Sentences with phrase «working as a credit risk»

If you are looking forward to working as a credit risk analyst, below is an example of the likely job description you will be asked to work with.

Not exact matches

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

MI works and is a reliable form of credit risk protection, as evidenced by the more than $ 50 billion in claims that mortgage insurers paid to the GSEs through the downturn.

The original aim of universal credit (UC)-- to encourage people to work more hours by letting them keep more of their low wage top - ups as their income rises — has been watered down so much that it risks failing to achieve its original purpose, according to the Resolution thinktank.

These norms, focused on evaluating borrower risk on past credit history and credit score, do not work as an accurate gauge for international students and their creditworthiness.

When your new finance source pulls your credit report and sees that you've made every single payment on time, every time, for a good chunk of time, they are going to view you as less of a risk, and will be more willing to work with you on terms and rates.

Credit Scoring and How It Works Credit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applCredit Scoring and How It Works Credit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applCredit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applcredit risk of a loan applicant.

While the FICO XD is still a work - in - progress be on the lookout for a new way to apply for credit using alternative methods and payment history as a way to establish your risk profile to potential lenders.

Having worked in sub-prime credit cards before, I know that Bankcard will most likely still lose money as that risk pool operates at a 20 to 25 % delinquency rate.

Here's how secured cards work, and why they make sense when your credit is iffy: You put down a deposit with your bank, say $ 500, and that deposit acts as your credit limit — meaning you spend money against the deposit, eliminating most of the risk for the bank.

Experian, which works with businesses to manage credit risk, prevent fraud and also help people to check their credit report and credit score, and protect against identity theft, lists the following items as topics that should be discussed when sitting down with your grandparents (they're also helpful for people of all ages):

Although the banks and institutions are working hard to protect their debit card users still the risk of losing money for a debit card holder is much more on cards as compared to that of a credit card user.

The «educational» score shows you how scoring works and how you rate as a credit risk.

If a student has demonstrated that he or she is serious about their education and has made an effort to gain work or practical experience before graduation, they will likely be approved as a good credit risk.

My point was that, if we accept this basic story (it's too simple, even as an account of how cultural cognition works; but that's in the nature of «models» & should give us pause only when the simplification detracts from rather than enhances our ability to predict and manage the dynamics of the phenomenon in question), then there's no reason to view the valences of the cultural meanings attached to crediting climate change risk as fixed or immutable.

Sanjoy advises project sponsors, project lenders, governments and public sector entities on the structuring, development and financing of energy and infrastructure projects and has extensive experience working with project stakeholders to identify, allocate and mitigate project - specific risks, such as credit risks, technology and market risks, construction and completion risks, operating and performance risks, as well as legal, regulatory and political risks.

The facility is offered by ECGC to the Micro, Small and Medium sector, it comprises of a package of various financial products such as working capital finance, credit risk protection, sales ledger maintenance and collection of receivables from overseas buyers.

Interested in working as a commercial credit analyst for «Liberty Bank,» and help the management in finding out the risks involved in extending credit to customers.

After training, working in credit risk as a professional has great potential for career development.

Professional Experience Petroliance LLC -LRB-[Insert City, State]-RRB- 7/1996 — Present Credit & Collections Specialist • Oversee all accounts receivables including claims management, charge - backs, customer inquiries, and charge - offs as needed • Act accountable for all credit collections as well as for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as Credit & Collections Specialist • Oversee all accounts receivables including claims management, charge - backs, customer inquiries, and charge - offs as needed • Act accountable for all credit collections as well as for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit collections as well as for decisions related to credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit approval and suspension • Apply customer remittances to corresponding accounts, while identifying and resolving all posting problems with related cash applications, issuing credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit / debit memos regularly, and processing daily cash deposits • Lead overall firm direction with regards to accounts receivable administration and cash flow management, providing relevant guidance, feedback, and direction to finance department staff, management members, and other interested parties • Reduce outstanding receivables and minimize risk associated with marginal customers, consistently exceeding established collections goals while working within all related legal, firm, and industry policies and procedures • Utilize interpersonal skills to maintain quality client service, responding in a timely manner to all documentation requests • Assist credit manager with daily duties as credit manager with daily duties as needed

However, as a consequence of young mothers being required to work, infants may be placed in child care at a very early age, and mothers often require a patchwork of solutions, some of which may be substandard.40 Quality child care and early childhood education are extremely important for the promotion of cognitive and socioemotional development of infants and toddlers.41 Yet, child care may cost as much as housing in most areas of the United States, 25 % of the budget of a family with 2 children, and infant care can cost as much as college.42 Many working families benefit from the dependent care tax credit for the cost of child care, allowing those families to place their children in a certified or higher - quality environment.43 However, working families who do not have sufficient income to pay taxes are not able to realize this support for their children, because the credit is not refundable or paid to families before taxation.44 Therefore, some of the most at - risk children who might benefit from high - quality early childhood education are not eligible for financial support.

The FCP offers many benefits, including providing at - risk homeowners with financial management tools and education to help them better manage their money and understand their finances; assisting at - risk homeowners with credit counseling to help improved their financial stability, and housing counseling services to assist homeowners as they work with their lender to help avoid foreclosure of their homes.