Sentences with phrase «without increasing your debt»

If you can make improvements and have your home assessed at a higher value without increasing your debt, your equity will increase.
When however, you borrow against the presently paid - up equity, your ownership is assured, without increasing your debt and the investment are at the ready in case you must pay back the loan for some unforseen reason.
That is the only way that you will be able to get what you need with the income that you are earning and resources that you have available to you without increasing your debt and keeping your credit rating, FICO ® credit score, and credit report intact.
This helps lower that important credit utilization ratio because it adds to your overall credit limit without increasing your debt.
Since you are increasing your available credit without increasing your debt your score will improve.

Not exact matches

The more Poloz and his deputies repeat their contention that the threat posed by household debt has receded, the more confidence executives and investors will have that they can make decisions without having to worry about a snap interest - rate increase.
Monetarists recognized that in order to reduce taxes (without increasing the public debt), it was necessary to cut back public spending proportionally.
If we don't start educating policy - makers and the public about the possibility of providing fiscal stimulus without increasing national debts, we may get even less fiscal stimulus than we got the last time.
Without a massive transfer of wealth from the state sector to the household sector it will be impossible, I would argue, for GDP growth rates of anything above 3 - 4 % — and perhaps even less — to occur without a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on borWithout a massive transfer of wealth from the state sector to the household sector it will be impossible, I would argue, for GDP growth rates of anything above 3 - 4 % — and perhaps even less — to occur without a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on borwithout a further unsustainable increase in debt, whether that increase occurs inside or outside the formal banking system and whether or not discipline has been imposed on borrowers.
The second is simply to increase balance - sheet debt without necessarily spending on current output.
The total debt increases rapidly — far too rapidly to be repaid without massive inflation.
This is sound policy as far as it goes, but the question arises as to how to finance significant deficits over a period of time without unduly increasing the public debt burden.
The second assumption is that increasing debt will only leave future generations with higher debt burdens without greater productive capital to pay for it.
New measures to increase spending without new measures to increase revenues are how we got ourselves into the deficit - debt spiral in the 1970s and 1980s.
Nine seconds of cryptic slogans — «read my lips,» «no new taxes,» — is totally inadequate to explain how any candidate proposes to reduce the foreign debt and balance the budget, without increasing taxes.
[14] The analysis suggests that this policy would increase spending and incomes in the economy — without increasing the level of household debt.
The deal that passed on Friday did the opposite by attaching an increase in the debt ceiling to more spending to keep the government open, as well as adding money for hurricane relief without making any spending cuts elsewhere.
Treasury Secretary Steven Mnuchin has asked Congress to approve an increase in the debt limit before they recess without any strings attached.
And why is it again that this is happening, after the same exercise has played out time and time again and the debt ceiling was increased scores of times without even the media knowing or paying attention?
As a result of increased cost and debt load, many students leave school without a degree.
• The programs make taxpayers foot the bill when teachers pursue expensive graduate degrees, increasing government debt without adding value.
However, there are greater drivers of burgeoning state pension debts, such as the state legislature's long history of underinvesting in the pension fund as well as increasing benefits during bull markets without ensuring long - term solvency.
American society, for years, has been spending, without giving thought to the the consequences of an increased debt load.
It is hard to get a bubble without having an increase in debt - finance.
Having a bad business credit score can be a slippery slope, as interest rates increase, making it more difficult to pay off debt while also making it difficult to grow the business without the necessary resources.
In any case, if you're the type that might spend $ 250 a month without thinking about it but will be sure to spend your $ 3,000 refund on reducing debt or increasing savings or investments, then getting a big refund might be for you.
Oftentimes, people without GAP whose cars are totaled in an accident and who are «upside down» in their car loans decide to roll their remaining car loan debt into their next loans, increasing their next car loans» payments and making it more likely that they will be «upside down» with their new car loans.
If the amount of expenses without debt payments exceeds your income, then expenses have to decrease and / or income has to increase, before you can even consider dealing with your debts.
In these hard economic times, too many Metro Vancouver, Fraser Valley, Lower Mainland people, and British Columbians who lived free of financial crisis until now, find themselves facing the shame of debt they can not repay after taking out too much easy credit just to live, pay for necessities such as housing, food, medicine, etc., a reflection of our ever growing senior and minimum wage population funded with insufficient pensions and facing rising living costs without corresponding increase in earnings.
Should your future earnings increase, even if you became a millionaire, you can keep what you earn, without the worry that the creditors from your past can see collection of unpaid debts.
Inflation without a corresponding wage increase likely hurts you in terms of your purchasing power and your ability to repay your debt faster.
Without intervention, we should expect to see this rate of student loan saturation increase, burying more in debt and a working life of feeding the student loan payments.
But until more data sources providing nonbank payment information become part of traditional credit score calculations, consumers will continue to pay their debts on time without an opportunity to increase their scores.
Contributing to this pessimistic outlook, increasing numbers of foreign students from the EU are leaving the country without resolving their student debt, leaving the taxpayers with the bill.
This can help you cover regular payments without increasing the amount of your debt.
As far as the government is concerned, there is also the problem of demand for the (existing) debt at such low yields and that more new debt can't be issued at higher yields without increasing the cost of servicing that debt.
One of the most attractive features of the debt settlement process is the ability to eliminate debt without having to increase your monthly payments.
Without increasing your current balance you will pay back four times your debt in interest payments alone!
«If the total student loan debt at graduation exceeds the student's annual starting salary, the student will struggle to repay the debt without alternate repayment plans that reduce the monthly payment by increasing the term of the loan (which also increases the total cost of the loan).»
Without a concerted commitment by credit lenders and a texture of viable government policies and legislation, we fear that an increasing number of consumers will succumb to the ravages of debt.
A new report revealed that taxpayers may be impacted from an increasing number of student borrowers struggling to repay their loans.Many students aren't getting out of school without being saddled with huge student loan debt — it's the second largest type of consumer debt after mortgages.
Lenders are assuming an increase in monthly debt without an increase in monthly income, and this is not possible on an IBR plan.
By comparing the ratio between current debt and income, it is possible to determine if the borrower can reasonably handle another obligation without significantly increasing the risk of default.
The main reason is there is really no way to do anything major given our current large debt without big offsetting spending cuts or tax increases.
Bankruptcy allows you to eliminate your credit card debt without increasing your secured debt or risking your home.
While you're whittling away at credit card debt, you can still shorten the amount of your car loan without increasing your budget.
The Credit Card Act of 2009 — this law protects consumers from getting charged excessive fees and interest rates, and prohibits credit card companies from increasing interest rates retroactively or without fair notice and is used to make it easier for consumers to pay down credit card debt.
The Bank may, without prior notice, and from time to time: (1) renew, compromise, extend, accelerate or otherwise change the terms relating to the Debt; (2) take and hold security (other than the Collateral Account) for payment of the Debt and enforce, exchange and release the security in any manner that the Bank determines is proper; (3) release or substitute you, any guarantor, or any endorser of the Debt; and (4) increase or lower the Credit Limit on your Credit Account, and no such action shall change the fact that the Collateral Account at all times will be held by the Bank as security for the Debt.
We developed a model regional budget which showed that there was some economy of scale — enough to pay the debt on a new facility without increasing fees for participating municipalities.
I don't think anyone without a tinfoil hat would consider there might be causation implied in this correlation, even if a temporal sequence of CO2 forcing preceding national debt increase were to be established.
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