In all fairness to Allstate and
other insurers who may have been singled out for price optimization, it should be noted, that final
judgment should be
withheld until the National Association
of Insurance Commissioners» findings are released later this year.
Mindfulness is not a uni-dimensional construct; it consists
of several behavioral tendencies which include observing (attending to internal and external stimuli, such as emotions, sights, or sounds), describing (having the ability to label, define, and express thoughts toward present - moment experiences), acting with awareness (focusing attention on only one thing in the present - moment, whether this is a feeling, a sight, a sound, or any
other internal or external cue), and
withholding judgment (abstaining from evaluating the present moment, particularly in a negative fashion).