You may earn extra rewards for purchases made at a specific retailer, or for
purchases within a certain category of consumer goods — like home improvement, travel expenses or office supplies.
This card offers you 5 percent of your money back every quarter, for up to $ 1,500 of your purchases that
fall within certain categories of merchants.
Some of these cards will offer a simple, blanket fixed rate across all purchases, others may confuse things a bit by offering a slightly lower percentage on most purchases, but offer an increased percentage on purchases
within certain categories such as gas or grocery purchases.
Too many investors have been misled to believe they can trust the ETF label, i.e. category, and believe that all
ETFs within a certain category are the same when they are not.
Most of the major hotel rewards programs out there, such as Marriott, Hilton, IGH... etc., involve placing their
properties within certain categories or levels which will determine the number of their rewards points required for a stay.
If you swipe or tap into the Settings panel, you'll see other helpful indicators listed throughout, like which settings
exist within certain categories, and how much storage and battery life you have left for the day.
Essentially, these programs offer huge bonus rewards — typically 5 % — for
spending within a certain category (or pair of categories), and the specific categories change each quarter (Jan - Mar, Apr - Jun, Jul - Sep, Oct - Dec).
If the majority of your purchases fall
within certain categories such as hotels, airfare, or even gas or groceries, cards which award those categories may provide more for your money by way of perks and rewards programs.
«Many issuers provide cash - back increases or bonuses for spending
within certain categories, such as retail, electronics or for simply shopping online.»