Sentences with phrase «within standard insurance»

However, non-standard insurance may also refer to coverage for drivers whose needs don't fit within standard insurance categories, such as car insurance for someone who doesn't own a car.
If you think you are a good driver with a good enough driving record and without necessary claims then stay within the standard insurance since this also offers better coverage and of course better premiums that you might not need to be worrying much anymore.

Not exact matches

- Advocate high standards of customer service within the industry and provide useful information to the public about insurance.
Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dinsurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.
Very roughly if you would expect to receive standard or regular premiums on your life insurance, you can potentially reduce your premiums to a preferred status — this decrease is within your control.
We have to process claims for all pets according to the same standards set within the provisions of our policy that are submitted to each state's Department of Insurance.
We fulfill all County of Maui standards, including safety, insurance and operating requirements needed to operate and ocean activity business legally within County of Maui Beach Parks.
The term «experience» or «experienced,» as used on the Site, Applications, and in other communications in reference to third party attorneys participating in LegalZoom's legal plans or other attorney access services means that the legal plan primary handling partner of each law firm fulfills the following: (a) possesses a minimum of five years» experience practicing law, (b) maintains errors and omissions insurance policies consistent with industry standards, (c) is in good standing with the state bar in each jurisdiction in which the attorney is licensed to practice, (d) has no pending malpractice lawsuit, as of the date of joining one of LegalZoom's legal plans, and (e) has no public record of discipline by a state bar within the last five years.
Often, you can have a life insurance plan in place within days, as opposed to weeks or months, with a standard insurance plan.
Suicide Clause A standard policy provision in most states stating that, if the insured dies by suicide within a specified period of time (generally two years), the insurance company's liability will be limited to a return of premiums paid.
Insurance standards: The life insurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consInsurance standards: The life insurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consinsurance structure allows owners to sell insurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consinsurance - dedicated funds within the policy as often as they like and replace them with other qualified investments, without tax consequences.
If you can keep a good driving record without claims you should be able to stay within the standard (voluntary) car insurance market and likely will obtain better insurance premiums.
However, if you cancel for a reason that is not otherwise specified within your standard travel insurance policy, such as fear of traveling, you will only be reimbursed up to 75 % of your trip cost.
Regardless of compulsion, however, most organizations include public liability insurance in their insurance portfolio even though the conditions, exclusions, and warranties included within the standard policies can be a burden.
Although standard homeowners insurance companies don't offer flood insurance, your mortgage company will put up a serious fuss if you live within a flood zone and don't buy it.
A standard universal does have cash accumulation within it, though it's usually depleted by the end of the policy because it pays the difference in the increasing cost of insurance so your out - of - pocket premiums are level.
All standard life insurance policies cover death by any cause at any time in any place, except for death by suicide within the first two policy years (one year in some states).
The underwriting process, a standard practice within the insurance industry, is an essential component of the insurance issuance process.
All life insurance policies have a standard suicide provision that states there will be no insurance proceeds paid in the event that the insured commits suicide within the first 2 policy years.
Within the universal life insurance products available, you can choose between a standard universal, indexed universal, and also a variable universal life insurance policy.
Very roughly if you would expect to receive standard or regular premiums on your life insurance, you can potentially reduce your premiums to a preferred status — this decrease is within your control.
The standard wording usually gives them the right to deny a life insurance claim if the insured commits suicide within two years of taking out the policy.
The term «replacement cost» is not defined under the definitions of standard commercial property and homeowners insurance policies.1 Words not defined within the policy are interpreted by their ordinary, plain and usual meaning.
TROP plans are standard term life insurance plans with a small variation within the technique of providing survival benefits.
The DTA Driver Improvement Program has origins in the insurance industry with a focus on economic loss prevention, so it definitely wasn't designed for comedy or by authors without traffic safety backgrounds to simply meet minimum standards, which unfortunately has become commonplace within the industry.
But here's the crucial difference: whereas the premiums paid into most standard UL polices earn interest within a life insurance company's General Account, as it's known, Variable Life policies earn interest on a portfolio of investments that you as the policy owner choose from a selection offered by the company (key: check the selections).
When answering a request for a quote from a person wishing to purchase renters insurance, an agent will explain the different clauses within a standard renters policy, and provide information about useful riders that could provide coverage against other perils not covered within the basic policy, but which might be good to have because of the area in which the rented home is located.
The Insurance Information Institute (III) notes that new vehicles can depreciate in value as much as 20 percent within their first year, and standard auto policies typically cover the actual cash value, which will likely be less than the purchase price.
Travel insurance is sold as a package of benefits so travelers can't add terrorism coverage but most policies do include it within standard Trip Cancellation.
Like so many insurance providers these days, Standard Life and Casualty Insurance offer a number of different products within the insurancinsurance providers these days, Standard Life and Casualty Insurance offer a number of different products within the insurancInsurance offer a number of different products within the insuranceinsurance market.
If you remain violation - and incident - free within the specified time, however, you will likely be eligible to purchase car insurance in the standard market.
The provisions within Boystown renters insurance reach beyond what most renters picture when they envision a standard property insurance package.
Since most insurers don't provide flood insurance within a standard homeowners insurance policy, the government stepped in and created the National Flood Insurance Prograinsurance within a standard homeowners insurance policy, the government stepped in and created the National Flood Insurance Prograinsurance policy, the government stepped in and created the National Flood Insurance PrograInsurance Program (NFIP).
There are ways to get lower Nebraska auto insurance quotes even within these minimum standards.
Your insurance company may refuse to renew up to 1 % of their in - force policies within a county, for any reason that is consistent with their company's standards.
These contracts enable conditional payments, prediction markets, insurance, betting and various bot - operated markets from within the standard client.
Job Responsibilities (but not limited to): * Explain to guests how to operate rental equipment, safety practices, and guest responsibility for the equipment during the rental including length of rental and return options * Ensure equipment on rental «ready» line is clean, serviced, and tested according to company standards * Follow all company standards in regards to paperwork, cash management, and loss prevention * Deliver an enthusiastic and professional level of guest service at all times * Adhere to all safety procedures * Maintain all paperwork according to company policy Qualifications: * Previous retail / rental experience preferred * Passion for Skiing / Snowboarding * Maintain a working knowledge of products and trends within the industry * Commitment to providing excellent customer service * Ability to communicate fluently with co-workers and guests in accurate spoken and written English * Basic computer skills * Ability to work a flexible schedule; including nights, holidays and weekends Benefits include: * Free Winter Park Pass and EPIC Ski and Snowboard Pass to our world - class resorts * Employee discounts at our retail stores * Employee Assistance Program (EAP) * Excellent training and professional development * 401k Saving Plan * Health Benefits * Auto, Home, Pet Insurance Our employees have been making a name for themselves since 1976 with their love for the outdoor industry.
Review patient bills for accuracy and completeness and obtain any missing information Prepare, review, and transmit claims using billing software, including electronic and paper claim processing Knowledge of insurance guidelines, including HMO / PPO, Medicare, and state Medicaid Follow up on unpaid claims within standard billing cycle timeframe.
KEY DUTIES OF RECRUITMENT CONSULTANT * Managing drivers and being point of contact for resolving issues * Conduct interviews / pre screen and full reference of all drivers * Ensure that all clients and workers comply with health and safety legislation and promptly refer any concerns to the branch manager * Maintaining quality and ISO procedures in line with Standard Operating Procedures to ensure effective, positive quality audit results * Liaising daily with the clients and managing expectations including job requirements, hours of work and rates of pay * Self generate new clients via cold calling and expanding on existing client opportunities * Meet with new and existing clients to account manage and advise of the services available to them * Generate new drivers by way of advertising, social media and networking * Covering out of office calls and demands on a rota requirement * Planning a weekly rota / submitting accurate payroll data / reporting KPI data * Maintaining and increasing daily route allocations — ensuring the customer promise is delivered * Training of drivers in all aspects of the job * Managing claims for damages, insurance and fines * On time reporting of key information to Extra Personnel SKILLS REQUIRED: Recruitment Consultant * Strong Sales and Customer service experience within a fast paced changing environment * Able to communicate at all levels from driver to director * Excellent organisational skills and the ability to prioritise workloads which continually change * Computer literate — outlook, excel and word * Ability to report critical information accurately and to tight deadlines * Ability to use a common sense approach to problem solving * Full UK driving license required BENEFITS As part of our commitment our Recruitment consultant will also receive: * Excellent salary and bonus opportunities * Healthcare Scheme * Pension * Min 23 days holiday plus Bank Holidays rising to a maximum of 29 plus Bank Holidays * Plus an additional days holiday for your Birthday * Continued advancement training
Professional Experience Client — XL Insurance (Hartford, CT) 6/2008 — Present Role — Business Intelligence Solutions Consultant — Insurance Data Warehouse • Participate in information - gathering sessions to determine and assess project requirements, identifying best - fit architecture solutions in line with enterprise data warehouse architectural standards • Work closely with the data modeler and the DBA in the design of the logical and physical data model • Create and maintain models for Cognos, performing extensive STAR Schema modeling to enable reporting decentralization and allow for user - driven ad - hoc reporting as well as drawing upon SSRS and OBIEE reporting solutions • Strategize with the ETL team to identify the best case design strategy for ETL - related activities including ETL design patterns determination, load strategies, load timing and frequency, and data retrieval expectations determination • Participate in providing Rough order of Magnitudes (ROM) estimates in and out of release projects, estimating resource requirements and managing within determined time constraints • Assist in the development of security tools in Cognos 8 using LDAP and Active directory while holding responsibility for maintaining run books and project documentation in Sharepoint
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