This law in effect makes it dicey at best for any driver to go
without bodily injury liability coverage.
Also,
without bodily injury liability coverage on your car insurance policy, you will be held personally responsible for any injuries you cause to others in an auto accident.
Not exact matches
The consequences of going
without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in
coverage:
bodily injury liability of $ 15,000 per person and $ 30,000 per accident, and property damage
liability of $ 5,000.
Although it is mandatory for everyone to obtain minimum
liability auto insurance before registering their vehicle — which includes $ 25,000 / $ 50,000 for
bodily injury, $ 25,000 / $ 50,000 for uninsured and underinsured motorist
bodily injury, $ 10,000 for property damage and $ 50,000 for personal
injury protection — some drivers continue to get behind the wheel
without adequate
coverage.
Also,
without bodily injury liability and property damage
liability coverage on your car insurance policy, you will be held personally responsible for any
injuries or damages you cause to others in an auto accident.
For example, if you have uninsured / underinsured
coverage of $ 300,000 and you sustain $ 400,000 in personal
injuries caused by an at - fault driver with $ 200,000 in
bodily injury liability,
without underinsured conversion
coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured
coverage, which equals your $ 300,000 limit.
UM
coverage will pay up to your limits —
without a deductible — which typically mirror your
liability limits (per person and per accident) because UM is basically taking the place of the other driver not having
bodily injury liability coverage.
It is against the law in Missouri to drive
without at least basic Missouri automobile
coverage which includes both
bodily injury liability and property damage protection.
While
liability insurance protects any party you injure, and PIP offers medical
coverage for your own
bodily injury,
without Full
Coverage you do not have any insurance that will reimburse you for damages sustained to your own car.
In Connecticut, it is against the law to drive
without a minimum
coverage level of
bodily injury liability and property damage protection.
It is against the law in Connecticut to drive
without the minimum basic
coverage which includes
bodily injury liability and property damage.
If this
coverage is optional in your state and you choose to go
without, then you may be left to pay personally for medical expenses arising from accident caused by an underinsured motorist, unless the at - fault driver has the money to pay for your medical expenses that exceeded their
bodily injury liability limits.
They do not legally require drivers to maintain
bodily injury liability coverage but it is highly recommended to do so and many insurance companies won't sell a policy
without it.