Sentences with phrase «with significant amounts of debt»

That means that Discover consolidation loans might not be an option for some international students or for those with significant amounts of debt.

Of course, the Freedom Debt Relief program could be a good fit if you are dealing with significant amounts of debt ($ 15,000 or more).

Take a look at this summary of a 2017 study by the American Fair Credit Council (AFCC), which shows how debt settlement could be a better solution for people struggling with significant amounts of debt.

It is especially the case if you are dealing with a significant amount of debt with your cards and other obligations.

However, most students come out of college with a significant amount of debt.

«They're concerned not that it's unpaid but that they're entering the stream with a significant amount of debt and the way it's currently set up they don't find out about remuneration until several months into the program when they're already committed,» says Judson.

If you unexpectedly die, your loved ones will be left with a significant amount of debt with no equity to borrow against for immediate cash.

Not exact matches

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Most credit cards come with high - interest rates, which could lead to a significant amount of debt each month.

Blair Horner, of the New York Public Interest Research Group, said the public has the right to know about officials with significant amounts of outstanding debt.

When negotiating we bulk together a large number of clients» credit card debts with a particular creditor, then basing negotiations on a significant dollar amount, where we have more leverage and can solidify more substantial discounts for our clients.

Like everyone else, military personnel can find themselves with a large number of debts that together create a significant amount of financial pressure...

You also save a significant amount of money by avoiding the more expensive interest charges associated with unsecured revolving debt.

But student debt is causing those business owners a significant amount of stress with 46 % reporting high or very high stress levels because of it.

While the reputation of the college you attend can have some minor benefits when it comes to getting a good job, many students are willing to go into a significant amount of student loan debt in order to go to a good college with the hope that it will pay off later on.

The good news is that you don't need to be fluent in loan lingo in order to navigate the world of education debt — but familiarizing yourself with a few key words and phrases can help you make smarter decisions and potentially save a significant amount of money.

Most people who end up with a significant amount of consumer debt didn't accumulate that debt overnight.

Being contacted continuously by creditors causes a significant amount of stress and anxiety, and the only way to avoid it is to make sure the debts are dealt with properly.

If you use your credit card like it's an endless supply of free money, there's a good chance that you're already working with a significant amount of credit card debt.

Debt settlement can save you a significant amount of interest and the worry that goes with trying to meet high minimum payments month after month.

That's a pretty significant amount of debt to start out with in your early 20's.

However, with consolidation, you would pay back a significant amount less and get out of debt faster, than when staying current and paying minimum payments on your own.

While we're not affiliated with any religion, we can certainly understand the desire to work with a company that shares your values, especially when it comes to debt consolidation — an industry where there is a significant amount of fraud and plenty of disreputable companies looking to take advantage of innocent people.

If you owe a significant amount of debt, talk with a tax adviser to get an idea of how big the tax hit may be.

With so many having significant amounts of student loan debt now, investing to pay off the loans is a primary financial goal.

If you are dealing with a significant amount of credit card debt or are unable to continue making payments on your credit card, Golden Financial Services can help you determine the best debt relief programs for your financial situation.

Because your personal loan will pay off a significant amount of student loan debt, you will be left with fewer loans to keep track of.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

This way, even if you are unable to pay off your IRS debt this year, you can work with the tax advocate to help you come up with a reasonable payment plan that will help you pay off your debt in a reasonable amount of time so that it won't have a significant impact on your future returns.

This is one of the best reasons students with a significant amount of private student loan debt should consider taking out a life insurance policy large enough to cover the costs of their student loans and any interest accrued.

While 20 year term policies offer shorter lengths of coverage, these policies are usually recommended for young families with tighter budgets who still need significant amounts of life insurance to cover large debts and expenses, such as mortgage payments, auto and school loans, living costs, etc..

Selling assets piecemeal from its 180 - million - square - foot portfolio could prove difficult, since mall acquisitions usually require buyers to take on a significant amount of debt and not many investors have access to debt right now, notes David J. Lynn, managing director of research and investment strategy with ING Real Estate Investment Management.

«Through the pre-construction sale mechanism, condo hotels provide developers with a vehicle to secure a significant amount of senior debt financing,» says Robert Kaplan, managing director of Holliday Fenoglio Fowler's Miami office, which arranged the loan.