Sentences with phrase «with real estate as collateral»

A home equity loan in Etobicoke, Toronto is a kind of loan with real estate as collateral.

North Coast Financial offers many different types of Glendale hard money loans including bridge loans, cash out refinance loans, fix and flip / rehab loans, investment property loans, land loans, estate and trust loans, purchase loans, owner occupied hard money loans, construction loans, distressed property loans and other Glendale hard money loans with real estate as collateral.

Not exact matches

According to Reuters, real estate directly affects 40 separate business sectors there, including gaming, which VIP gamblers use as collateral for loans taken out to bet with.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Mortgages are real estate loans that come with a specified schedule of repayment, with the purchased property acting as collateral.

However, If you don't have the time, you can try offering some kind of collateral like a car or a real estate property or you could apply with the aid of a co-signer (with better credit history and score than you) as this will provide the lender with greater security.

Collateral — You can secure your letter of credit with real estate or business assets such as inventory, equipment, or cash.

As recent turbulence in real estate market caused home values to plummet, lenders are very flexible with collateral options today.

With the safe bucket covered and generating passive, tax advantaged income, they then have the freedom to entertain opportunities such as real estate, business start ups, private lending and other lucrative opportunities by borrowing money at favorable rates, often from the mutual insurance companies general account using their policy cash value as collateral, or shopping the rate to other financial institutions to see who is most competitive.

Hard money lenders are primarily concerned with the value of the real estate that will serve as collateral for the loan and the loan to value ratio, while the banks focus on the borrower's credit rating and income.

«Among others, we prepared the legal due diligence reports on important real estates pledged as collateral, we have drafted the mortgage agreements, participating into negotiations and assisting the notary public with the formalities of registration of the securities in the land register and in the electronic archive for secured transactions.

Another option available to get a certificate proving financial responsibility from the BMV is to have two people cosign a bond with the state using real estate with at least $ 60,000 in equity as collateral.

The loans are short term, up to one year, with relatively high interest rates and are usually backed by some form of collateral such as real estate or inventory.

We underwrite more to the cash flow of the operating entity but with real estate as the primary collateral.

Hard money lenders are more able (and willing) to make these loans because, unlike banks and other institutional lenders, they use asset - secured underwriting with the real estate serving as the sole collateral for each loan, and they are able to charge enough interest in order to cover the high risks involved in underwriting such loans.