Sentences with phrase «with use of debt»

Indexation benefit associated with use of debt funds in longer can help significantly decrease the tax burden.

The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.

Not exact matches

Whether you're having trouble landing new clients, or are dealing with the unforeseen consequences of overlooking important startup costs, the fact remains that the only solution is to take aggressive and calculated action in order to reduce expenditure and increase the availability of income so that it can be used to make crucial investments and pertinent debt repayments.

This metric is a way of measuring the value of a company and it can be used to compare timber producers with wildly different debt levels, capital bases and tax burdens.

In the midst of the effort to avert a housing crash and convince Canadians to stop borrowing, here were BMO and Manulife publicizing cut - rate housing debt with all the discretion of used - car salesmen.

However, in reality, many individuals use the services of an accountant whether it's to help with tax returns, to improve their financial planning or even to assist with debt problems.

Stagias at Francis Financial educates his clients about credit both by reviewing their credit reports with them annually and by having an event for their children, aged from 12 to 30, that discusses the proper use of credit cards, good debt versus bad credit, and other topics.

They also showed agreement, albeit to a lesser extent, with Flaherty's alternate proposal of an embedded capital tax, where financial institutions could convert debt to equity to aid the financial institution in the event of a crisis instead of using taxpayer dollars.

The city is weighed down with debt, billions in unfunded pension obligations, declining credit ratings, a police department often accused of using excessive force against African - Americans, a rising tide of murders, and a host of other troubles.

PeerStreet's view is that by performing its own due diligence on borrowers using a software - based underwriting engine, the company can match high - quality debt with a growing crop of yield - hungry investors.

Of course, using a credit card makes it easier to overspend with the resulting debt hangover, since travelers spend an average of $ 1,900 on their family's summer vacatioOf course, using a credit card makes it easier to overspend with the resulting debt hangover, since travelers spend an average of $ 1,900 on their family's summer vacatioof $ 1,900 on their family's summer vacation.

Caesars Entertainment was taken private in one of the largest and ill - timed leveraged buyouts in history, and the company has struggled under the weight of the debt used to finance the move along with increased competition as more jurisdictions legalize gambling.

On a related note, it looks like this brand of populism — which essentially uses the system against itself — may be spreading with Strike Debt affiliates popping up in cities including Philadelphia, Detroit, Tucson and Phoenix, according to Hala.

In three rounds, the last of which concluded in 2014, the central bank credited itself with funds that it then used to buy debt — Treasurys and mortgage - backed securities, the latter in an effort to drive down rates on housing loans during the worst real estate market since the Great Depression.

In addition, lower - and middle - income groups are relying more and more on their credit cards, with these groups reporting a higher use of credit - card debt.

Martin would be left with billions of dollars in unallocated revenue at the end of each fiscal year, which was first used to narrow the budget deficit, and then went toward the debt.

Consider closing out accounts that you don't use, and prepare a standing budget so you don't run into any future issues with payments or accumulation of debt.

An alternative is to pay off high - interest credit card balances using another type of debt consolidation loan or by refinancing your mortgage with a cash - out option.

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

The debt deal, which came on Friday after about 19 similar summits since the start of the debt crisis (with few results), called for countries that use the euro to allows two European bailout funds to aid European banks directly, rather than make loans to governments to bail out the banks.

To qualify for the lowest rate presented, a borrower will need an excellent credit profile, take the loan out with a qualified co-borrower, use their loan to consolidate existing debt, and authorize the direct payment of that debt to their existing creditors using the loan proceeds.

In fact, 42 percent of millennials have used methods like payday loans as a way of dealing with debt, according to a recent study by the Global Financial Literacy Excellence Center at George Washington University.

You can increase competition with anti-trust enforcement, and regulate natural monopolies and both (in the case of the newly merged Time Warner Cable), create greater transparency of prices, use government purchasing power, restore previous price controls (and please a federal usury law at no more than 15 %, to prevent debt bubbles of higher inflation).

With 6 % interest rates (mine was 2.8 % for student loan), I'd probably use 80 % of your free cash flow to pay off the student loan debt, and 20 % to build your savings.

It does kind of bum me out that I may have lost a small opportunity to take advantage of bearish markets but no sense in kicking myself too hard, it doesn't bother me as much as it used to and I think that's because amidst not being able to purchase discounted blue chip stocks, I ended up buying a house with help from my parents, and now I am a home owner with no mortgage (just a debt to my parents which I hope to pay off ASAP).

Netflix today said it was raising a very large lump of debt for the typical laundry list of uses that you'll find in a filing with the SEC — though, the timing comes as its content costs may hit as much as $ 8 billion next year.

The 10 - year debt facility, with a fixed interest rate, will be used to finance the seed portfolio of a vehicle managed by Corestate on behalf of the German pension fund.

We do this using data from Chicago, where the city recently implemented an aggressive program to collect parking debts by seizing the cars and suspending the licenses of consumers with large debts.

The Harper government had already promised to use the surpluses to allow income splitting for tax purposes for families with children under the age of 18; to extend the fitness tax credit to adults; and, to reduce debt by $ 3 billion a year.

I'd not have any issue with this if Bitcoin was a legit currency that could be freely spent anywhere, to use as payment for any purpose, to include the paying of debts, public or private.

The Student Loan Report surveyed 1,000 current college students with student loan debt about whether they were asked whether they used their student loan money to invest in cryptocurrencies like Bitcoin and found that 21.2 % of them have Sallie Mae to thank for their cryptocurrency investment.

While some school administrators may frown on the practice of using borrowed cash for non-school expenses — and taking out student loans for risky investments seems like a great way to graduate with even more debt — per Student Loan Report there aren't any rules against it.

With Boeing recently announcing a $ 18 - billion share repurchase authorization, Safran said it may have to use a combination of debt and / or free cash flow in the event of an all - cash deal.

However, Sanchez Energy's plan was to use higher oil prices to boost production and cash flow so it could support the mountain of debt it took on to complete the deal, with its aim to get leverage to less than 3.0 next year.

Borrowers using Credible's multi-lender marketplace to refinance student loan debt with the goal of reducing their interest rate, repayment term and total amount repaid can expect to save nearly $ 19,000 over the life of their new loan.

It's a challenge for Canadians still struggling to cope with the record amounts of consumer debt they amassed after the 2008 financial crisis because lenders use their prime rate as a benchmark for setting some other short - term rates including variable - rate mortgages and lines of credit.

If this debt started with a different creditor, provide the name and address of the original creditor, the account number used by that creditor, and the amount owed to that creditor at the time it was transferred.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Meanwhile, MRC Global is using its cash flow to pay down debt, with the company paying back $ 140.1 million of debt last quarter after generating $ 209.3 million in cash from operations.

With bank loans you have to be sure to pay back the loan, or face bankruptcy and assets being seized to pay off your debts; with investment angels you may lose some control of your business; and with family and friends there is the stress of using their money in a business that can potentially fWith bank loans you have to be sure to pay back the loan, or face bankruptcy and assets being seized to pay off your debts; with investment angels you may lose some control of your business; and with family and friends there is the stress of using their money in a business that can potentially fwith investment angels you may lose some control of your business; and with family and friends there is the stress of using their money in a business that can potentially fwith family and friends there is the stress of using their money in a business that can potentially fail.

It has been taking on long - term debt with an interest rate at less than 4 % and using much of these funds to repurchase shares.

In particular, $ 3.8 trillion worth of trust products, which local governments and property developers riddled with debt, used to raise money from the Chinese public have been stymied, with two specific types of trust products having reportedly had to delay payments as liquidity has dried up.

Either way, the killer with 30 year mortgages is not necessarily the interest paid to the banks, it's the relatively huge amount of debt that someone carries if they use the 30 year mortgage to buy more of a home than they actually desire.

Using our tool below, you can enter your current amount of debt, estimated monthly payments and current interest rate, and our tool will figure out which credit cards will provide you with the best value, ranking them from highest to lowest value.

We would love to help you learn how to move to the right side of the quadrant to generate income with assets by using debt and reducing your taxes.

Rather, my impression is that the problems at JPM may be the result of using highly leveraged, illiquid derivative transactions as a «cross-hedge,» intended to reduce the risk of default in a whole portfolio of complex positions including (but not limited to) European mortgage debt, but with the long and short portions of the position behaving unexpectedly in relation to each other.

Notably, the two companies make similar use of debt to fund their operations, with borrowings accounting for about 50 % of total capital in both cases.

Debt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest raDebt consolidation.If you're struggling with credit card debt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest radebt, borrowing against your equity can be extremely attractive because of the low interest rates — much lower than any you'll find on a credit card — using a HELOC to pay off other debts will give you an easy single payment at low interest rates.

Compare two households — one in 1993 and the other in 2003 — that have the same percentage of their income used in debt service, and have the same gearing ratio (level of debt as a percentage of value of house), but with the 2003 household having a debt level nearly twice as high as the 1993 household.

It creates a model using data from the Federal Reserve Board's Survey of Consumer Finances and other datasets to estimate household debt and assets, comparing the projected debts and assets of a college - educated household with average levels of education debt to a similar household without debt.