The mark of complexity is the ability of a constituent to survive, somehow,
within the whole it comprises, and in such a way that it enables that
compound substance to survive, to persist through the
same period of time,
within its own complex environment.
I * believe * if you withdrew and re-deposited to a LOC on the
same day (or
within a day or two), you could make a very clear case that you were manually
compounding (and the withdrawl and redeposit was simply done to meet the «minimum monthly payment» required by the bank).