Sentences with phrase «year as a lump»

Most mortgages allow you to pay back a maximum of 20 % of the balance owing per year as a lump sum.

Not exact matches

Seriously, just try to name a popular science - fiction movie, book, or television series released in recent years that doesn't portray the future as a stomach - dropping, throat - lumping nightmare.
«To take close to two years worth of executive changes and lump them all in together and then and paint them as part of the same pattern is really unfair,» Doll said.
Essentially, lumped together, those retailers dealing in the same businesses where Amazon has a market share or is looking to grow one have not fared nearly as well over the years.
Netflix today said it was raising a very large lump of debt for the typical laundry list of uses that you'll find in a filing with the SEC — though, the timing comes as its content costs may hit as much as $ 8 billion next year.
Btw the 10 year horizon is relevant to me as it is when I can take my 25 % lump sum from SIPP, so preferable taking it from bonds that have just been redeemed rather than selling down equities that may be in a bear market at the time.
A recent MetLife survey * highlighted how this choice shakes out when it comes to retirement: One in five retirees who took their pension or defined contribution plan, such as a 401 (k), as a lump sum depleted it in an average of 5 1/2 years.
Specifically, individuals can make a lump - sum gift to a 529 plan of up to $ 65,000 ($ 130,000 for married couples) and avoid gift tax, provided the gift is treated as having been made in equal installments over a five - year period and no other gifts are made to that beneficiary during the five years.
Under new IRS rules, which have affected other nonprofit CEOs, the money had to be re-reported as a lump sum in 2008, the year Graham became vested.
Scroll through these comments and you'll see many responses and lump all Christians as «delusional,» «believing in 6k year old earth,» etc..
As I understand it Arsenal are offering a large portion of the transfer fee «up front» and in one lump sum to Monaco as opposed to over many years AND they are offering a portion of that fee go to Mbappe as a bonuAs I understand it Arsenal are offering a large portion of the transfer fee «up front» and in one lump sum to Monaco as opposed to over many years AND they are offering a portion of that fee go to Mbappe as a bonuas opposed to over many years AND they are offering a portion of that fee go to Mbappe as a bonuas a bonus.
Total wages and salaries (including social security and pension costs)-- by far the biggest cost to the club — remained static at # 208m; the same as the previous year (it's always a contentious cost but I suspect agents» fees are lumped into this category and signing - on fees will certainly fall under this heading).
The concepts of childishness versus foolishness have been helpful to me, although without accompanying age - appropriate expectations (which are impossible to come by when 18 month olds are lumped together with 8 year olds), these concepts can just as easily be misunderstood and damage family relationships.
The logic behind this (as I remember it from one of Clegg's speeches) was that by the time the child reaches 18 years old, a lump - sum windfall may deliver a short - term benefit but will be of little use in the long - run if they had a poor education.
Rather than accruing leave days for each pay period, postdocs receive each year's leave as a lump sum on 1 January and may use it, subject to their PI's approval, during the next 12 months.
Around ten years ago researcher Dave Bacon, now at Google, showed that a time - travelling quantum computer could quickly solve a group of problems, known as NP - complete, which mathematicians have lumped together as being hard.
As I think back over this last year, I still get a big lump in the back of my throat and my eyes can't help but fill with tears.
to her bitchy antagonist on campus (who is lumped with lazily unfunny putdowns such as: «You're a 1,000 years old»).
Over the years I've enjoyed eccentric documentaries about Brian Blessed's attempts to reach the summit (any lump of geography that can defeat the indomitable Blessed not once but three times surely demands respect), scholarly American documentaries about the so - called «death zone» (above 26,000 ft, the air is so thin it's as if the mountain is trying to suffocate you), and touching documentaries about the search for Mallory and Irvine's bodies.
Eight years after they found themselves lumped in with some of the lowest - performing schools in the state, Mobile County schools such as Mae Eanes Middle School and Grant Elementary are now regularly making Adequate Yearly Progress on state exams and have become turnaround models for educators around the country.
Anything not spent on benefits was given back to teachers as a lump - sum check at the end of the year: additional cash teachers could pocket and / or invest however they chose.
As Dropout Nation has reported over the past year, the Obama waiver gambit is already allowing 37 states and the District of Columbia to ignore poor and minority kids, rendering them invisible altogether, through such subterfuges as lumping all of subgroups into a so - called super subgroup category that obscures data on the performance of districts and schools in helping each and all kidAs Dropout Nation has reported over the past year, the Obama waiver gambit is already allowing 37 states and the District of Columbia to ignore poor and minority kids, rendering them invisible altogether, through such subterfuges as lumping all of subgroups into a so - called super subgroup category that obscures data on the performance of districts and schools in helping each and all kidas lumping all of subgroups into a so - called super subgroup category that obscures data on the performance of districts and schools in helping each and all kids.
By using innovative financing and a fixed - price, lump - sum design - build contract for SH 130 Segments 1 - 4, the project was completed 25 years sooner than conventional pay - as - you - go financing would have allowed and the final cost is less than the original 2002 cost estimate.
Use of innovative financing and a fixed - price, lump - sum design - build contract for SH 130 delivered the CTTS components 25 years sooner than conventional pay - as - you - go financing would have delivered.
Not until late next year as Bentley still hasn't finished playing with the Audi - sourced lump to Bentley - fy it.
If you die during the guarantee period, the annuity will continue to make income payments until the end of the selected guarantee period or you could select that the remaining payments are paid as a lump sum (this option is not permitted where the guarantee period is 10 years).
Lump sum plus Monthly Income: Half of the death benefit will be paid out as lump sum for immediate needs, and the remaining half in form of monthly income increasing annually by 10 % at simple rate for a period of 15 yeLump sum plus Monthly Income: Half of the death benefit will be paid out as lump sum for immediate needs, and the remaining half in form of monthly income increasing annually by 10 % at simple rate for a period of 15 yelump sum for immediate needs, and the remaining half in form of monthly income increasing annually by 10 % at simple rate for a period of 15 years.
For example, if you were to purchase a 5 - year Deferred Fixed Annuity, you might receive your payment as one lump sum at year 5.
If the U.S. Department of Defense (DOD) makes a lump - sum payment toward your Direct Loans after a year of service as part of one of the student loan repayment programs it administers, you will receive credit for up to 12 qualifying payments for PSLF.
Cash back bonuses: Student cards are now offering both lump sum cash back intro bonuses, such as getting $ 25 if you spend $ 500 within the first 3 months, as well as cash back matching, where you get $ 1 for every $ 1 you spend during the first year, up to a limit.
As an aside, the prize is $ 500 million as a lump or $ 25 million for 40 yearAs an aside, the prize is $ 500 million as a lump or $ 25 million for 40 yearas a lump or $ 25 million for 40 years.
Considering it as an investment tool plus a retirement plan, since after 35 years i.e. at the age of 60 it will give a lump - sum amount, is it wise decision to buy the life insurance under given conditions?
Are there any benefits to making contributions spread out over the year vs as one or more large lump sums?
The IRS also allows a «lump sum» gift of $ 70,000 (5 years worth), as long as you don't give anything for the next 5 years.
I have collated returns of regular plans and direct plans of some of the top performing mutual fund schemes for lump sum investment (last 3 year returns) as well as SIP investment (last 4 year returns).
As is typical for such cursory analyses, the article lumps together ETFs with the word «dividend» in their name, and focuses on short - term (up to three years) returns to draw conclusions about the funds» performance.
With a 529 plan, you could give $ 75,000 per beneficiary in a single year and treat it as if you were giving that lump sum over a 5 - year period.3 This approach can help an investor potentially make very large 529 plan contributions without eating into his or her lifetime gift - tax exclusion.
If the inherited Roth IRA is less than five years old and the funds are withdrawn in a lump sum than the proceeds will be taxed as ordinary income.
That's because RRIFs offer more flexibility and tax savings than annuities (see the pros and cons of annuities at TSI Network) or a lump - sum withdrawal (which in most cases is a poor retirement investing option, since you'll be taxed on the entire amount in that year as ordinary income).
This election allows you to make a lump - sum contribution up to five times the annual exclusion amount of $ 75,000 per beneficiary in one year and elect to treat the contribution as if it was made ratably over five years avoiding federal gift tax liability, as long as you make no other gifts to the same beneficiary for the next five years.
Plus, you can do this without incurring the federal gift tax as long as your contribution is within the current exclusion limits, as noted in the section above, whether you make your gift annually or in a lump sum on a 5 - year accelerated schedule.
Many seniors take out reverse mortgages as open credit lines, instead of taking cash in a lump sum or payments, because when you set up a reverse mortgage this way, the amount you can borrow increases each year.
I will show total dividends and capital gains for the funds as one lump sum at the bottom of this page for the last few years.
I paid off my debt as a lump sum last week and all though it was a lot of money $ 55,000 paid off in 3 years ins» t bad.
You can choose to put your challenge savings into your emergency fund, invest it, put it toward debt as a lump sum payment at the end of the year, or to pay for Christmas gifts for your friends and family.
As you can see, whether you withdraw a lump sum or spread out your withdrawals over time, the tax - deferred account is significantly more valuable than the taxable account after the 20 - year time period.
As a result, over the last few years, some annuities have been introduced that not only have a set guarantee period but also provide individuals with access to a lump sum cash advance of the future guaranteed payments.
Settlements can be taken as a lump sum in the future, as a stream of payments for a predetermined number of years, or as a combination of both.
The idea is that this fund should last as long as you live as your retirement income (increasing by 4 % each year for inflation) is simply taken from the income generated from your investment itself and not from your lump sum you have saved.
the member's account balance is no longer seen as supporting a TRIS and t any payments made during the year (not just the amount in excess of the limit) will be super lump sums for income tax purposes and lump sums for SIS Regulations purposes
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