take a job
with a lower salary than you'd
planned for.