If you can make improvements and have your home assessed at a higher value
without increasing your debt, your equity will increase.
When however, you borrow against the presently paid - up equity, your ownership is assured,
without increasing your debt and the investment are at the ready in case you must pay back the loan for some unforseen reason.
That is the only way that you will be able to get what you need with the income that you are earning and resources that you have available to
you without increasing your debt and keeping your credit rating, FICO ® credit score, and credit report intact.
This helps lower that important credit utilization ratio because it adds to your overall credit limit
without increasing your debt.
Since you are increasing your available credit
without increasing your debt your score will improve.
Not exact matches
The more Poloz and his deputies repeat their contention that the threat posed by household
debt has receded, the more confidence executives and investors will have that they can make decisions
without having to worry about a snap interest - rate
increase.
Monetarists recognized that in order to reduce taxes (
without increasing the public
debt), it was necessary to cut back public spending proportionally.
If we don't start educating policy - makers and the public about the possibility of providing fiscal stimulus
without increasing national
debts, we may get even less fiscal stimulus than we got the last time.
Without a massive transfer of wealth from the state sector to the household sector it will be impossible, I would argue, for GDP growth rates of anything above 3 - 4 % — and perhaps even less — to occur without a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on bor
Without a massive transfer of wealth from the state sector to the household sector it will be impossible, I would argue, for GDP growth rates of anything above 3 - 4 % — and perhaps even less — to occur
without a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on bor
without a further unsustainable
increase in
debt, whether that
increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on borrowers.
The second is simply to
increase balance - sheet
debt without necessarily spending on current output.
The total
debt increases rapidly — far too rapidly to be repaid
without massive inflation.
This is sound policy as far as it goes, but the question arises as to how to finance significant deficits over a period of time
without unduly
increasing the public
debt burden.
The second assumption is that
increasing debt will only leave future generations with higher
debt burdens
without greater productive capital to pay for it.
New measures to
increase spending
without new measures to
increase revenues are how we got ourselves into the deficit -
debt spiral in the 1970s and 1980s.
Nine seconds of cryptic slogans — «read my lips,» «no new taxes,» — is totally inadequate to explain how any candidate proposes to reduce the foreign
debt and balance the budget,
without increasing taxes.
[14] The analysis suggests that this policy would
increase spending and incomes in the economy —
without increasing the level of household
debt.
The deal that passed on Friday did the opposite by attaching an
increase in the
debt ceiling to more spending to keep the government open, as well as adding money for hurricane relief
without making any spending cuts elsewhere.
Treasury Secretary Steven Mnuchin has asked Congress to approve an
increase in the
debt limit before they recess
without any strings attached.
And why is it again that this is happening, after the same exercise has played out time and time again and the
debt ceiling was
increased scores of times
without even the media knowing or paying attention?
As a result of
increased cost and
debt load, many students leave school
without a degree.
• The programs make taxpayers foot the bill when teachers pursue expensive graduate degrees,
increasing government
debt without adding value.
However, there are greater drivers of burgeoning state pension
debts, such as the state legislature's long history of underinvesting in the pension fund as well as
increasing benefits during bull markets
without ensuring long - term solvency.
American society, for years, has been spending,
without giving thought to the the consequences of an
increased debt load.
It is hard to get a bubble
without having an
increase in
debt - finance.
Having a bad business credit score can be a slippery slope, as interest rates
increase, making it more difficult to pay off
debt while also making it difficult to grow the business
without the necessary resources.
In any case, if you're the type that might spend $ 250 a month
without thinking about it but will be sure to spend your $ 3,000 refund on reducing
debt or
increasing savings or investments, then getting a big refund might be for you.
Oftentimes, people
without GAP whose cars are totaled in an accident and who are «upside down» in their car loans decide to roll their remaining car loan
debt into their next loans,
increasing their next car loans» payments and making it more likely that they will be «upside down» with their new car loans.
If the amount of expenses
without debt payments exceeds your income, then expenses have to decrease and / or income has to
increase, before you can even consider dealing with your
debts.
In these hard economic times, too many Metro Vancouver, Fraser Valley, Lower Mainland people, and British Columbians who lived free of financial crisis until now, find themselves facing the shame of
debt they can not repay after taking out too much easy credit just to live, pay for necessities such as housing, food, medicine, etc., a reflection of our ever growing senior and minimum wage population funded with insufficient pensions and facing rising living costs
without corresponding
increase in earnings.
Should your future earnings
increase, even if you became a millionaire, you can keep what you earn,
without the worry that the creditors from your past can see collection of unpaid
debts.
Inflation
without a corresponding wage
increase likely hurts you in terms of your purchasing power and your ability to repay your
debt faster.
Without intervention, we should expect to see this rate of student loan saturation
increase, burying more in
debt and a working life of feeding the student loan payments.
But until more data sources providing nonbank payment information become part of traditional credit score calculations, consumers will continue to pay their
debts on time
without an opportunity to
increase their scores.
Contributing to this pessimistic outlook,
increasing numbers of foreign students from the EU are leaving the country
without resolving their student
debt, leaving the taxpayers with the bill.
This can help you cover regular payments
without increasing the amount of your
debt.
As far as the government is concerned, there is also the problem of demand for the (existing)
debt at such low yields and that more new
debt can't be issued at higher yields
without increasing the cost of servicing that
debt.
One of the most attractive features of the
debt settlement process is the ability to eliminate
debt without having to
increase your monthly payments.
Without increasing your current balance you will pay back four times your
debt in interest payments alone!
«If the total student loan
debt at graduation exceeds the student's annual starting salary, the student will struggle to repay the
debt without alternate repayment plans that reduce the monthly payment by
increasing the term of the loan (which also
increases the total cost of the loan).»
Without a concerted commitment by credit lenders and a texture of viable government policies and legislation, we fear that an
increasing number of consumers will succumb to the ravages of
debt.
A new report revealed that taxpayers may be impacted from an
increasing number of student borrowers struggling to repay their loans.Many students aren't getting out of school
without being saddled with huge student loan
debt — it's the second largest type of consumer
debt after mortgages.
Lenders are assuming an
increase in monthly
debt without an
increase in monthly income, and this is not possible on an IBR plan.
By comparing the ratio between current
debt and income, it is possible to determine if the borrower can reasonably handle another obligation
without significantly
increasing the risk of default.
The main reason is there is really no way to do anything major given our current large
debt without big offsetting spending cuts or tax
increases.
Bankruptcy allows you to eliminate your credit card
debt without increasing your secured
debt or risking your home.
While you're whittling away at credit card
debt, you can still shorten the amount of your car loan
without increasing your budget.
The Credit Card Act of 2009 — this law protects consumers from getting charged excessive fees and interest rates, and prohibits credit card companies from
increasing interest rates retroactively or
without fair notice and is used to make it easier for consumers to pay down credit card
debt.
The Bank may,
without prior notice, and from time to time: (1) renew, compromise, extend, accelerate or otherwise change the terms relating to the
Debt; (2) take and hold security (other than the Collateral Account) for payment of the
Debt and enforce, exchange and release the security in any manner that the Bank determines is proper; (3) release or substitute you, any guarantor, or any endorser of the
Debt; and (4)
increase or lower the Credit Limit on your Credit Account, and no such action shall change the fact that the Collateral Account at all times will be held by the Bank as security for the
Debt.
We developed a model regional budget which showed that there was some economy of scale — enough to pay the
debt on a new facility
without increasing fees for participating municipalities.
I don't think anyone
without a tinfoil hat would consider there might be causation implied in this correlation, even if a temporal sequence of CO2 forcing preceding national
debt increase were to be established.