Sentences with phrase «works as an insurance policy»

The Policy serves as a dual purpose, which states that it not only works as an Insurance Policy but also serves as a Long - term Investment, with decent returns offer.

Not exact matches

The changes wrought by the proposed legislation will have a much bigger effect on some groups — especially those who get insurance through their employers and those on Medicaid — than estimated by recent analysis from independent healthcare policy experts such as the Brookings Institution and credit rating agency S&P Global Ratings

As an employer, the Civilian Board of Contract Appeals offers eligible employees an excellent compensation and benefits package that includes federal insurance plans, life insurance coverage, leave policies, thrift - savings plans, transit and child - care subsidies, training and development, and work flexibility.

Previously, Tawnya worked for 10 years at Centurion Insurance Group as a commercial account manager, where she handled commercial policy applications, renewals, and policy audits.

Before joining DFAIT, he worked at the Department of Finance, including from 1983 - 1990 with the Financial Sector Policy Branch where he served as Project Director, Financial Institutions Reform Project, and chaired the Inter-Departmental Legislative Review Committee, which guided the development of the 1992 reforms that overhauled the federal financial institutions statutes (the Bank Act, the Insurance Companies Act, the Trust and Loan Companies Act and the Cooperative Credit Associations Act).

In many respects, the New Deal was less about income redistribution than about the recognition of «group rights» benefitting these cultural challengers, a recognition embedded in such policies as the fostering of labor unions, public works programs, and social insurance.

Answering questions from the participants, Dr. Edward Nasigri Mahama said pro poor government policies such as the National Health Insurance Scheme (NHIS) and the School Feeding Programme (SFP) will work again under his watch.

They work synergistically — a sunscreen made with non-nano zinc oxide, your cleanest SPF option, sits on top of the skin and blocks UVA and UVB rays from entering; antioxidants, which Geraghty refers to as «an insurance policy for your skin,» neutralize free radicals.

You may not work with companies such as drivingoffer for great deals on the day, you could give you insurance policy.

This question of participating vs. non-participating life insurance relates directly to how your policy works for the benefit of you as the policy owner as well -LSB-...] Read More

Since 1992, when it was known as Specialty Programs, Ltd., eINSURE has held to this commitment and vision by making insurers compete for consumers, while working to keep insurance shoppers up - to - date on coverage options and policy terms.

Their duty to indemnify you extends to attempting to recover the money you paid to resolve the claim as well — that's just one more way that your Berkeley Renters Insurance policy works hard to protect you.

Finally, make sure you understand how replacement coverage works for homeowners insurance: not every policy will cover your belongings as well as the actual house, so you'll need to make sure the policy offers a level of replacement coverage you're happy with and can afford.

Every insurance expert at Effective Coverage is heavily trained in the specifics of the location they'll be working with, and you know you'll get the right answers, the right policy, and the right price as a direct result of that.

Effective Coverage, the renters insurance experts, has years of experience offering renters insurance in Maryland and will work to ensure that your coverage and your needs converge into the ideal policy as well at the right price.

«Upgrades requiring extensive work, such as adding an extension to your home, may require you to change your entire policy to a building under construction,» TD Insurance's Dave Minor said in a release Monday.

In line with our core values, Effective Coverage works to educate renters on the availability and convenience of New York Renters Insurance, as well as the benefits of the policy.

However, some people are fortunate as they can tap into their savings or cash value life insurance policy for their survival for a few months without working, while other can't afford to stop working for long periods of time.

Paired with a health insurance and long - term disability insurance policy, it can help cover the costs of medical expenses, as well as related costs from being unable to work during recovery, providing you with a full financial safety net.

That savings might be appealing and beneficial in the short term, but canceling a motorcycle insurance policy and renewing the same one a few months later might not work as smoothly as you anticipate.

Professionals such as physicians and attorneys routinely carry large malpractice insurance policies to protect themselves and their personal assets against losses related to their line of work.

Some long - term disability insurance policies pay for extra services, such as training to go back to work.

my sister had two sons that she listed as beneficiaries, 50/50, of her life insurance policy through work.

The term «secondary health insurance» is often used synonymously for supplemental health insurance and works as additional insurance that pays for services a primary health insurance policy does not cover.

This question of participating vs. non-participating life insurance relates directly to how your policy works for the benefit of you as the policy owner as well as your estate and your loved ones.

As a single income household I want a life insurance insurance policy that leaves the survivor in a «work is optional» situation.

If your five - year - old fur coat is no longer worth the $ 5,000 you paid for it, you'll want to reduce or cancel your floater (extra insurance for items whose full value is not covered by standard homeowners policies such as expensive jewelry, high - end computers and valuable art work) and pocket the difference.

Either it's money that essentially covers the cost of selling and issuing the policy initially, and per the insurance contract belongs to the insurance company because they've already done that work, or it's money that is associated with very specific kinds of fees which are fully earned as soon as the policy is issued.

You should ask insurance agent for an illustration of how the policy would work over time as interest rates and other factors change.

You want to work with people who focus on the kind of insurance you need — someone who sells auto policies all day long just isn't as familiar with renters insurance as they should be.

For those who are interested in using the policy for infinite banking, the work around would be to use the cash value as collateral with a separate financial institution, such as a local bank, instead of borrowing form the life insurance company.

Just like we saw with whole life insurance, the death benefit works in exactly the same way in that it will be paid to the beneficiary as long as the insured passes away within the dates of the policy, i.e. the contract.

When I was in college I worked as an RA... so many residents would have benefited from a renter's insurance policy.

My work gave me a $ 5,000 life insurance policy with my husband as beneficiary (I don't even know if that will cover my funeral!)

This article covers the specifics of an AD&D life insurance policy rider, such as what it is, how it works, how it can be purchased, and why you should consider buying one.

Adding complexity to the way universal life insurance works is the fact that this type of coverage offers flexible premiums — as in, the amount you pay into your policy can fluctuate from year to year.

Of course, unpaid life insurance premiums can eat up the cash value; however, this objection is nonsense because this is a function of how the policies work and actually acts as a benefit.

Permanent life insurance policies don't work the same as term policies — they're able to build cash value over time as the policy's owner makes payments.

We can also show you how the quoting process works, and give more focus on the details such as what type of life insurance policy is right for you, how much death benefit coverage you need for your survivors and their needs, and which of the many available life insurance carriers will be able to serve you best.

With a jewelry protection insurance policy, your insurer would permit you to have repair or replacement work done at a jeweler of your choice and would provide you with the same kind and quality of jewelry as the missing or damaged piece.

If you want to purchase your homeowner policy from one provider and your life insurance from a different provider, an independent agent can work it out, and may help you find discounts, as well.

Because Effective Coverage works with all types of personal insurance, you can get boat insurance discounts by bundling, as well as discounts on many other policies as well.

Travel health insurance through a work or retirement plan can have all the same pitfalls as credit - card policies.

A term life insurance policy may work for you if you only need coverage for a limited amount of time (such as when your children are young), especially since permanent life insurance can be more expensive than term life plans.

You should talk to a financial adviser before deciding whether or not a permanent life insurance policy is the right path, but if you've already maxed out other investment options like an IRA, life insurance might work as an additional vehicle.

Besides an organization (the employer) being the owner of the policy, group life insurance works essentially the same as individual policies.

Your disability insurance should also have expired by now, as most policies only cover working individuals to age 65.

Initially, cash value life insurance works the same as term: The policyholder makes regular payments called premiums to keep the policy active.

Don't miss the fact that in the above examples, your money is working hard and has never stopped moving, i.e. the velocity of money... this is the essence of the conduit whole life insurance strategy because your cash value policy has served as a natural channel through which your money moves continually, growing perpetually to fund both your safe bucket and higher risk opportunities.

In many ways, indexed universal life insurance works in a similar fashion as most other types of coverage in that the policy holder pays their premium, and the net premium is then applied to the actual life insurance death benefit.