This network transforms status quo systems and approaches in education by sharing ownership of the change efforts, engaging communities in defining and
working toward success, serving as role models for young people to pursue roles with influence and risk, and accessing
financial capital and power brokers to develop new solutions.
I'm certainly not suggesting we go back to the «bad old days» and abandon analytics completely, but the system either needs to account for the many ways someone can (prudently)
work toward long - term
financial success, or loan officers need more flexibility and discretion in evaluating applicants.