Sentences with phrase «worse than some financial»

If that sounds harsh, just remember that losing a big chunk of your returns every year to inflated fees is far worse than some financial tough - love advice.

Not exact matches

Without giving away any trade secrets, a good CPA will tell you when certain financial ratios or metrics are better or worse than similar companies in their stead.

Dick's pointed to sales of hunting gear such as rifles, which chief financial officer Lee Belitsky called «much worse than our expectations» on a conference call, and athletic apparel is key culprits in the shortfall.

Companies that enshrine specific financial goals tend to do worse than those without any mission statement; those that express a commitment to their communities excel.

The British financial newspaper says cutbacks are necessary because of worse than expected declines.

But it also looked at who's putting that knowledge into action, factoring in the percentage of state residents who held to good financial habits (like building an emergency fund), as well as bad ones (spending more than they earn or using payday loans).

By the end of 2012 analysts began asking why the company was performing worse than it had during the peak of the financial crisis, when consumer confidence was even lower.

«For better or worse, it looks like many hybrid and EV owners are driven more by financial motives rather than a responsibility to the environment,» said Edmunds.com director of industry analysis Jessica Caldwell.

In checks on the financial strength of the country's four main banks - National Bank of Greece, Piraeus, Alpha Bank and Eurobank - the ECB determined that even if the economy performs as forecast, the banks would need almost 4.4 billion euros ($ 4.8 billion) and more than 14 billion if it performs worse than expected, in a so - called «adverse scenario».

(The company, which reports its financial results in euros, says currency fluctuations make its recent sales and profit numbers look worse than they are; it says its 2014 net sales of 14.8 billion euros were actually up 2 % from 2013.)

Introducing a top - end menu item during the U.S.s worst financial downturn may have seemed questionable to some, but McDonalds knows more than how to make special sauce.

This plays a big role in investor behavior: Investors have a (bad) habit of selling winners and not letting losers go because of loss aversion rather than for logical financial reasons.

Being at war is worse for a currency than not being at war, whether you're fighting the world's financial authorities for legal validity, or engaged in a guerrilla skirmish as either aggressor or victim.

The report found that banks with more than $ 10 billion of assets generally had higher returns on assets and equity, except during the worst of the financial crisis.

With that in mind, the site compared more than 180 U.S. cities across 29 key metrics including unemployment, poverty, foreclosure rates, income volatility and savings habits to see where people are in the best and worst financial shape.

Seems to me that this is the very worst time to increase rates, and doing so would cause more damage to our economy; but I believe this administration would do anything to make us believe things are better than they really are, at the expense of everyone's financial security.

He was also forced to clean up other messes, including bad bets on U.S. subprime mortgages and structured debt that cost the bank more than $ 10.7 billion in writedowns from 2007 to 2009, the most of any Canadian lender during the financial crisis.

[42:14] Tony explains the questions to ask an advisor, to ensure they're truly on your side [42:28] 60 % of people surveyed today say they believe their financial advisor is putting the company interests above their own — it's actually worse than they believe [42:45] Why Tony has chosen to support Peter and his firm, Creative Planning [43:33] How you can get a second opinion from Peter's firm, Creative Planning, through their website (www.GetASecondOpinion.com)-- it doesn't matter how much or little you have, they'll give you feedback [44:00] Tony's biggest challenge when writing his first book, and how it brought him to Peter Mallouk [44:30] Peter explains the process Creative Planning went through to open their services to people at the $ 100,000 level, and how offering this extensive range of services to people at this level is unprecedented

What will make this recession worse than average is not the fact that a couple of additional industries are affected, but that the extreme speculation and excessive debt of recent years will propagate the effects of this downturn through the financial system.

06.13.2012 — IPT Survey News Release: More Than 4 Out Of 5 Experts Say Financial Abuse of Elderly is Getting Worse

That figure, which comes out to a combined 360 billion euros ($ 401 billion) in bad debt, is more than three times the bank loans that were bad in the U.S. on a percentage basis at the height of the financial crisis.

Locking money up for a long time period — more than 10 years — is a bad idea because it reduces access to an investment and increases risk, according to many financial advisors.

These articles include, Financial Bailout: America's Own Kleptocracy — the Largest Transformation of America's Financial System since the Great Depression; The Paulson / Bernanke Bailout: Will the Cure Be Worst than the Disease?

Some have called passive investing «worse than communism»; others have said they are financial WMDs.

The system threatens to collapse in such a way that will leave a legacy of financial cleanup costs for the bad debts that form the counterpart to the economy's «bad savings», that is, savings lent to speculators who use the money simply to buy existing properties rather than to create new assets.

The Dodd - Frank Act, which itself made matters worse rather than better in the wake of the government - fueled financial downturn of 2008, explicitly empowered the Securities and Exchange Commission (SEC) as the agency to formulate rules relating to investment advisers who offer «personalized investment advice about securities to a retail customer.»

The near 9 percent slump in Chinese stocks was their worst performance since the depths of the global financial crisis in 2007 and wiped out what was left of the 2015 gains, which in June has been more than 50 percent.

By Taylor Schulte Financial News The allure of dividend investing is worse than smoke and mirrors; it's downright propaganda.

There are other considerations, naturally; if the company is not on solid financial ground (i.e. it has far more liabilities than assets) the purchase may be a bad one even though they are producing revenue.

Or if the lender's financial situation changes for the worse, the lender may ask for repayment of the loan sooner than is possible for the business.

«Unfortunately, a few bad actors are taking advantage of the [VA home loan] program as home lenders have begun targeting veterans and servicemembers to generate profit and fees at their expense, often leading to higher loan amounts and putting families in a worse financial position than they started off,» observed Senator Tillis.

When it comes to that, I'd rank WFG as only slightly worse than other financial services companies.

If you don't have plans to save for final expenses in advance, and the financial burden caused by your death would hurt your family, a permanent life insurance policy might help you deal with those financial pressures to make sure that your passing isn't worse than it needs to be.

Canada sidestepped the worst of the financial crisis because it avoided the real estate excesses of its U.S. neighbour, and a post-recession housing boom helped it recover more quickly than its Group of Seven peers.

http://jaytaylormedia.com/media/taylor20171107-3.mp3 Dr. Laurence Kotlikoff believes that the total U.S. national dept and obligations of $ 200 trillion puts the country in worse financial condition than Russia or China.

The credit and derivatives problems are, in reality, are worse now than they were in the period leading up to the financial market collapse.

If we had given the industrial Barron's more tax breaks and less regulation and removed OSHA or removed minimum wage laws we would be living in far worse financial internment camps always owing far more to the Company than we can ever repay just to survive which is what the end result of unbridled capitalism leads.

At bottom, the financial crisis was precipitated by a mortgage crisis, which the geniuses on Wall Street made far worse than it might otherwise have been.

Plus, if they kept him, it wouldn't be bad exactly — other than from a financial standpoint; we know that only helped the Falcons when they had Freeman and Coleman.

there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark

I'm betting there will be a much bigger focus on the CL performances and losses than the fact we're 3 pts from the top... While neglecting the fact that the financial muscle they all want flexed so badly is only now a possibility due to the careful planning and years of competing with the big spenders of the league while laying the foundations for a better future.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

With Winter 2015 transfer window behind us, which didn't offer some huge shocking last - minute deals like we used to see before, the round - up of the top European clubs suggest that many clubs due to bad financial situation decided rather to loan players than to buy them.

Ironically, though on - field performance this season has been even worse than in the year under review, the club's financial performance may well prove to be better in 2015 - 16.

The world's worst listeriosis outbreak is likely to cost Tiger Brands more than financial markets were expecting.

The financial crisis in the Welsh NHS is set to be worse than expected, the Welsh Conservatives warn.

But three weeks later, after the state Department of Financial Services found Health Republic's finances were «substantially worse than reported,» it was announced the insurer would shut down on Nov. 30, meaning its 200,000 customers — 20 percent of the individual exchange — would have to pick a new health plan for December.

In a letter to the Social Security trustees in December 2003, the American Academy of Actuaries, the leading professional organization of actuaries, warned that infinite - horizon projections «provide little if any useful information about the program's long - term finances and indeed are likely to mislead anyone lacking technical expertise in the demographic, economic, and actuarial aspects of the program's finances into believing that the program is in far worse financial shape than is actually indicated».

Let's not forget that Johnson's performance as shadow - chancellor was worse than useless and Darling failed to lift a finger while financial markets ran out of control.

The results were clear: the impact on Brexit for the British economy could be worse than the 2008/9 financial crisis, when GDP declined by 7 %.