Sentences with phrase «with substantial credit»

Many people also retired with less money set aside than they had originally intended or with substantial credit card debt.

that Sen. Peralta had been paying child support and tuition along with substantial credit - card debts, leading to the public's distrust in his motives.

The Executive Budget includes an Education Tax Credit (ETC) that would provide individuals and businesses with a substantial credit against income taxes owed for donations to private and public schools, or scholarship organizations.

Not exact matches

Topics included: early reporting on inaccuracies in the articles of The New York Times's Judith Miller that built support for the invasion of Iraq; the media campaign to destroy UN chief Kofi Annan and undermine confidence in multilateral solutions; revelations by George Bush's biographer that as far back as 1999 then - presidential candidate Bush already spoke of wanting to invade Iraq; the real reason Bush was grounded during his National Guard days — as recounted by the widow of the pilot who replaced him; an article published throughout the world that highlighted the West's lack of resolve to seriously pursue the genocidal fugitive Bosnian Serb leader Radovan Karadzic, responsible for the largest number of European civilian deaths since World War II; several investigations of allegations by former members concerning the practices of Scientology; corruption in the leadership of the nation's largest police union; a well - connected humanitarian relief organization operating as a cover for unauthorized US covert intervention abroad; detailed evidence that a powerful congressional critic of Bill Clinton and Al Gore for financial irregularities and personal improprieties had his own track record of far more serious transgressions; a look at the practices and values of top Democratic operative and the clients they represent when out of power in Washington; the murky international interests that fueled both George W. Bush's and Hillary Clinton's presidential campaigns; the efficacy of various proposed solutions to the failed war on drugs; the poor - quality televised news program for teens (with lots of advertising) that has quietly seeped into many of America's public schools; an early exploration of deceptive practices by the credit card industry; a study of ecosystem destruction in Irian Jaya, one of the world's last substantial rain forests.

The bank pointed out «new prohibitions on using credit cards to buy cryptocurrencies, implying that perhaps a substantial amount of Bitcoin buying in 2H17 had been funded with credit cards.»

Get rewarded on business - specific purchases A business credit card can help you reap substantial rewards on your business purchases, with bonus categories targeted to common business purchases.

Last fall, the president's economic advisors, Wilbur Ross and Peter Navarro, had described the plan as deficit - neutral with substantial tax credits encouraging investment from the private sector.

The Board also benefits from Mr. Dean's substantial finance, systems operations, service quality, and community affairs expertise, which he gained as a result of his responsibilities with Dignity Health, and from his extensive banking and related financial management expertise acquired as a former member of the Company's Audit and Examination Committee and as a current member of the Credit Committee.

I continue to expect that we will gradually increase our exposure to inflation - protected securities and commodities on substantial weakness in these areas, but as inflation pressures are most likely still several years away, our primary concern here is with fresh credit weakness, and that concern still translates into a moderate exposure to interest rate fluctuations.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

Chances are if you consolidate your credit card balances with a loan, you're going to have a substantial monthly loan payment.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Prosecutors argued that Darlie, described as a pampered and materialistic woman, with substantial debt, plummeting credit ratings, and little money in the bank, feared that her middle class lifestyle was about to end and killed two of her children to rid herself of a financial burden.

«As Assembly Minority Leader, I was encouraged to hear the governor put forward priorities that fall in line with a number of Conference proposals, including: pension forfeitures for convicted officials, a Constitutional Convention, greater resources for our State Police and focus on public safety, tax relief for small businesses, tax credits for teachers, and a substantial investment in education.»

John Dewey HS Principal Kathleen Elvin was fired in July after investigators found that students had been allowed to receive credit for classes in which they had no substantial instruction and in some csaes no contact with teachers.

Figuring that by now viewers have become jaded with the predictable, cross double - cross triple - cross trajectory of your average con film, «Matchstick Men» also offers a psychological profile of a conflicted, conscience - plagued career criminal, and throws a credible family drama into the mix for good measure — all of which makes for a surprisingly substantial film whose many facets leave you with plenty more to digest after the final credits have rolled than just who did what to whom and how (although it certainly has that too).

There are no real surprises here, with Ben Affleck getting top billing above Henry Cavill, and Gal Gadot receiving ninth credit on the list behind Jeremy Irons and Holly Hunter, suggesting her role is perhaps not as substantial as first thought.

Indeed, the city is brimming with talented filmmakers and, thanks to a substantial film tax credit and the plunging pound (Thank you, Brexit!)

Most substantial among a modest slate of special features is «School Daze: The Making of Back to School» (17:05), a featurette which supplies new interviews with director Alan Metter; Harold Ramis (one of the film's seven credited writers);

In redesigning the program, substantial changes have been made to the application process including eligibility requirements allowing experienced writers with produced credits the opportunity to apply.

Directed in the cadence of a Lana Del Rey song (who, coincidentally, shows up during the credits with a closing track), this live - action re-imagining of the 1959 animated classic «Sleeping Beauty» has enough gothic romance, leather gowns, and teen gloominess to attract a substantial summer audience.

However, they do sometimes help poets with substantial publishing credits from literary journals to publish their poems / short story collections with big publishers.

When negotiating we bulk together a large number of clients» credit card debts with a particular creditor, then basing negotiations on a significant dollar amount, where we have more leverage and can solidify more substantial discounts for our clients.

Granting a substantial sum of money in the form of a home loan or a mortgage for those with bad credit is a venture a lender will not take lightly.

There is so much competition between lenders of bad credit personal loans rampant online that you can rack up substantial savings by getting your loan with an online lender, including less interest and longer payment terms.

Unless you walk on water when it comes to credit scores and you have a substantial down payment, you will find yourself being hit with surcharges when you get your mortgage.

With substantial collateral the lender can ignore the bad credit history.

If you're paying back a student loan with an interest rate of 6 % or higher, using a credit card could save you a substantial amount of money.

The Discover It Chrome card comes the closest to being the «full package», with an intro 0 % APR, substantial rewards, credit tools, and no penalty APRs.

A credit card with a $ 0 or very low balance can potentially help to give your credit scores a substantial boost.

With some of the larger refundable credits, like the Earned Income Tax Credit, the amount of your refund can be substantial.

As a result, the difference someone will pay with bad credit versus good credit is substantial.

Nonetheless, prepaid credit cards are neither bank accounts nor credit cards — and the potential pitfalls and drawbacks associated with prepaid cards can be substantial.

Prospective participants are encouraged to transfer their high interest credit card balances to new cards with a zero percent introductory interest rate, saving them substantial amounts of money.

If you owe a substantial amount on your credit cards and are struggling to keep up with them, you can ask about a debt settlement with your card company.

But there's one substantial caveat: Typically, mortgages for people with a lower credit score do come with a higher mortgage rate.

Cards that are marketed to people with bad credit tend to have substantial sign - up fees that often approach a full third of the total offered line of credit.

«It is true that a lot of people with variable rate credit cards could get into trouble if rates adjust upward and they can not make substantial changes in other areas of their budget,» said McClary.

Those with bad credit who need cash fast often face a substantial disadvantage on the loan market.

A difference of 3 percentage points per year is typical for borrowers with excellent credit and substantial home equity.

The GSEs do take on the credit guarantee obligation of the securities they issue, but nobody sells loans to the GSEs just to offload credit risk — in fact, more than a few lenders work hard to negotiate contracts with the GSEs that leave quite a substantial part of the credit risk with the original lender: recourse agreements, indemnifications, servicing options that put a lot of the cost of default on the seller / servicer, not the GSE.

«These victims were hit with a one - two punch: they paid substantial up - front fees for services not provided as promised, then ended up with increased debt, ruined credit, lawsuits, bankruptcy and more,» said Attorney General McCollum.

When you issue millions (or billions) worth of bonds the difference in interest payments can be substantial between companies with different credit ratings.

But if you're a (slightly nervous) shipping bull, Ardmore may still prove attractive — its product & chemical tanker fleet offers more conservative exposure, it's cash flow positive, and it's currently in a net cash position (albeit with a substantial 2014/15 order book & a credit facility to be confirmed).

Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.

Some lenders will approve loans with a lower credit score if the borrower has substantial resources or other compensating factors.

If the applicant is under 25 years old and / or does not have a substantial credit history, he or she will likely be required to apply with a cosigner, typically a family member.

The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.

Even though this loan doesn't appear on your credit report, your inability to repay it will result in substantial penalty along with taxes on any unpaid balance, leaving you struggling with an additional debt burden.

Individuals with less than excellent and substantial credit may be offered a higher margin.