And,
with a strong credit profile, others are able to leverage a business line of credit to meet short - term needs for additional cash flow.
Upstart's initial focus was to help recent graduates that were struggling with debt, but they have expanded to provide options for
those with strong credit profiles as well.
NAR's position is that the definition should be broad, rather than prescriptive, so lenders can make safe, affordable mortgages to all creditworthy borrowers, not just
those with the strongest credit profiles.