Sentences with phrase «with substantial savings»

Jerry Strawn, designated broker, Windermere Real Estate / SunLand, Sequim, Wash., solved the problem, with substantial savings, when he traded up to DSL access.
But with substantial savings under one plan or the other, it can worth the necessary paperwork.
Credimac has multiple programs with substantial savings and minimum payments to choose from.
Self - Fund: Those with substantial savings may choose to self - fund their long - term care, relying on their savings.
With any project, our onshore and offshore resources provide reliable service with substantial savings.
The report also shows that manufacturers will be able to meet the stricter standards at similar or even a lower cost than was anticipated in the 2012 rulemaking, with substantial savings on fuel costs for consumers.
So, while there's no need to worry about the program going away, you should worry if your plan is to enter retirement with no substantial savings of your own.

Not exact matches

The time and cost savings are substantial, with many doctors reducing electronic healthcare reporting by two to three hours a day.
A pre-retiree with substantial amount of separate savings might be happy with a fund that holds 50 percent in stocks.
Deutsche Bank analyst Michael Simotas said in a note on August 18 that the earnings in the Australasia business were «significantly stronger than we expected» with substantial overhead savings realised in the second half of 2016 - 17 and advertising and promotional spend having been «front - weighted».
That's a fairly substantial savings, which increases with each child you have because the diapers can be re-used with each additional child.
Big savings came from abolishing NDPBs with substantial administration costs such as Regional Development Agencies, and Department of Health bodies abolished under the Health and Social Care Act 2012.
While living with roommates can offer substantial savings in the outer boroughs, new grads moving to Manhattan are are likely to save less by rooming up because of disproportionately high rents on studios and 1 - bedrooms in the borough, StreetEasy found.
He added: «These savings are robust, and with efficiency gains now of around # 15 billion, we continue to show substantial progress towards our target.these savings free up resources to invest in schools, hospitals and other vital frontline services.»
This frustrates the right of refugees and British citizens to live with their chosen partner and found a family unless such modest earnings could be supplemented by any reasonably substantial savings, third party support or the future earnings or the spouse seeking admission.»
In the current low - interest rate environment, this issuance provides an opportunity to refund higher - interest bonds and replace them with lower - cost debt, generating substantial future savings to the State of New York.
The chairman of its GP committee's clinical and prescribing sub-committee, Bill Beeby, said: «The PAC report acknowledges that there has been a substantial increase in prescribing generic drugs in recent years and with just over two per cent of the overall drugs bill identified as potential savings it shows that the official advice is already being heeded.»
That on the contrary he still believe that is substantial scope to got further in achieving savings - with shared services being just one obvious example.
He said: «Given that a year's course of low - dose MTX costs around # 30, the potential to repurpose MTX could provide thousands of patients with a much needed treatment option and also generate substantial savings for health care systems.
Among them are deleterious effects on children of unregulated and often substandard childcare; [9] lost productivity for employers due to parents missing work to handle gaps in childcare or to care for a sick child; [10] lost wages and reduced retirement benefits for parents who have to drop out of the labor market to provide at - home care for their young children; [11] a substantial downward pressure on the wages of childcare workers with effects on the quality and stability of the childcare workforce; [12] and lost opportunities for further education, [13] college savings, and other investments that working parents could make in themselves and their children but can not afford because they are spending most or all of their disposable income on childcare.
«Exhibitors who take the time to go over their plans with us before the Show will have substantial savings,» he added.
Zen Motorsports maintains working relationships with franchise dealerships and vendors throughout the world, allowing you the customer to take advantage of substantial savings.
«For the 2010 model year we've added new content, updated and simplified packaging, added visual enhancements inside and out, and further strengthened Armada's already strong value positioning with truly substantial savings over comparably equipped 2009 models,» said Christian Meunier, vice president, Nissan Marketing, NNA.
With an exclusive bonus premium art book and substantial savings over buying the individual volumes, the BLACK BIRD box set will make a notable addition to any fan's manga collection.
There is so much competition between lenders of bad credit personal loans rampant online that you can rack up substantial savings by getting your loan with an online lender, including less interest and longer payment terms.
Regarding transaction fees, it's interesting to note that you won't face foreign transaction fees with this card — savings on such fees can be substantial if you travel a great deal throughout the year.
Not this time Vitesse Financial delivers what they promises and in a very timely manner... All my clients with glitches on there reports — 1st stop Vitesse Financial — the savings on their new loans SUBSTANTIAL!!!!! (Your results will vary)
This mortgage program, offered by VA - approved lenders and guaranteed by the Department of Veterans Affairs, provides potential homebuyers with benefits such as $ 0 down payment, no mortgage insurance and lenient VA Loan requirements to provide substantial cost savings.
If they do all this, when they retire at 60, they'll have a paid - off home, a paid - off rental property with a healthy income stream, topped - up TFSAs, substantial RRSPs, a good defined benefit pension plan for Colin, as well as other savings.
If you receive a year end bonus, gift or a substantial refund from a Registered Retirement Savings Plan (RRSP) making an additional mortgage payment with this money can be an effective method of reducing your mortgage over both the short & long - term.
Tip - offs to Rip - offs Steer clear of debt negotiation companies that: 1) guarantee they can remove your unsecured debt 3) promise that unsecured debts can be paid off with pennies on the dollar 4) require substantial monthly service fees 5) demand payment of a percentage of savings 6) tell you to stop making payments to or communicating with your creditors 7) require you to make monthly payments to them, rather than with your creditor 8) claim that creditors never sue consumers for non-payment of unsecured debt 9) promise that using their system will have no negative impact on your credit report 10) claim that they can remove accurate negative information from your credit report.
In addition, consulting with a lender to review your mortgage refinance options can put you on the road to substantial savings, early retirement, or better cash flow.
I'm contemplating liquidating all my non-retirement accounts and half of our savings to pay off the larger parent PLUS loan.This would leave us with very little liquid reserve but still some substantial retirement accounts.
Riders in the UK stand to make substantial savings by searching for their motorcycle insurance with moneysupermarket.com, which seeks out cheap motorbike insurance quotes available through 20 of the UK's leading bike insurance companies.
As the so called «baby boomers» begin to retire they will begin to switch to bond mutual bonds that provide current income with less risk compared to equities in order to avoid losing a substantial portion of their life savings.
But to achieve a success rate of 90 % or better with a 3 % withdrawal rate and lower projected returns, retirees must devote a more substantial portion of their savings to stocks, upwards of 40 % or more.
The primary consumer protection problem areas that have given rise to the States» actions include: (1) unsubstantiated claims of consumer savings; (2) deceptive representations about the length of time necessary to complete a debt relief program; (3) misleading or failing to adequately inform consumers that they will be subject to continued collection efforts, including lawsuits, and that their account balances will increase due to extended nonpayment under the program; (4) deceptive disparagement of consumer credit counseling; (5) deceptive disparagement of bankruptcy as an alternative for debtors; (6) lack of screening and analysis to determine suitability of debt relief programs for individual debtors; (7) the collection of substantial up - front fees so the debt relief company gains even if it fails to perform; (8) lack of transparency and information for consumers as to payment of fees, status of accounts, and communications with creditors; (9) significant delays in active negotiation or engagement with creditors, coupled with prohibitions on direct consumer communications with creditors; and (10), in the case of debt settlement companies, basing savings claims (and settlement fees) not on the original account balance, but on the inflated amount due (including late fees and default rates of interest) at the time of settlement.
And although the newly retired could purchase annuities with their nest eggs, insuring that they will not outlive their savings, for whatever reason practically none of them do, meaning that a substantial portion will wind up broke in their final years.
Even people with a substantial nest egg face a challenge in making their savings last throughout a long retirement.
Situation: Engineer with substantial debts and no company pension needs to build retirement savings
But if you have excellent credit, a great job, substantial savings, and you live near one of their branches, refinancing with First Republic could save you a significant amount of money.
Substantial cost savings comes from statewide subsidized spay and neuter programs by reducing the costs of services to deal with stray, abandoned and feral animals and their offspring.
They deliver prescription and non-prescription pet medications along with health and nutritional supplements for dogs and cats at substantial savings directly to you.
Coupled with the reward programs by companies like Pet Food Express in California [Buy 3, Get 1 Free], customers» savings can be substantial
Owner Anshul Gupta supplies AWLFC with healthy food for our foster animals at a substantial savings over retail, participates in most AWLFC special events, and generally spreads awareness among his community of customers and suppliers about the importance of animal rescue.
A: Substantial cost savings typically come from reduction in the cost of services to deal with stray, abandoned, and feral animals and their offspring.
Most importantly, working with the right property management company can result in substantial savings and more affordable luxury accommodations.
By using Avios miles for flights within the Americas, the savings with the 40 % bonus is substantial!
This can result in some substantial savings, compared with other programs.
With the latest model cars, vans, SUVs and other specialty vehicles, ACE has the perfect selection of vehicles for your next rental at a substantial savings.
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