Sentences with phrase «with real estate as security»

These are a kind of loan with real estate as security, offered by private institutions that do not consider the same factors as banks do.

A home equity loan is one that is given with real estate as security by private lenders who are ready to overlook a borrower's credit.

A private lender mortgage is a loan with real estate as security and not provided by the traditional lenders like banks and credit unions.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Csecurities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange CSecurities and Exchange Commission.

«The real estate leaders of Manhattan have always been supportive and reactive to the police and security services as we deal with these issues and they need to be commended or that.»

UPDATED, 10:19 a.m., April 14: Architect - turned - developer Peter Moore is banned from offering or selling real estate securities in New York state for six months, as part of a settlement with Attorney General Eric Schneiderman, the AG's office said today.

However, If you don't have the time, you can try offering some kind of collateral like a car or a real estate property or you could apply with the aid of a co-signer (with better credit history and score than you) as this will provide the lender with greater security.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 - 1681t).

Investors should be aware of risks involved with investing REITs and real estate securities, such as declines in the value of real estate and increased susceptibility to adverse economic or regulatory developments.

Investments in real estate investment trusts (REITS) involve special risks associated with an investment in real estate, such as limited liquidity and interest rate risks, and may be more volatile than other securities.

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

Investors should be aware of the risks involved with investing in a fund concentrating in REITs and real estate securities, such as declines in the value of real estate and increased susceptibility to adverse economic or regulatory developments.

These risks include, among others, general economic conditions, local real estate conditions, tenant financial health, the availability of capital to finance planned growth, continued volatility and uncertainty in the credit markets and broader financial markets, property acquisitions and the timing of these acquisitions, charges for property impairments, and the outcome of legal proceedings to which the company is a party, as described in the company's filings with the Securities and Exchange Commission.

«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.

Additional Risks for RORE: A concentration in real estate securities, such as REITs, may subject a fund to risks associated with the direct ownership of real estate as well as the risks related to the way real estate companies are organized and operated.

The Holy Grail for institutional lenders when making lending decisions is the credit score but that is much different with a home equity lender who is more interested in the piece of real estate presented as security.

A home equity loan is one given with real estate property as security.

A home equity loan refers to a kind of loan given with real estate as loan security.

● A concentration in real estate securities, such as REITs, may subject a fund to risks associated with the direct ownership of real estate as well as the risks related to the way real estate companies are organized and operated.

Stapled securities A-REITs provide investors with exposure to a funds management and / or a property development company, as well as a real estate portfolio.

-- In addition, with regards to the proposed regulation Considering the security of electronic agreements of purchase and sale: Electronic Commerce Act, Possible e-signature regulation in which I see «Just as with handwritten signatures, it is up to the person relying on them to decide if they are sufficiently reliable», I submit that for real estate transaction a notion of public order intervenes.

Other partners and counsel with key roles were: partners Steve Navarro (B&F — Securities), Amy Kelly (Employee Benefits), Stan Lechner (Labor & Employment), Mark Haskell (Energy — FERC / CFTC), Harry Robins (Antitrust — HSR), Steve Mahinka (Antitrust — CFIUS), senior counsel Chris McAuliffe (Energy — Environmental Regulations), partners Tom D'Ambrosio (B&F — Derivatives), Jeannine Bishop (Real Estate), and Dan Hogans (Executive Compensation), as well as of counsel Maxine Woelfling (Environmental Litigation).

With distinctive industry expertise in retail, manufacturing, real estate development, software and e-commerce, Slipakoff's corporate practice group assists clients with merger and acquisition transactions, such as stock and asset purchase transactions, as well as other general commercial transactions including technology transfers, licensing agreements, joint ventures, loan and security agreements and many othWith distinctive industry expertise in retail, manufacturing, real estate development, software and e-commerce, Slipakoff's corporate practice group assists clients with merger and acquisition transactions, such as stock and asset purchase transactions, as well as other general commercial transactions including technology transfers, licensing agreements, joint ventures, loan and security agreements and many othwith merger and acquisition transactions, such as stock and asset purchase transactions, as well as other general commercial transactions including technology transfers, licensing agreements, joint ventures, loan and security agreements and many others.

«Among others, we prepared the legal due diligence reports on important real estates pledged as collateral, we have drafted the mortgage agreements, participating into negotiations and assisting the notary public with the formalities of registration of the securities in the land register and in the electronic archive for secured transactions.

We work directly with lawyers from the firm's other practice areas, such as antitrust law, environmental law, labor and employment, real estate, securities, tax law and litigation, to ensure your needs are met in a way that takes into account specific health care regulatory requirements.

The Praetorian Group, referred to as a «Cryptocurrency Real Estate Investment Vehicle,» (CREIV) has filed with the US Securities and Exchange Commission (SEC) on March 6 to register their $ 75 mln Initial Coin Offering (ICO) as a security offering.

Customers will pay $ 5 million (or about 550 million JPY) per contract upfront for a 2 years contract, with no cancellation option and an extra charge to cover operational costs such as electricity, real estate, maintenance, security and more.

According to Gunthel, RREEF's stellar track record with products such as core and value - added commingled funds and investment in publicly traded real estate securities would allow DB Real Estate to support the rising demand for international investmreal estate securities would allow DB Real Estate to support the rising demand for international invesestate securities would allow DB Real Estate to support the rising demand for international investmReal Estate to support the rising demand for international invesEstate to support the rising demand for international investment.

«It started out as an honour — an opportunity to secretly assist the RCMP's Technical Investigation Services Branch with commercial real estate services to secure and lease premises for a national covert security project identified only as project RAVE,» says a news release by Burnside.

If you tend to focus on real estate as your primary investment, start with these basics and build an investment portfolio that achieves long - term financial security.

As part of his position with Clareity, Cohen works with brokers, associations, and MLSs to help them negotiate contracts with data - storage firms that give them what they need to comply with the various security laws impacting real estate.

I was a senior vice president and the bank I worked for opened up a real estate company, along with an insurance and securities division, as part of a complete financial services program.

These risks, uncertainties and contingencies include, but are not limited to, the following: our strength and financial condition; the uncertainties relating to the medical needs and local economy of Prairie du Sac, Wisconsin and the surrounding community; the strength and financial condition of Sauk Prairie Medical Office Building and its tenants; the uncertainties relating to changes in general economic and real estate conditions; the uncertainties regarding changes in the healthcare industry; the uncertainties relating to the implementation of Griffin - American Healthcare REIT IV's real estate investment strategy; and other risk factors as detailed from time to time in Griffin - American Healthcare REIT IV's periodic reports, as filed with the Securities and Exchange Commission.

Tabush recently developed Boxtop, an innovative cloud workspace - as - a-service solution that includes virtual desktops, cloud infrastructure, storage, backups, security, full client service, and unlimited support, all for a manageable monthly fee, specifically designed to help small commercial real estate firms grow their businesses by eliminating the hassles that come with traditional PCs.

(a) if the caretaker or manager complies with subsection (2), collecting money in relation to the rental real estate, including money collected as rent, security deposits or pet damage deposits;

In the portion of the bond market that borrowers often use to fund large real estate transactions, sales of securities tied to such assets as hotel portfolios and individual office towers have tripled this year, with $ 16.7 billion sold, according to Morgan Stanley.

As part of a coalition of real estate groups, including the National Association of Industrial and Office Properties and the Real Estate Roundtable, NAR has signed an agreement with the U.S. Department of Homeland Security to create the Real Estate Information Sharing Analysis Cenreal estate groups, including the National Association of Industrial and Office Properties and the Real Estate Roundtable, NAR has signed an agreement with the U.S. Department of Homeland Security to create the Real Estate Information Sharing Analysis Cestate groups, including the National Association of Industrial and Office Properties and the Real Estate Roundtable, NAR has signed an agreement with the U.S. Department of Homeland Security to create the Real Estate Information Sharing Analysis CenReal Estate Roundtable, NAR has signed an agreement with the U.S. Department of Homeland Security to create the Real Estate Information Sharing Analysis CEstate Roundtable, NAR has signed an agreement with the U.S. Department of Homeland Security to create the Real Estate Information Sharing Analysis CenReal Estate Information Sharing Analysis CEstate Information Sharing Analysis Center.

The commercial real estate provides comparatively greater security to the investors as these are leased for 9 - 15 years with a minimum lock - in period of 3 - 5 years.

Perez suggests real estate professionals check with their web service team; many «platform as a service» site hosts, such as Wix or Squarespace, may be already managing this type of security as part of their service agreement with your business.

The same with the new Cohen Steers Asia Pacific Real Estate Securities (APFAX), the only strictly Asian real estate fund as of Real Estate Securities (APFAX), the only strictly Asian real estate fund as oEstate Securities (APFAX), the only strictly Asian real estate fund as of real estate fund as oestate fund as of now.