The article is not stating that suicide is the best way to deal
with private student loan debt, only that it is understandable how some people might feel that way.
To determine which is best for you, you'll need to consider a variety of factors, including a comparison of federal student loan interest
rates with private student loan interest rates.
However, borrowers
with private student loans need to understand their repayment plan options from the start and pick the plan that works best for their timeframe and budget.
You should only consider refinancing federal loans
with a private student loan if there will be significant savings in both the interest rate and the monthly payment.
The same is
true with private student loan borrowers who may be facing temporary hardship and looking for an alternative repayment option to get through tough times.