Sentences with phrase «without bodily injury liability coverage»

This law in effect makes it dicey at best for any driver to go without bodily injury liability coverage.
Also, without bodily injury liability coverage on your car insurance policy, you will be held personally responsible for any injuries you cause to others in an auto accident.

Not exact matches

The consequences of going without include suspended registration, fines, and possible car impoundment, so you should probably buy a policy for at least the minimum in coverage: bodily injury liability of $ 15,000 per person and $ 30,000 per accident, and property damage liability of $ 5,000.
Although it is mandatory for everyone to obtain minimum liability auto insurance before registering their vehicle — which includes $ 25,000 / $ 50,000 for bodily injury, $ 25,000 / $ 50,000 for uninsured and underinsured motorist bodily injury, $ 10,000 for property damage and $ 50,000 for personal injury protection — some drivers continue to get behind the wheel without adequate coverage.
Also, without bodily injury liability and property damage liability coverage on your car insurance policy, you will be held personally responsible for any injuries or damages you cause to others in an auto accident.
For example, if you have uninsured / underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries caused by an at - fault driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.
UM coverage will pay up to your limits — without a deductible — which typically mirror your liability limits (per person and per accident) because UM is basically taking the place of the other driver not having bodily injury liability coverage.
It is against the law in Missouri to drive without at least basic Missouri automobile coverage which includes both bodily injury liability and property damage protection.
While liability insurance protects any party you injure, and PIP offers medical coverage for your own bodily injury, without Full Coverage you do not have any insurance that will reimburse you for damages sustained to your own car.
In Connecticut, it is against the law to drive without a minimum coverage level of bodily injury liability and property damage protection.
It is against the law in Connecticut to drive without the minimum basic coverage which includes bodily injury liability and property damage.
If this coverage is optional in your state and you choose to go without, then you may be left to pay personally for medical expenses arising from accident caused by an underinsured motorist, unless the at - fault driver has the money to pay for your medical expenses that exceeded their bodily injury liability limits.
They do not legally require drivers to maintain bodily injury liability coverage but it is highly recommended to do so and many insurance companies won't sell a policy without it.
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