Sentences with phrase «withdrawal rate studies did»

Juicy Excerpt: I knew that the safe withdrawal rate studies did not contain adjustments for the valuation level that applies on the day the retirement begins.

Not exact matches

And if you like that one blog that does a lot of research on Safe Withdrawal Rates and publishes case studies for fellow FIRE enthusiasts and other fun personal finance content (wink, wink) please consider nominating it in one (or all?)

Part of my rationale had to do with previous studies that examined how Historical Surviving Withdrawal Rates were related to (initial) dividend yields.

For example, the safe withdrawal rate changes over time depending on equity valuations and the safe withdrawal rate can be vastly different depending on your age and expectations about Social Security, see two case studies I did recently at ChooseFI and last week here on our blog.

Do you think the world would be a better place or a worse place today if I had never put forward my famous post of May 13, 2002, pointing out the errors in the Old School safe withdrawal rate studies, Pink?

«And the further reality is that if I * did * lack personal integrity, I could have made this all stop just by saying the meaningless sentence you want so desperately to hear: «I think the errors in the traditional safe withdrawal rate studies must be corrected by using Rob's analytically valid method.»

The study does have limitations, and in reality I am hopeful that retirees can obtain higher withdrawal rates than I estimate.

My good friend Mike Piper has written an article («Investing Based on Market Valuation») at his Oblivious Investor blog exploring my finding that the Old School safe withdrawal rate studies get the numbers wildly wrong (promoted recently by my other good friend Todd Tresidder) and the research done by my other good friend Wade Pfau showing that Valuation - Informed Indexing has for the entire 140 years for which we have market data available to us provided far higher returns at greatly reduced risk.

In the context in which it appeared, however (that is, in a world in which most investors and indeed even most investing experts have shown a woeful lack of appreciation of the dangers of the Old School safe withdrawal rate studies) I view this article as one that does more to add to the problem than to diminish it.

Ataloss argued that the reason why I say that the Old School safe - withdrawal - rate (SWR) studies are analytically invalid is that I don't approve of relying on historical stock - return data to determine the SWR.

There have been several studies done on quantify retirement withdrawal rate and safety based on historical market performance.

Yet, it does much better than the traditional 4.0 % withdrawal rate claimed (incorrectly) by early studies.