Sentences with phrase «without regard to the policy»

Liability coverage generally includes defense costs, as well, and most policies pay those without regard to the policy limits because it's in the best interest of you, the company, and other policyholders to prove the liability claim before paying it, in order to avoid large settlements for false or frivolous claims.
The net surrender value of any contract shall be determined with regard to surrender charges but without regard to any policy loan.

Not exact matches

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
It also enabled the U.S. Government to wage foreign policy and military campaigns without much regard for the balance of payments.
This Privacy Policy is governed by the laws of Delaware, USA without regard to its conflict of laws provision.
Alarmingly, the American Nursing Association adopted a policy in support of the right to commit VSED without intervention, stating, «A patient's decision regarding VSED is binding, even if the patient subsequently loses capacity.»
In regard to the domestic scene, it is the author's belief that the direction and emphasis of scientific development can be a matter of national policy without subjecting research to regimentation or political repression.
It is the policy of the Kraft Heinz Company to afford full Equal Employment Opportunity, and all applicants will receive consideration for employment without regard to sex, pregnancy, race, color, creed, religion, national origin, age, protected veteran status, disability status, marital status, sexual orientation, gender identity or expression, or any other legally - protected status.
It is the policy of Linden Waldorf School to provide equal employment opportunities to all employees and applicants for employment without regard to race, color, sex, age, religion, national origin, disability, marital status, status as a covered veteran, sexual orientation, or any other legally protected status, in accordance with federal and state law, and not to discriminate on the basis thereof.
New York City Comptroller Scott M. Stringer, the New York Immigration Coalition, the Fiscal Policy Institute, elected officials and immigration advocates today the release of new analyses of the fiscal costs and benefits of expanding access to driver's licenses to all New Yorkers, without regard to immigration status, and the launch of a new campaign announced, Green Light NY: Driving Together.
While the new policy doesn't eliminate users» ability to set up different accounts under different names, Google intends to use data such as search history, whom you contact most frequently and your location to serve you better without regard for the partitions you may have created.
It is the policy of McLean Hospital to affirmatively provide equal opportunity to all qualified applicants for employment and existing employees without regard to their race, religion, color, national origin, sex, age, ancestry, protected veteran status, disability, sexual orientation, gender orientation, or any other basis that would be in violation of any applicable law or regulation.
In overturning lower court decisions calling for continued court - ordered school spending without regard to student outcomes, the Court may lead to a new era of more rational and effective court involvement in school funding policies.
The validity and interpretation of this Privacy Policy shall be governed by the laws of the state of Nevada, without regard to Nevada's choice of law principles.
Admissions decisions are generally made without regard to race or ethnicity, despite a policy meant to promote diversity.
The most promising social policy for combating the effects of family background, then, could well be the expansion of programs that allow families to choose schools without regard to their neighborhood of residence.
These strategies involve 1) accurately informing the general public and the policy community regarding the condition of schools, that is, their financing, their achievement, and the relationship between the two; 2) conducting empirical research aimed at understanding issues of productivity in education; 3) informing policymakers and school managers regarding means by which budget cuts can be made without eviscerating instructional effectiveness; and 4) solving challenges to wider adoption of instructional technologies.
Effective January 1, 2014, AB 1266 (Education Code § 221.5) establishes that it is the policy of the state that school classes be conducted without regard to the gender of the pupil enrolled in these classes.
Those politicians who fall for the «ALEC treatment» become puppets who push the conservative, right - wing group's education policies and proposals back home — legislation designed to benefit ALEC's wealthy benefactors and turn a profit on the backs of students without any regard for their educational wellbeing.
It is the policy of the Virginia Beach City Public Schools that applicants for employment shall be afforded equal opportunity without regard to race, color, religion, national origin, political affiliation, disability, sex, or age.
A new study in California similarly showed that its charter policy operates without regard to the health of the public school system.
It is the policy of McLean Hospital to affirmatively provide equal opportunity to all qualified applicants for employment and existing employees without regard to their race, religion, color, national origin, sex, age, ancestry, protected veteran status, disability, sexual orientation, gender identity or expression, or any other basis that would be in violation of any applicable law or regulation.
It is the policy of Seneca Family of Agencies to grant equal employment opportunity to all applicants and employees without regard to race, color, national origin, marital status, disability, Vietnam Era Veteran status, age, religion, political affiliation, gender or sexual orientation.
This guarantees that you can obtain the permanent insurance without regard to health issues that may have developed since purchasing the original term policy.
There are two common mistakes renters make when shopping for the best renters insurance policy for their needs: they purchase a policy from a familiar company without comparing prices, or choose the cheapest policy without regard to detail.
Claims made insurance pays for claims made during the policy period, more or less without regard to when the act occurred.
But otherwise, your policy covers you against theft on vacation and all of the other risks contemplated by the policy generally without regard to where you are.
You will not, and will not allow or authorize others to, use the Services, the Sites or any Materials therein to take any actions that: (i) infringe on PetSmart Charities» or any third party's copyright, patent, trademark, trade secret or other intellectual or proprietary rights, or rights of publicity or privacy; (ii) violate any applicable law, statute, ordinance or regulation (including those regarding export control); (iii) are defamatory, trade libelous, threatening, harassing, invasive of privacy, stalking, harassment, abusive, tortuous, hateful, constitute discrimination based on race, religion, ethnicity, gender, sex, disability or other protected grounds, or are pornographic or obscene; (iv) interfere with or disrupt any services or equipment with the intent of causing an excessive or disproportionate load on PetSmart Charities or its licensors or suppliers» infrastructure; (v) involve knowingly distributing viruses, Trojan horses, worms, or other similar harmful or deleterious programming routines; (vi) involve the preparation and / or distribution of «junk mail», «spam», «chain letters», «pyramid schemes» or other deceptive online marketing practices, or any unsolicited bulk email or unsolicited commercial email or otherwise in a manner that violate any applicable «anti-spam» legislation, including that commonly referred to as «CASL»; (vii) would be or encourage conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, national or international laws or regulations; (viii) involve the unauthorized entry to any machine accessible via the Services or interference with the Sites or any servers or networks connected to the Sites or disobey any requirements, procedures, policies or regulations of networks connected to the Sites, or attempt to breach the security of or disrupt Internet communications on the Sites (including without limitation accessing data to which you are not the intended recipient or logging into a server or account for which you are not expressly authorized); (ix) impersonate any person or entity, including, without limitation, one of PetSmart Charities» or another party's officers or employees, or falsely state or otherwise misrepresent your affiliation with a person or entity; (x) forge headers or otherwise manipulate identifiers in order to disguise the origin of any information transmitted through the Sites; (xi) collect or store personal data about other account users or attempt to gain access to other account users» accounts or otherwise mine information about other account users or the Sites, or interfere with any other user's ability to access or use the Sites; (xii) execute any form of network monitoring or run a network analyzer or packet sniffer or other technology to intercept, decode, mine or display any packets used to communicate between the Sites» servers or any data not intended for you; (xiii) attempt to circumvent authentication or security of any content, host, network or account («cracking») on or from the Sites; or (xiv) in PetSmart Charities» sole discretion, are contrary to PetSmart Charities» public image, goodwill, reputation or mission, or otherwise not in furtherance of our Vision of a lifelong, loving home for every pet.
You will not, and will not allow or authorize others to, use the Services or the Sites to take any actions that: (i) infringe on any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; (ii) violate any applicable law, statute, ordinance or regulation (including those regarding export control); (iii) are defamatory, trade libelous, threatening, harassing, invasive of privacy, stalking, harassment, abusive, tortuous, hateful, discriminatory based on race, ethnicity, gender, sex or disability, pornographic or obscene; (iv) interfere with or disrupt any services or equipment with the intent of causing an excessive or disproportionate load on the Animal League or its licensors or suppliers» infrastructure; (v) involve knowingly distributing viruses, Trojan horses, worms, or other similar harmful or deleterious programming routines; (vi) involve the preparation and / or distribution of «junk mail», «spam», «chain letters», «pyramid schemes» or other deceptive online marketing practices or any unsolicited bulk email or unsolicited commercial email or otherwise in a manner that violate the Controlling the Assault of Non-Solicited Pornography and Marketing Act (CAN - SPAM Act of 2003); (vii) would encourage conduct that could constitute a criminal offense, give rise to civil liability or otherwise violate any applicable local, state, federal or international laws, rules or regulations; (viii) involve the unauthorized entry to any machine accessible via the Services or interfere with the Sites or any servers or networks connected to the Sites or disobey any requirements, procedures, policies or regulations of networks connected to the Sites, or attempt to breach the security of or disrupt Internet communications on the Sites (including without limitation accessing data to which you are not the intended recipient or logging into a server or account for which you are not expressly authorized); (ix) impersonate any person or entity, including, without limitation, one of the Animal League's or other's officers or employees, or falsely state or otherwise misrepresent your affiliation with a person or entity; (x) forge headers or otherwise manipulate identifiers in order to disguise the origin of any information transmitted through the Sites; (xi) collect or store personal data about other Animal League members, Site users or attempt to gain access to other Animal League members information, or otherwise mine information about Animal League members, Site users, or the Sites; (xii) execute any form of network monitoring or run a network analyzer or packet sniffer or other technology to intercept, decode, mine or display any packets used to communicate between the Sites» servers or any data not intended for you; (xiii) attempt to circumvent authentication or security of any content, host, network or account («cracking») on or from the Sites; or (xiv) are contrary to the Animal League's public image, goodwill, reputation or mission or otherwise not in furtherance of the Animal Leagues stated purposes.
The Pennsylvania State University is committed to the policy that all persons shall have equal access to programs, facilities, admission, and employment without regard to personal characteristics not related to ability, performance, or qualifications as determined by University policy or by state or federal authorities.
I stand by the points I made regarding the use of the extreme scenarios to drive policy without any clarification that they are both hypothetical and at the extreme end of the range.
That challenge has been largely ignored, with the policy focus placed on emissions and emissions reduction and the political will to reduce them, without due regard to the current limits on alternative low carbon energy technologies.
If you are a California resident and have provided personal information to a business without an Opt - Out Policy, you may be entitled by law to request certain information regarding disclosures of personal information made by such business to third parties for the third parties» direct marketing purposes during the immediately preceding calendar year («Disclosure Request»).
As the only Canadian jurisdiction without a rigorous policy for trade exposed industries, it has been criticized as opening B.C. companies up to greater trade exposure in regards to the United States and other jurisdictions.
In this regard, contrary to much of the hand - wringing in the press, the deal - making that took place in the House and may still take place in the Senate for shares of free allowances is an example of the useful and important mechanism through which a cap - and - trade system provides the means for a political constituency of support and action to be assembled without reducing the policy's effectiveness or driving up its cost.
Section 35 (1) of the Constitution Act, 1982, the Duty to Consult, and the Government of Alberta's First Nations Consultation Policy This paper argues that Alberta's approach to First Nation consultation falls short of fulfilling the province's constitutional obligation in this regard, but the development and management of public lands and resources appears to operate smoothly and efficiently, without any serious legal challenges or significant delays in this process.
It is Scarinci Hollenbeck's policy to consider all applicants for employment solely on the basis of their qualifications for the job without regard to race, color, creed, sex, sexual orientation, gender identity or expression, marital status, age, religion, ancestry, national origin, citizenship, disability, atypical hereditary cellular or blood trait, arrest record, liability for service in the armed forces of the United States or unfavorable military discharge.
Other long - term care policies, they pointed out, simply pay a fixed dollar amount when the insured becomes chronically ill, without regard to the actual cost of any long - term care services received, and thus are similar to fixed indemnity critical illness policies.
[The] Standing Committee on Regulations and Private Bills [is] to be the Committee to which all private bills, other than Estate bills or bills providing for the consolidation of a floating debt or renewal of debentures, other than local improvement debentures, of a municipal corporation, shall be referred after first reading; and, to be the Committee provided for by section 33 of Part III (Regulations) of the Legislation Act, 2006, and having the terms of reference as set out in that section, namely: to be the Committee to which all regulations stand permanently referred; and to examine the regulations with particular reference to the scope and method of the exercise of delegated legislative power without reference to the merits of the policy or objectives to be effected by the regulations or enabling statutes, but in so doing regard shall be had to the following guidelines:
It is the policy of Frost Brown Todd to provide equal employment opportunity to all employees and applicants without regard to race, color, religion, national or ethnic origin, military status, veteran status, age, gender, gender identity or expression, sexual orientation, genetic information, physical or mental disability or any other protected status.
A prime benefit of the whole life cover is that it is regarded as a permanent life insurance policy, which is designed to provide the policy holder with a lifetime coverage protection without any changes in the premium amount or the time period.
Conversion Options Companies can usually offer mortgage life insurance policies with a pre-defined option to change coverage and payment in the future, one without regard to age and health conditions.
Each life insurance company has different rules regarding when you are eligible to convert, but having a term conversion option is advantageous because you can convert the term policy without a new medical exam and your rate is determined based on the health rating you got when you purchased the term life policy.
Should you have any questions along the way regarding how variable policies work — about life insurance in general, or about something more specific such as life insurance without medical exams — please feel free to contact us directly.
Your death benefit coverage can be guaranteed, provided that premiums are paid exactly as illustrated.1 The Lapse Protection Benefit allows you to ensure that your policy will be in - force for as long as you'd like, without regard to factors such as policy charges and changes in interest rates that are outside of your control.
The standard policy will cover damage from fire or explosion, first of all, without regard to the cause of that fire or explosion (subject to the intentional acts provision, of course).
Each life insurance company has different rules regarding when you are eligible to convert your policy to permanent coverage, but having a term conversion option is a major advantage because you can convert the term insurance policy without a new medical exam and your rate is determined based on the health rating you got when you purchased the term life policy, not your current health.
Without knowing the exact specifics of your mothers insurance policy, it would be impossible for us to responsibly comment on what your mother can and should do regarding her policy.
On a basic level, PIP covers the medical expenses of the insured policy holder in the event of an accident, without regard to fault or liability.
A guaranteed replacement cost policy pays to rebuild a home as it was before the disaster without regard to the limit.
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