Last
year LIC had offered a similar single premium plan called «Jeevan Sangam» with 12 year policy term only.
Every year LIC declares bonus rates on all its Products.
Every year LIC declares bonus rates on all its Products.Most of us may hold atleast one LIC policy.
This year LIC has launched many policies so...
This year LIC has launched 2 more policy, Jeevan Sangam and Children's money back plan.
Last
year LIC has gone through a very bad time...
This year LIC has launched 2 more...
If you are a lic policy holder, then you would better know that
every year lic is declaring the bonus rates for their entire policies.
I took a 25
year LIC single premium term insurance policy 9 years back, and I very much love the luxury of not having to worry about making the payments every year.
Let us now calculate the returns of the 20
year LIC new money back plan.
LIC (Jeevan Tarang policy) on my name paying 1 lakh per year for 20 years (8 years completed) MAX LIFE Term insurance for 1 crore started last
year LIC (Jeevan Anand policy) on my wifes name paying 50,000 / - per year for 15 years (4 years completed) LIC (Jeevan Ankur policy) on my daughters name paying 50,000 / - per month for 18 years (2 years completed) Investing USD 400 every month in CHEVRON stocks.
Every year LIC receive huge number of claim and they are closing most of them successfully and regularly maintaining a high settlement ratio.
LIC (Jeevan Tarang policy) on my name paying 1 lakh per year for 20 years (8 years completed) MAX LIFE Term insurance for 1 crore started last
year LIC (Jeevan Anand policy) on my wifes name paying 50,000 / - per year for 15 years (4 years completed) LIC (Jeevan Ankur policy) on my daughters name paying 50,000 / - per month for 18 years (2 years completed) Investing USD 400 every month in CHEVRON stocks.
my investments are, RD: 24000 per yeear Health / Medical Insurance of New India (Do nt know name of plan) covers Me, my wife and daughter value 1 lac: around 4000 premium per
year LIC of my wife (do nt remember name of plan): 14000 per year PPF: Investing around 50,000 per year Sukanya Yojna: Investing around 20,000 per year
so you never seen these benefits in other policies so If you are getting 6 % senario returns Rs 27 lakhs, but if it may be for 35
years LIC will generate the income up to 7.5 % so more then Rs 27 lakhs.
In next coming 5
years LIC wll fund 1.5 lakhs crores to Indian railways.
Not exact matches
-- «Sam Chang planning a 324 - key
LIC hotel,» by The Real Deal's Christian Bautista: «Sam Chang is proposing a 324 - key hotel at 38 - 39 9th Street, just a block away from another Long Island City property the hotelier acquired last
year.
India About Blog Retired about 20
years ago in 1993 as the Chief Actuary of
LIC of India, in the cadre of Executive Director.
My
LIC Plan details (Jeevan anand, January 2011, 21
years term, SA — 5 lacs) 2.
I had taken a
LIC jeevan anand policy 815 last
year in april 2015 with premium approx 30000.
SBI magnum global fund - reg - 2000 /, Reliance tax saver - growth plan - 3000 /, Axis long term equity fund - 6000 / and DSP tax saver fund - reg - g - 3000 / plus i have started with ppf 150000 / plus i have two
lic policies amounting 48000 (jeevan saral and jeevan jyoti) i plan to build a corpus of 1c in 15
years and can invest 50000 pm.kindly suggest.
but no reply... meri age 30
year hai mai meri retirement aur child education ke liye amount jama karna chahata hu maine
lic ki policy li h -1000 month apy - 600 month ppf - 1000 month post Rd - 1000 month 5
year axis elss - 1000 month aur1500 ki sip karna chaahta hu plz muje suggest me good fund for my children education after 15
year and my retirement after 30
years... suggest me good fund... plz
shri... 1) i have 1
lic money back policy 20
year term....
another
LIC MONEY BACK POLICY of 3.3 lakhs (just paid one premium until now) for 15
years with a sum assured of 36 lakhs.
My Mother (senior Citizen) has purchased
LIC's Single Premium Money Back policy in June 2012 Rs. 400,000 and Surrendered the same in Aug 2015, (More than 3
years)
My question is: - If a person take a
LIC (Single Premium) and after some
years such person take a loan on such
LIC then what should be the tax treatment of amount received by such person.??
I decided to buy a term plan for an amount of Rs. 30 Lacs for 30
years tenure from
LIC that too off line because of its claim settlement ratio.
Settlement ratio of
LIC had increased to 98.19 percent during the
year 2014 - 15 when compared to 98.14 percent during the previous
year.
Tenure of
LIC is 35
years.
As for
LIC I was planning for 50k investment for 20
years in Jeevan Anand 2 policy.
LIC Jeevan Anand — Policy - 1 — Started in 2012 for 5 laks SA and for 16
years.
LIC jivan saral = 36190 / ys (7.5 lc life cover), + LIC - jeevan anand + money back = 11000 / year (2 lac life cover), + Lic child future = 11000 / ys (2 lac life cover), + Birlasunlife clasic child plan 30000 / yr (7.5 lac life cover)(money ivested in equity in top 20 fund as plan says), + Birla sunlife dream retirement plan (35000 / year (25 lac life cover)(money invested in equity in enhanser plan) + Lic jeevan Amulya - Term insurance = 6750 / year (25 lc life cover) + Parent medical insurance = 11129 / year + Recurring deposit = 10700 / month for 3 years (9.5 % interest) + Loan EMI = 15736 / month (17 years loan remaining = 14 lac remaining amonut) + PF = 40000 / year I have Two girl ki
LIC jivan saral = 36190 / ys (7.5 lc life cover), +
LIC - jeevan anand + money back = 11000 / year (2 lac life cover), + Lic child future = 11000 / ys (2 lac life cover), + Birlasunlife clasic child plan 30000 / yr (7.5 lac life cover)(money ivested in equity in top 20 fund as plan says), + Birla sunlife dream retirement plan (35000 / year (25 lac life cover)(money invested in equity in enhanser plan) + Lic jeevan Amulya - Term insurance = 6750 / year (25 lc life cover) + Parent medical insurance = 11129 / year + Recurring deposit = 10700 / month for 3 years (9.5 % interest) + Loan EMI = 15736 / month (17 years loan remaining = 14 lac remaining amonut) + PF = 40000 / year I have Two girl ki
LIC - jeevan anand + money back = 11000 /
year (2 lac life cover), +
Lic child future = 11000 / ys (2 lac life cover), + Birlasunlife clasic child plan 30000 / yr (7.5 lac life cover)(money ivested in equity in top 20 fund as plan says), + Birla sunlife dream retirement plan (35000 / year (25 lac life cover)(money invested in equity in enhanser plan) + Lic jeevan Amulya - Term insurance = 6750 / year (25 lc life cover) + Parent medical insurance = 11129 / year + Recurring deposit = 10700 / month for 3 years (9.5 % interest) + Loan EMI = 15736 / month (17 years loan remaining = 14 lac remaining amonut) + PF = 40000 / year I have Two girl ki
Lic child future = 11000 / ys (2 lac life cover), + Birlasunlife clasic child plan 30000 / yr (7.5 lac life cover)(money ivested in equity in top 20 fund as plan says), + Birla sunlife dream retirement plan (35000 /
year (25 lac life cover)(money invested in equity in enhanser plan) +
Lic jeevan Amulya - Term insurance = 6750 / year (25 lc life cover) + Parent medical insurance = 11129 / year + Recurring deposit = 10700 / month for 3 years (9.5 % interest) + Loan EMI = 15736 / month (17 years loan remaining = 14 lac remaining amonut) + PF = 40000 / year I have Two girl ki
Lic jeevan Amulya - Term insurance = 6750 /
year (25 lc life cover) + Parent medical insurance = 11129 /
year + Recurring deposit = 10700 / month for 3
years (9.5 % interest) + Loan EMI = 15736 / month (17
years loan remaining = 14 lac remaining amonut) + PF = 40000 /
year I have Two girl kids.
Direct Equity Exposure — 2.5 Lakhs (Shares of Asian Paints) Life Insurance Term Plan HDFC Life Click 2 Protect — 1 crore (Insured value) Other Insurance plans
LIC — 2000 / Month (all plans put together) PPF — 20000 /
Year Health Insurance — Provided by Employer MF — SIP's ICICI Direct Focused Blue chip — 1000 / month (10 year horizon) Franklin India Smaller Companies Fund GROWTH — 2000 / month (10 year hori
Year Health Insurance — Provided by Employer MF — SIP's ICICI Direct Focused Blue chip — 1000 / month (10
year horizon) Franklin India Smaller Companies Fund GROWTH — 2000 / month (10 year hori
year horizon) Franklin India Smaller Companies Fund GROWTH — 2000 / month (10
year hori
year horizon)
One is free life insurance from the US company equavalent amount of annual salary is assured and also one in India —
LIC Jeevan Anand maturing in 20
years for amount ~ 20 Lakhs or so.
Following is my portfolio:
LIC Jeevan Anand ~ 50K per
year — from last 6
years Real Estate & Gold — Good amount is invested — No EMI / Loan pending Bonds and FD — Good Enough PPF ~ 2 Lakhs (No plans to invest more in this) Everyone are covered with different health insurance plans.
I am Sujeet Shrivastava, 33
years old, working in
LIC of India as a development officer.
My Term Plan:
LIC e-term plan for 50 Lacs cover 35
year term (stared Feb 2016) 4.
I had a talk with
LIC manager to convert from Fixed to Floating rate, But the lowest possible conversion floating rate offered to old customer is only 10.90 %, Which i don't think make any sense considering the market volatility in 5
years from now.
I am planning to buy ONLINE pure / basic term insurance (term duration — 35
years) for both of us, before buying i have done some ground work and shortlisted below 2 plans as the premium of these are very less compared to
LIC, SBI and ICICI.
After spending too much time doing analysis and research (I have a PhD to do) I decided to invest in Cadence Capital, a Listed Investment Company run by Karl Siegling whose investment philosophy I thought a good one (to buy undervalued and well run companies, only when prices were already on the rise or short overpriced equities, only when prices were declining)-- I still think this is an excellent
LIC, and it has returned over 18 % p.a. since inception over 10
years ago.
LIC endowment policy - 25313 / Annum From FY 16 - 17, I want to change my investment strategy in d following way EPF - 49,000 PPF - 62,000 DSPBR Micro-Cap Fund - Reg (G)-2500 / Month Mirae Asset Emerging BlueChip - Reg (G)-2500 / Month Axis Long Term Equity Fund (G) ELSS — 2500 / Month Max online Term Insurance plan 1Cr - 9045 / Annum
LIC Endowment policy - Plan to close, Already paid for 6
year
This funds are tax saving eligible or not and I am invest 50,000 of deposit of MIP for using above mf sip Suggest for MIP and Sip (above funds not tax saving) and Also I am paying
Lic endowment plan yearly 30,000 premium and my financial goal is 25 to 30
years 75lac to 1 cr I am a new invester
Regarding
LIC: Jeevan Anand (Plan 149) started May 2007 — Tenure 21
Years — 9
Years completed — End date May 2028 — 30500 / annum New Bima gold (Plan 179) started May 2007 — Tenure 20
Years — 9
Years completed — End date May 2027 — 31500 / annum
On
LIC front, one is Jeevan Anand started in 2007 with ending 2028, while the other one started in 2011 with maturing every
year starting 2022 till 2032 (premium also reducing down over the last 11
years).
My gross salary in 2015 - 2016 Rs. 4,26,000.00 Add bonus 2015 - 2016 Rs. 30,000.00 So the total income in the AY Rs. 4,56,000.00 Exemption Rs. 2,50,000.00 So i have to submit exemption expenses like House rent, Tuition fees,
LIC and Shriram life insurance Premium and how much house rent eligible to show in IT?Actually i am paying per month HR is Rs. 4,000 / - and for the above
year for Rs. 48,000 / - can we show in HR A / c?
sir, I am bhanudas gaonkar i have stop my
LIC JEEVAN ANAND POLICY and taken TERM PLAN of 1cror, i have paid lic premium for 6 years, shall i surrender this policy kindly suggest or any other opti
LIC JEEVAN ANAND POLICY and taken TERM PLAN of 1cror, i have paid
lic premium for 6 years, shall i surrender this policy kindly suggest or any other opti
lic premium for 6
years, shall i surrender this policy kindly suggest or any other option.
LIC life insurance Plan — 12000 / - Per Annum (Life Insurance - Sum assured 2.5 Lakhs - premiums to be paid till
Year 2030) 3.
Also for tax saving, I show 1 Lakh rent /
year, I invest approx 30k in
LIC, 30k HDFC ULIP Plan and PPF account per
year.
until August 2027 - 15 yrs) Total
LIC Premium payment (Annual): 12,000 INR (2 policies, terms 15
years each started from 2009 and 2014 respectively; sum assured 3,00,000 each)
Real estate — 3 cr term insurance — 2 cr health insurance — 10 lakhs family floater 5 lakhs by company 10 lakhs (cancer care policy due to my family history) various traditional policies from
lic — 10 lakhs (premium ending by next
year and benefits after 3 yrs) equities — 4lakhs mutual fund (through a financial advisor)-- 25 lakhs ppf — 5 lakhs fixed deposit — 2 lakhs sip in force for 20000 / - per month