Sentences with phrase «with standard homeowners insurance»

They resemble a traditional site - built home, more than a mobile home, and are usually insured with standard homeowners insurance.

Home repair insurance serves as a stand - alone policy that can bridge some of the gaps in coverage with a standard homeowners insurance policy.

Not exact matches

Purchasing fire insurance in addition to a standard homeowners insurance policy will help cover the costs associated with the replacement, repair or rebuilding of property above the limit set by the a property insurance policy.

In this scenario, your standard homeowners insurance policy will cover the costs associated with the damage and an agent can help you start the process of filing a water damage insurance claim.

Endorsements provide coverage that doesn't come standard with a homeowners insurance policy, such as debris removal and water damage from sewers.

Standard homeowners insurance covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters.

In the usual situation of a homeowner with a mortgaged property, the homeowner, as required by standard mortgage terms, obtains and pays for a policy of insurance in his or her name.

It is simply too big a risk for insurance companies to take with the standard homeowners policy.

The process of listing the higher - value items with your insurance company is called scheduling, and scheduled items (or items that should be scheduled but aren't) fall outside the coverage of standard homeowner's insurance.

Because certain risks increase with an unoccupied property, vacant house insurance is typically more expensive than a standard homeowner policy.

Not with some standard coverage or add - on to your Homeowners insurance.

Since standard homeowners insurance doesn't cover flooding, it's important to have protection from the floods associated with winter storms, snow melt, heavy rains and other conditions that impact Alaska.

Homeowners of America Insurance Company offers a standard set of coverage with its home insurance policies, outlined in the tabInsurance Company offers a standard set of coverage with its home insurance policies, outlined in the tabinsurance policies, outlined in the table below.

For example, standard form homeowners and renters insurance move with the homeowner or leaseholder, needing only to be adjusted for changed values and environments.

In this scenario, your standard homeowners insurance policy will cover the costs associated with the damage.

Standard homeowners insurance covers the structure of your house for disasters such as hurricanes and windstorms, along with a host of other disasters.

Liberty Mutual offers homeowners insurance policies with standard features, plus the following additional coverage options:

Since these items generally have higher price tags due to their unique nature, you'll want to examine what coverage is offered under a standard homeowners policy with your insurance agent.

If the value of your personal property exceeds the limits of your homeowners insurance, or if you have valuable items that are insufficiently covered by a standard homeowners policy, you may need to expand your contents coverage with a scheduled personal property endorsement (aka a personal article floater).

Since standard homeowners insurance doesn't cover flooding, it's important to have protection from the floods associated with heavy rains, flash floods, and other rising water conditions that impact Arizona.

While some standard homeowners policies offer limited coverage for boats, others do not and you should check with your insurance agent to see what your insurer actually covers.

If excluded, fire insurance may need to be purchased separately, especially if the property contains valuable items which can not be covered with standard homeowner's coverage.

To limit their exposure to catastrophic storms, insurance companies sell policies with a hurricane deductible — one that, in some cases, is much higher than the standard one for homeowners insurance policies.

• Specific computer or hi - tech insurance policies: Though this coverage may seem like a good idea with the prevalence of electronic gadgets at home, a standard homeowners policy will cover most basic personal computer and hi - tech equipment.

While a standard homeowners policy is made for a house built with traditional methods, a mobile home insurance policy is specifically tailored to meet your unique needs as a mobile home owner.

In most places, the storm is limited to the status of any other severe storm, and a standard home insurance policy will cover most damages, but the occasional strong tropical storm has the potential to bring severe flooding with it, and that is an area where the average homeowners policy will leave you without any recourse.